/biz/ - Business & Finance

>>13289819
30 year old neet here, unironically learning to code

>>13289819
You can be past 30 and be a piece of shit or a well preserved healthy young looking Chad. Depends on the decisions you made

>30 is just a number

>turning 30 this summer

>>13289819
30 year old here, been bald since 25. I'd say my best years were 26-27 but things have been improving again. The key is staying fit, staying well employed, and above all for the love of god HAVE FRIEND GROUPS. You're infinitely more attractive to a woman if the people around you like you. Age for a guy only matters on online apps. All the 30-40 year olds banging 20 somethings do it because of their social life.

>>13289819
Reposting your r/asianmasculinity pic but in non-ant quality.

>>13289819
im 30 but look 22, so its not too bad.

>>13289819
37 here, nearing the 40.
Unironically also haven't gotten laid for the past 6 years, last handjob i got was when i turned 30.

But hey, in Sergey we trust right !
Once us Linkmarines make it , it will be Thai hooker gallore for this oldtimer !

>>13289819
31yo boomer here. if you haven't settled your shit yet, life is gonna be tough anon and maybe deservedly so. you've had plenty of time to grow up.

>>13289819
Not by a long shot.

>>13289819
>34
>have wife and two kids
>making $150k/year
>million dollar net worth
>hate my job
>no time/energy to pursue hobbies anymore
>contemplate suicide daily

i have had this persistent belief that some financial windfall is going to come my way and get me out of this rut, but as i get deeper into my 30s, i'm starting to realize it won't happen and i'm stuck here for at least 20 more years.

>>13289819
I just turned 20 and I'm getting scared reading these. 100 ETH, 1k stellar, 1 bitcoin, 500 chainlink hope i make it frends.

47 here. Financially, I’m good, not great. I’m $35k away from owning my house outright. It’s worth $275. I’ve got about $60k cash and $30k in bitcoin. One of the benefits of being a wagie for so long is that eventually you become the boss. So I can take it easy. On the down side, I’m a 2 time divorcee simply because I had to learn the hard way that modern women are utter shit. At this point in life I’m a black pilled prepper.

>>13289956
I will add that the only way i got my money to invest in crypto was from a motorcycle wreck, I got over 60k from it.

>>13289864
>All the 30-40 year olds banging 20 somethings do it because of their social life.
lol wat
They just want fresh meat. 30-40 yo men are either already married or just bad. They don't care about your friends. Seriously, wtf am I reading. Or maybe it's again another weird American thing.

>>13289954
Welcome to life anon. I have the same going for me minus the good career. I wish I would have gone to the military and fucked around traveling and not giving a shit about roots.

>>13290001
>$35,000 away from owning a $275 house
anon I....

>>13289954
Very similar situation. I can hold out for another couple years, but if no bull run by then idk wtf Im going to do.

>>13289832
How is it going? I am working an entry level IT job with an opportunity to move up. I am honestly not sure if I can pick up Linux at 26..

>>13289819
>31 year old boomer
>had a good 20s, lots of traveling and partying
>career is finally taking off
>banged about 5 girls this year
>no marriage or kids, that can wait till I'm 40
>not fat, not balding (taking propecia), should be looking good for another 10 years easily

Enjoying the 30s bachelor life.

>>13289954
>34
>million dollar NW
>financial windfall is going to come my way and get me out of this rut
>boohoo I'm the 1% but I need a financial windfall

what the fuck do you need that for you are a 34 yo millionaire, just quit your job and shift to some easy part time work you retard

>>13289819
30 is the true start of adulthood. If you didn't work at your goals in your 20s there's still time.

>>13290185
never gonna make it

>>13290020
I can't read what you're trying to talk about. I'm saying if people in the bar/party/event seem to know and like you then a girl is more interested in you. I'm not saying they're fucking you to have access to your frisbee group or some dumb shit.

>>13290137
>60 years old man at his son's high school graduation.
ew lol

>>13290185
"Net worth" includes retirement fund and house. He probably has 450k in home equity and 250k in between 401k/IRA, the rest is split between himself and his wife and is largely reserved savings for the kids' college funds/wedding funds.

>>13290291
This. Literally the reason I'm getting married this year. Don't want to be too old when having kids

>>13290291
This doesn't bother me at all. As long as I pass on my genes before I die.

>>13290352
It'll bother your kid. You won't be a masculine role model to your kids. You'll be fragile for most of their growing lives.

>>13290020
>it's weird in yuropoor land to have bangin young women

Hahahahahahaha do they all date refugees or what?

34 year old boomer here. Made serious money in crypto in 2017. Single, no job, neet life. Travelling aimlessly. Banged 9 girls last year. Only my girlfriend this year.

>>13289819
- career check
- family check
- fulfillment check

You know, I have all these things but the best years of my life where when I was a neet (had some friends) though.

If your now a neet enjoy it man!

-t Boomer

>>13290376
Well its' not like I have a marriage material woman in my life right now. And I'm not quite financially sorted. I need a few more years.

fastest way to make money for a 30 year old neet?

>>13289819
>life begins at 40, frens

>>13290405
Nice jealous

>>13290422
Keep at it anon we believe in you, but you gotta put in the work to improve yourself or learn skills you don't know at all. Doing the same thing over and over is what dooms too many.

>>13290445
Very cryptic Anon you'll have to explain. And what makes you think you can give me advice?

My brother, cousins are engaged / married / pregnant and a few years younger than me. And I sure don't envy them right now.

>32
>house + condo, both 1/3rd paid off
>10k in savings and crypto combined
Things probably should have been better but at least Im not a wagie I guess.

35

30 year old NEET here. I am fucked beyond recovery. My last chance would be someone figuring out how to reverse ageing

>>13289819
it's not past the pnr yet. you can still get your shit together and get a job. you could literally just become a truck driver and make 40k per year and the company will even pay for your training.

>>13289819

I'm 34. I gave up having a family for owning a business.

>>13289954

Ain't nothing wrong with that life anon.

>>13289819
35
Wife
Son
Career
Putting into pension
Few K in crypto
Couple miners
Whyte

>>13290185
See: >>13290312
Pretty much spot on. Half is home equity and now is the time to be saving/investing so I can help my kids out with college and whatever else I can do for them. I love my kids dearly and they are the reason I can't just walk away from all of this. I don't want them to graduate college with six figure loans. If I didn't have a family, I'd probably move somewhere with a lower cost of living and take a lower stress job.

>>13290575
COMMUNITY COLLEGE/MILITARY

>>13290562

Crypto is racist? Fuck I'm buying today.

>>13289819
>30
>getting married soon, career set, investing heavily in crypto

pretty happy, need work goals though, can't go higher in my field now.

>>13290575

Anon you're 34. Now is the time to hustle. When you're 64 you'll look at yourself and wonder why you were a little bitch. Notice that the days go by faster? They blur together? The seasons change quicker? That doesn't stop, it accelerates. Relax, enjoy the moment, you have it together - people love and depend on you. That's more than most people can say.

>>13290623
This is actually some good perspective, anon. Thanks.

>38
> 20yrs married
> 2 kids in college
>own my home (worth 6x what I paid)
>start mining BTC in 2011
>bought ETH at $11
>Net worth of $20 million.

Honestly it’s fun n to be accomplished but my frens don’t respect my $ and think I’m lazy and lucky because I didn’t wage slave to accomplish my wealth.

Having $ is nice.
I tried hard to spoil the crap outta my kids because I grew up piss poor.
Luckily they are well behaved and respectful.
The wife is skitzo and meds make her never wanna have sex anymore.
Having money isn’t everything.
I’m about to buy a business to keep myself busy.

>>13289819
31, have passive income and trade crypto.

Smash at least one new 20-something tinder slut a week.

The thought of marriage and kids makes me shudder.

>>13290656
It will be ok bro I have a similar situation with my girlfriend. If you learn how to cheat you won’t care about her sex anymore

>>13290687

This. Just be careful. Never in your own home.

24, making just barely six figures.
Hate my job and it will probably go belly up in 10 to 15 leaving me with little transferrable skills.
Anyone change career after 30?

>>13290752

Get a side hustle with something you're good at that's a branch of your own skillset. Then if it goes to shit you can focus full time on yourself.

>>13290680
based, this will be me, maybe not by 31, but shortly after

would you mind sharing any recommendations for passive income? Right now I'm adding to a dividend portfolio that is paying out nicely and building game software to sell and a financial literacy website

>>13289819
on the one side, yes, on the other side, I have never felt so mentally healthy and confident.
Swings and roundabouts

>>13289954
>makes $150k/year
>waiting for a financial windfall
anon, you must be blind

>>13290312
>the rest is split between himself and his wife and is largely reserved savings for the kids' college funds/wedding funds.
fucking normies I swear

>29
>neet
>100k in cyrpto
>a few 100k cash
>own 100 acres of land
going to try to produce some agricultural goods, at one point was a millionaire on paper but want to get out of investing, too much stress

>>13290656
>Honestly it’s fun n to be accomplished but my frens don’t respect my $ and think I’m lazy and lucky because I didn’t wage slave to accomplish my wealth.
hate going from an equal to expected to pay for everything

>>13290845

Money is a gas anon.

>31
>have 300k property, mortgage paid off
>0.5 bitcoin
>500€ on bank account
>fucked a hooker after the bullrun of 2017
>no sex since then

just paid off the mortgage with everything i had, outstanding taxes fucked me, so i'm starting at 0 with an advantage

>>13290071
I lulz'd so hard at this comment, but i do hope you know he meant 275k :D

>>13290687
>>13290742

Never shit in your own backyard, I’m aware.

I do occasionally here and there. I just hate the awkward and sneaky nature.

>>13290185
dude, he's a larper

>>13290915

Yeah some times depending on the lengths you have to go to get it then it's not worth it.

29, neet, no savings, no car or license, no education, no human interaction, no family, no friends, no home, 10k debt, 2k link

>>13289819
Really no one takes you seriously until you are 30. As far as family is concerned you have to deal with entitled women approaching 30.

>>13289819
i spent my entire 20s doing drugs and fucking degenerate whores. ive gotten married, had two kids, and made my first million since i became 30. 34 now. as long as there is life there is hope.

>>13290071
kekd

>>13289954
>33
>no wife or kids
>making $250k/year
>still save very little since I live in NYC and like to party a little too much but who cares
>plenty of free time to pursue hobbies, date multiple women, start side businesses
>life is good
sorry you fell for the wife and kids meme anon. I'll never understand why so many men blindly follow that life path even though we all know it sucks.

>>13290137
based. take notes fags.

>>13290135
Linux is easy as fuck to use.

>>13291230
Kys degenerate

My plan is to fuck fatties and wait for $SKY to moon. #based

>>13290845
>anon, you must be blind
Maybe. I think I just have this stupid millennial "I'm special" mentality lurking in the back of my mind that makes me think I'm too good to spend 50-60 hours a week at work and that something good should just happen to reward me for the good choices I've made so far. This isn't a conscious belief that I am counting on or something, but there is just this feeling like this can't possibly continue like this until I'm 60.

>>13290985
>larper
What is hard to believe? I have a job that pays pretty decently, live well below my means and save/invest as much as I can. My wife was making six figures as well before we had kids.

>>13289819

Over 40 motherfucker, get on my level.

>>13291230
No one will miss you when you die and the sooner the better.

>>13291503
Who gives a shit I'll be dead. Your kids will miss you for a few months and then will move on with their lives congratulations hope you enjoy it from the dirt.

anyone in seattle area hiring? i need a job desperately

>>13291431
>50-60 hours a week at work
yikes if not a larper

>32
>orthopaedic surgeon
>married, wife is also a doctor and earn mad dosh
>wealthy family, I'll inherite a few dozen million dollars, which is as a lot for my shitty 3rd world country
>still jealous of the neet life

I've had everything in my life given on a gold platter and I'm still miserable, I can't honestly enjoy life. The more I study and interact with other people, the more I want to be excluded from society

>age memes

none of that shit matters anymore. you cant have the traditional life without it being ruined and taken from you 10 years down the line max. wtf is this the 70's? growing up means taking responibility for yourself and that's it. you sound like a bunch of normie cunts

>>13290001

>it's worth 275

Not yet, but soon

>>13290185

Paper assets and properties are going to be worthless. Pensions are already gone.

>>13290575
nobody is forcing you to do that, it is your own choice. you have enough capital that you can grow it without saving a single more dollar.
either be happy that this is your choice and that material wealth is more important to you than your time, or change something.

>>13290623
>Anon you're 34. Now is the time to hustle.
and when is the time to enjoy life? when you are 65, nothing excites you, and your dick does not work?

>>13291230
>make 250k/year
>have plenty of free time
shut the fuck up larper, with that salary you have no free time at all

>>13289819
not too late. find a great sexy girl, marry her, make babies, make it work, enjoy kids and family life, retire off your crypto. better hurry up with the girl part.

>>13291649
properties can never become worthless, because people need to actually live somewhere. Not sure what you mean by paper assets, but pretty sure most businesses are not going to just disappear. Pensions sure.


>>13291614
Stop complaining you spoiled pussy, there is absolutely nothing stopping you from quitting it all and becoming a NEET for the rest of your life starting today. Most people don't have that choice.

>30
>virgin
>live with parents
>study for 10 years
>finishing my masters this year
>???

>>13290752
30 here, been working as a graphic designer for 13 years and i'm absolutely done with it now. quit my last job cause it was a shit company. currently a NEET for 1 year already. timing was bad but it was a good time to re-orientate myself aswell, now looking for a job in a new career. it's tough but possible.

>>13289819
I've got three years before I hit 30. I don't think I'm going to make it.

Peaking in your 20s is boomer thinking. These days, your 20s are your worst, hardest decade. Don't try to get too much done , just get through them with your soul intact.

>>13289819
>32
>retired/NEET
>no fucks left
>look 23

32yo woman. I can’t even see “the wall” in my rear view mirror anymore.

>>13289819
32 here. Utter complete nihilism has set in. Imagine being married. Don't even care to fuck her, but just do it out of duty to have child.
Literally nothing left to do except maybe play the keep up with Joneses game with fellow boomers. Otherwise I'm just playing Morrowind and not working out.

>>13291794
Tits now, roastie

>>13291661
I'm in sales homey. I'm not a doctor or lawyer. I can work as little or as much as I want as long as I hit my number it doesn't matter. I'm actually flying to Morocco on vacation right now.

>>13289819
It just gets easier after 30.

*sip*

20's are for learning. 30's for earning.

>>13291351
I can navigate Linux, but scripting?
My only previous "serious" IT experience is writing Hello World in C++.

Is there a chance I could learn this before my '30?

My 20s were beyond amazing. Traveled the world as a musician, did all the drugs, all the booze, and all the beautiful women. Sadly all good things come to an end and those skills don’t amount to much now that I’m 37. I guess the grass is always greener. Some of you who spent your 20s building careers might wish you had more adventures and experiences. But here I am nearly 40 and still up to my eyeballs in student loan debt.

>>13289954
How’s your nutrition and sleep
Schedule?

>>13291854

>Morocco for vacation

Gross.

turning 24 next month

>>13291955
Do you regret your decision?

Always amazes me that the China and particularly /biz/ has some intelligent, affluent folks frequenting it’s board. You guys motivate me to step my game up and better my career, character growth and financial well-being.

>>13292005
I don’t really regret it, I lived a fantasy life in on music business most people could never fathom from age 20-32. Everyday was a wild amazing party!! Just kinda lost now now though. Trying to figure out what to do next.

RICED

Turning 30.

Got my career, future wife, property, make 130k a year. Ive got fuck all wealth bc i spend all my money on synthesisers.

>>13292036
I always lived for the opposite idea, work hard in your 20’s and travel the world in your 30’s. Do you have any tips, money wise, how do you survive abroad?

>>13292030

4 Chinz**

>>13291794
what does that even mean

>>13292228
She’s close to austin texas

>>13289819

>32
>engaged
>six figure energy job

Your 30's are great, for some reason when you turn 30 boomers instantly believe anything that comes out of your mouth like you're some goddamn expert.

>>13292067
Well the nice thing for me was that in the music business everything was handled for me- hotels, plane tickets, catered food, etc. So beyond that I just focused on not really spending money. But you’ll find the world is overall a very friendly place, even in countries where people don’t speak English hand gestures make communication easy. Just always be aware of your surroundings if you find yourself in a brothel or something and get a bad vibe subtly make your exit before any bad shit goes down.

>>13289819
Nah 30s and 40s and even 50s are the best times of your life. Get hitched and start popping out some kids friend.

>>13290376

lmfao, projecting much you manlet? say that to trump

>>13291784
29 here. It's been a long ride. This decade turned my hair grey.

>>13289819
Everyday is you alone chasing ghosts

The only way to win is not to play, death doesn't seem to terrible for me, only to the people that expect something from me

The biggest joke in life is how painful death is, there is literally no reason why our nervous system recoils so much from death other than a big fucking joke

>>13291955
What kind of success did you have financially? Not many musicians can travel the world, sounds interesting

>>13289836
Spoiler that shit. Jesus Christ Jews are fucking ugly.

Your age matters not if savings keep sustaining you windfall after windfall. What matters is at what point you need to do something, you choose to do something at that point before the point of no return, i.e. cardboard box camping.

42 here. Divorced, no assets. Homeless and living in the woods. Spent life persuing knowledge and enlightenment. Software and engineering background. Being a web dev for the wrong companies was my major mistake. Pivoting now. The experience made me stronger but with less faith in humanity.

>>13289836
For women, no

>>13289819
>30(31 this summer)
>was given hundreds of btc for free randomly on /b/
>bought eth @ 30cents
>bought xrp @7cents
>bought str @2cents
>have 1.8M house paid off
>will inherit 7 other properties
>the last job I had was 15 years ago at a grocery store
>go to city college to kill time and make socialize since all friends my age are wageslaves or burnouts
>do meth daily
>fuck a handful of new tinder girls every week
>oldest girl i've fucked has been 23
>I have 0 skills, 0 purpose, 0 meaningful relationships, 0 reason to get out of bed ever again

All I ever wanted was a family by the time I was 25.

But on the bright side I can say I became an imaginary money millionaire by dumb luck.

>>13292378
Well the music business just pays a lot more in experiences and adventures than it does in cash money. Honestly I didn’t make a whole lot of money. But the lifestyle was amazing. Waking up in a different city every day, all the drugs, booze, and food you wanted for free. Beautiful women lined up to meet you every night. Going hiking in redwood forest or whitewater rafting or exploring a tropical beach on days off. Just doesn’t make a great resume for the real world though!!!

>>13292415
You are a retarded larping faggot.

>>13290680
Enjoy getting sexual diseases and getting old and not securing a good waifu to continue your bloodline with. Degenerate nigger

>>13290601
CC I can agree with, but raising your kids and then having them die fighting against some towelheads halfway across the world in the name of Israel? Fuck that

Holy shit lots of old timers here
23 and making it soon. Attention all old faggots: you will never make it with a J.O.B

>>13292451
Stop with this continue blood line meme cope. All humanity will be wiped out one day anyways so who cares.

>>13289954
It's the boomer conception of success, it's what my parents had, but that sounds awful. With full time employment and family man shit, you trade in infinite resources to pursue your intellectual interests to their limits and develop an independent mind, for a stable income and socialization within the family, but once you have glimpsed into the abyss, you can never forget that you're living in a materialist hellscape as your civilization goes to shit, so your life will always be hell, even though it made your parents happy. You will contemplate suicide or become schizoidal.

>>13292408
>Being a web dev for the wrong companies was my major mistake
Story? Were they start ups promising riches but failed?

>>13290137
Faggot noncel spotted.

>>13289819

Literally nothing changes or happens when you turn 30.

t. 30 year old boomer

>>13289819
>34
>Owned a house
>Got married
>Had two kids
>Got divorced
>Sold house
>Live with mommy now
>Very comfy love mommy
>All my crypto is in link yolo

>>13289819
I mean, if you're a loser faggot (as i strongly think you are OP) it doesn't matter how old you are.

>>13292459
The fact you think age, a non-biolgical measure, dictates the chances of success tells me you're mediocre with a high opinion of yourself. Tearing others down for not aligning with old societal life stages is absolutely pathetic and niggerlicious.

>>13292558
How big is your stack?

>>13290845
>>makes $150k/year
All the people ITT who think making $150k a year obviates the need for a financial windfall are fucking deluded. That's the bare minimum income for raising a family with upper-middle-class standards in a posh coastal city in the U.S. Trust me, that anon is scraping by just as badly as the McDonalds fry cooks freaking about his income, he just has way more responsibilities and living expenses than you. He will be trapped in a stultifying bourgeoisie-striver lifestyle unless he can make significantly more and work less, or cut off his obligations to his family.

>>13292539
I live in Florida. This state is known for shit wages and no benefits. Companies here are a joke.

>>13289954
>30
>110k networth
>no career
>no purpose in life

Thanks Marine Corps for ruining me.

>>13292445
k.

Would it have helped if I included my 80k DGB and 4million mooncoin? Or how I thought ETC should have beat ETH during the split and missed out on making half a mil just form that due to my stubborn hold of ETC due hatred of eth fanaticism at the time?

>>13292568
80k

>30
>look 18-20
> nothing especially interesting happening other than my peers looking like shit because they grew up drinking and smoking.

>>13289954
Jesus christ reading this validates every decision I have made
t. 34 year old neet who invested his windfall and lives comfy with young gf and spends days shitposting, reading novels, hiking, playing musical instruments etc

>>13291044
Similar situation but 24
I hope we make it buddy, I fucking hope we do.

>>13292563
I actually gave good advice despite triggering your jimmies. You’ve had 10 years to figure it out already but by any nonbiological measure you’re still slaving apparently.

If I’m wrong feel free to call me a dumbass

>>13292563
>age
>unrelated to biology
You're retarded. Youthful brains are objectively superior.

>>13292415
>do meth daily
Damn dude. What's the meth high like? Do you trade while high on it?

>>13290352
>>13292300
Not healthy for the children. All kinds of health problems for children increase with parents age. Dont be a selfish hedonist.

>>13290137
based propeciabro
can't believe i kept my hair all the way to 34

>>13291044
>neet
>no home
You mean homeless?

>>13290522
Unironically happening within our lifetimes. Get rich from crypto and wait 20-30 years

>>13290137
Wait till propecia eventually turns you into a depressed zombie walking around in dreamworld for eternity.

>>13292695
Thats actually just a bunch of coke I bought so I could experiment with washing it, the meth in the pic is just that little rock bit in the top right.

>What's the meth high like? Do you trade while high on it?

Hard to say at this point as I get nothing out of it anymore and have stopped doing it recently. Initially just a much more euphoric adderall that lasts much longer, it is very dependent on the amount done. I haven't done a single trade since maybe november 2017, but yes I did oodles of cocaine to keep me 'collected' and detach myself so red dildo walls and bad swing trades didn't destroy my mood.

Pic relate

should I just neglect a family and get a new sugar baby every year? seems like a more practical decision in this timeline

>>13292430
What type of music anon?

>>13292797
why not have friends that are sugar babies and get collateral sugar daddy hand outs? This is how I've gotten a bunch of random shit like clothes and fitbit nonsense.

>>13292789
Meth makes you literally superhuman. It was a legit party drug in my day without all the negative trashiness it's associated with today. First time I did it was after a rave chilling out at my house, parents out of town, playing pool and I swear I visualized hitting the 8ball in on a break and did just that twice in a row. House rules were that's a win.

>>13289819
It's pretty close. If you don't have some of these things and are on your way to the rest you will be prepping for a life of regret. I'm turning 30 this year and had to eat some serious humble pie to realise that I needed to rethink my career goals entirely, but I'm now on a better course. Still feels like I am playing catch up.

>>13292840
>Meth makes you literally superhuman

Dopamine delusion honestly, the only superhuman qualities it gives you is to stay awake weeks at a time and never feel hunger again while on it.

I never did smoke it though and that seems massively different just from seeing the people around me who were able to handle daily use via insufflation for months and months at a time yet slip into full blown psychosis just after a night of smoking it. If i'm being honest though I only ever used it for class because it was cheaper than adderall and also for gym days where I was trying for a new PR with retard meth strength for the fun of it.

>31
>Not enjoying software career path but it's decent money for now, hope to switch to management at some point
>Had a mil in crypto at the peak but now it's down to some fraction of that
>After years of self help shit can finally interact with people and have them genuinely like me
>Going out more than ever, mostly to work on social skills and meet women
>Hooked up with a tinder slut and a MILF last weekend

How am I doing, fellow degens?

>>13292587
Sadly, this is spot on. I live in a very modest house in a nice suburb of Seattle - most of the value is in the land. My wife and I drive boring Toyotas and don't spend lavishly on anything. We're not even necessarily in the "luxury trap" kind of lifestyle. It just costs a lot to live here and we try to save very aggressively so that we can help the kids with college when that time comes. I'm not worried about not having enough money to eventually retire, but the idea of retiring before 60 is feeling pretty unrealistic. I know most people probably don't even have the luxury of retiring at 60, but that just seems pretty bleak to me. I just always thought I was going to find some way to get around having to struggle through the rat race for 35 years.

>>13291955

I'm working as a data scientist but I have a band that's about to release an album and where about to do some shows and shit. Sometimes I think that I should have just focused full time on music out of high school and release music and shit, to just get it out of the way and then focus on a decently paying career in the late 20's/early 30's. If you could go back in time, what would you have done? This might be useful for the younger anons who are facing this career/musician dillema now as I did more than 10 years ago.

>>13292339

Dye your fucking hair or shave it.

>>13292430

Fuck man, you fucking made it even if it was a temporary thing.

>>13292593

Knowledge and "enlightment" don't mean shit if you let yourself be exploited, you also need street smarts. Always be on the lookout and protect yo neck, especially considering that you're in the treacherous land that is the US of A.

>>13292963

You're well on your way to redemption, keep up the good work.

>>13292789
Holy fuck, just imagine being high on meth and watch your portfolio hemorrhage $100,000 in a day. I can't think it would be anything but indescribable agony twinged with masochistic pleasure.

>>13292921
>trying for a new PR with retard meth strength
Legend...

>>13292415
This post. It's why I am holding 0xBitcoin.

>>13291564
i live in seattle, anon. what is your background and skills. maybe i can help you out.

>>13289819
>its past the point of no return isnt it
stupid meme

>>13290137
>had a good 20s, lots of traveling and partying
>career is finally taking off
>no marriage or kids
>not fat, not balding

Fuck yeah. 32 year old boomer here. Graduated with a CS degree from a shitty school. Got into a serious relationship right after college. Moved and traveled around the country a ton with her. Did a ton of wild shit until late 20's. Then broke up, moved back to home city, and been making a lot of friends here again. Despite having a shit resume with almost no IT work since I graduated, I'm good at programming. Studied for 4 months, then got a dev job. Now making $87k/year, free lunches, beer on tap, with only $400/month rent, no kids, no wife, but multiple partners, lots of friends.

Bachelor life with non-magnanimous partners and friends is the way to go. I save 75% of my post-tax income. Fuck owning a cardboard boomer house and binding yourself legally to someone else.

>>13292777
how about you fucking eat better then faggot?

>>13292415
you were always a degenerate or turned one after the big money?

>>13293068
My level of knowledge is extremely arcane. Nikola Tesla level of arcane. I envision a new atomic and gravitational model but none of it matters now. Let someone else rediscover the truths. Faith in humanity is destroyed.

>>13289836

>>13293147
I have some of that too famalam.

>>13293094
To be fair in 2017 i was seeing daily $30K-$100K gains during the peak bullrun that no matter how high my portfolio went it felt fake to me and losing it was only really depressing as an abstraction. 2014-2016 when I was actually researching shitcoins and never sleeping doing trades constantly was when I was most stressed and regretful over every mistake cuz it felt like I was still dealing with real money at that point.

>>13293113
Gotta use it sparingly though, hard to make gym gains if you can't sleep. Also unlike coke which works near identical to ephedrine in regards to fat burning meth will eat away at your muscles given any chance.

>>13293225
I became a degenerate only recently when my dad got diagnosed with terminal cancer. I felt the overwhelming compulsion to destroy myself in any way I could because of some misplaced guilt or something I guess? I dunno, I was sad and wanted to feel sadder so I started abusing drugs to hurt myself and plowing 18 yr olds who had the same retarded self-harm mindset for whatever reason.

>>13293253
Have you done any testing with these new models you speak of, or are they purely intuitive?

>>13290137
Based hedonist slave

>>13289819
>42 wagecuck
>All in on LINK
>Dogs and gated fence
>3 year of child support left
>Fuck the motherfucking police

>>13290915
Do you hate the nature of being a faithless degenerate too or does that part not bother you?

>32 this year
>got passed over for promotion 3 years ago
>fucking pissed off and quit in the next 2 months
>through wacky turn of fate end up owning a business with someone i met at the new job
>we don't get along and he buys me out
>no problem, 4x my money in 6 months
>buy another business
>bought it for 25k, did 120k my first year after tripling net profits since i took over
>fucking hard work 10, 12 or 14 hour days
>literally sleep at my work
>just recently been contacted by a business broker to see if i was interested in selling
>tell them i want 500k for my business kek

we'll see how it goes. i just bought another business, more like a side hustle though. i expect my total income by the end of next year to be roughly 150k-175k. then i'll break physically and mentally and have to hire an employee. have an exit plan prepared and expect to at least semi retire in 15 years. i spend like 1000 a month. for me to make 120k per year is hysterical.

this thread is the biggest larp ive seen on this board, fucking hell

>>13289819
Turning 29 next week

feels pretty good actually

>>13293692
>>buy another business
what do you do now?

36. Life is good.

>>13293472
They are mostly based on empirical evidence from various experiments. Here are some sources: SAFIRE project, vertical Michelson Morley experiment, capacitor weight loss, pulsed abnormal glow discharge (PAGD), Chernetski plasmatron, and Nikola Tesla's model.

>>13290376
>50s & 60s
>fragile
damn dude your genes must suck.

>>13289836
If it makes you feel better saying that to yourself then props to you. Its actually not

>>13292558
Might aswell KYS

>>13293811
I'm somewhat interested in this stuff yet haven't heard of any of these, will save 'em and look into them in the future, cheers anon

>>13293753
you wouldn't believe me if i told you lol. it's basic bitch and boring. biz sometimes talks about this industry but underestimate the startup costs by about 10x. i bought it for fucking cheap because i recognized the opportunity and worked hard to increase profits. i also changed the operating model of the business completely. most owners of this business wouldn't think of moving in this direction.

>>13292601
AT LEAST YOU'RE NOT HOMELESS

>>13293933
what business? im not in your country so you can tell me

>>13292430
Damn man nice. That’s what I dreamed about ever since I was a kid playing guitar all day in my room. Congrats on making it.

>>13292740
Ok so it doubles from 20-50 years old. What is that .1% to .2%? Cool story fag.

>>13289819
Wrong. 35 yr old boomer here. Only started becoming happy at 31. Life is unironically better now by all measures. 5k in bank, good woman, 40k link. Still a poorfag, but no longer an insufferable cunt.

>>13289819
33
Married
No kids
No debt
Shitjob
92k lumens hiddeng gem
I think blockchain failed and jed is smart to avoid lawsuit
>motgx
>wordpress
>ycombinator
>google
>blackrock
>visa
>ibm

>>13293253
Post schematics my man. I'm with you. But too dumb to think of this stuff alone. I have an essential document to send you in exchange

>>13291625
This

48 year old boomer.

>>13291538
>Your kids will miss you for a few months and then will move on
What kind of shit children would do that? When my parents die, I'll always remember them.

Idk how you can make it from crypto or whatever and be "bored"

Like you're just a lame nigga if you get bored of spending money I'm sorry.

>>13289819
32 here. Vegan for 4 years, runner for 10 years, lifter for like 6 years. Walk, run or bike everywhere or maybe train. Do calisthenics, wim hof method and cardio daily. Recommend swimming, yoga, isometrics as safe activities to get a high workload volume in. Supplement only b vitamins, vitamin d and zinc. High test and good bloodwork, dick works really good and low bodyfat. Life is just beginning, I feel great. Made every dumb mistake possible in 20's and now get to live 30s with an education, health and some wisdom.

>>13292415
>will inherit 7 other properties
Can you elaborate?
Is all your money from dumb luck or did you multiply the money you gained from it after?

>>13290135
Its going anon, just getting started learning some javascript.

>>13289819
not really.

You don't have to have money to be successfull actually - a little known secret.

Build a social network with rich people in it and you will be fine.

>>13292459

> making it soon

Good luck kid

- old faggot

>>13294531
forgot to mention I'm 32, and I'm in the process of doing it right now.

If anyone is interested, DM (instagram direct) or start following me on
https://www.instagram.com/nevernevernutella/

>>13289819
I'm in my thirties, never married. If I didn't knock up a comparatively decent girl a while back I'd have killed my self somehow by now. I say this as she's about to take me back through the wringer.

>>13290605
Heil Digimoney

>>13290656
>> 20yrs married
how do you manage that...
>The wife is skitzo and meds make her never wanna have sex anymore.
bummer man. blows my mind you got kids in college as i just turned 35 w/o kids

>>13294531
I've done more for my career in 1 month of dedicated linked in hustling than I would have by waging for 10 years. Have a network of leaders in my industry that I am on a conversational basis with. I grind out likes daily just to support my network and it pays off. Getting ads from people way out of my league in all ways. Basically if you want to do what I do (I'm a student kek, haven't even applied for a single job yet) is I read a monthly trade journal and a quarterly publication and then simply message every single author or name in either one on linked in with a highly specific message complimenting an idea in their article or whatever. Already just casually chatting with people that run significant parts of the industry. Making my first blog post soon, just shit to get attention and make it known I intend to be part of the industry and such. Feels money, feel free to copy for your respective niches.

35 here. I have a family and I make a decent wage (150k or so). If it wasn't for my job id have a hard time. I still do have a hard time. Stay at home wife with 3 kids. Shits not easy

>>13294621
any trade journal publications in particular?

>>13290656
>I tried hard to spoil the crap outta my kids because I grew up piss poor.
it's because you're a shit parent. the opposite of poor kids isn't spoiled kids. you missed the whole point.

>>13294660
well take Bill gates as an example, he plans to leave his kids as little as inheritance as possible even though hes pretty much the richest guy in the world.

>>13294679
Little as possible setups charity controlled by family anon don't be dumb

>>13289954
send 2 btc pls

>>13294512
I'm an only child and my mom likes collecting houses.

>>13294207
You wouldn't happen to be from China, are you? I know they watch American forums for new technology. Considering their authoritarian nature, their intentions are questionable. Sorry, you will need to follow the sources provided and reverse engineering from there. Everything is online now so whatever happens to me doesn't matter.

>>13292740

>bipolar disorder

just lol

>>13294801
Any desire to go into real estate? Sounds like a good head start.

>>13293001
My advice would probably be to go for it in music from a young age. Because once you get to be about 40 you just can’t live that lifestyle anymore. The only downside is that you’ll probably find it difficult to re-integrate into society at 35 or 40 years old with no marketable skills and you’ll miss out on having a wife and family. I spent two decades fucking the hottest thots but not the kind you settle down with. Now I’m so old that I have to choose between divorced single moms and women young enough to be my daughter where there’s a huge generation gap.

>>13290001
>$35,000 away from owning a $275,000 house.
>
should we tell him?

36yo here. Fucked up my life early (doing and selling drugs, not following dream, dropping out of college). I am clean now and not a felon but I have no skills and no prospects for ever making something of my life. desu I am only hanging around because offing myself would hurt my parents too much. Once they are buried my responsibilities are over. I may go back to dope, with a plan to OD in a week or so, but I may just have a mouth full of shotgun for breakfast one day.

>if you havent made it with career, family, fulfillment
if you're a woman, maybe, if you're a man, probably not, unless you haven't made a few million in crypto anyway. if you managed to miss out on crypto as well you might as well kill yourself, because chainlink isn't going to make you rich.

>>13290001
>At this point in life I’m a black [...] prepper.

After 2 divorces, you probably were.

>>13289871
that's TexanInTokyo with her husband. They're youtubers. it's not OP

>>13295304
Do you wanna help/salvation?

>>13290001
>60 cash
>35 from no mortgage
>twice divorced but now I know what's going on

>>13295341
I don't know what you can do fren.
I am employed and out of debt but its looking like I don't have friends/wife/kids in my future. Too much time wasted and too many chances squandered. Really sucks too, I think I could have been someone....
>Don't fuck around with pills or heroin everyone, that drug is fucking beguiling.

>>13295407
Do you wanna or not
Ask for Christ and if the answer is yes I will guide you

>>13295416
Jesus? No thanks.

>>13290376
Didn't bother me at all

>>13295323
This

>>13293253
> t. schizo poster

what i really noticed after 30 is how easily tired i get.
it's like i have no energy whatsoever at night time.

37, it engineer. Playing guitar in a band.
30-35 was the bes years of my life.
Single since 35 because gf was really crazy.

Hard to find good women past 35... and hard to stay in a good social network because married people try to avoid single people like they were «old kids».

>>13295795
>Hard to find good women past 35... and hard to stay in a good social network
im noticing the same.

>>13289954
>33
>neet in mom basement
>shitpost and read stuff all day long
>life is comfy

>>13292587
Bullshit, please show me a breakdown of the massive expenses this family supposedly has. 150k is nowhere near
just scraping by

>>13295795
>Hard to find good women past 35
You’re supposed to go for younger women.

>>13296133
what he means is after you're above 35yo it's difficult to find good women.

>>13289819
>it’s the point of no return if you haven’t maid it.
>statement, not a question

FUCK your FUD, I will never stop reaching higher. Giving up is for pussies, and pussy is for me.

>>13296120
Depends where you are desu. Most areas it's comfy af. If you've never left california or new york you don't have a realistic understanding of money.

>>13296146
I dowdid.

>>13291944
Quit whining and start tinkering with shit. You are competeng with people who do this for FUN. If you dont find it fun then dont fucking do it, noone is forcing you to 'learn scripting' whatever the fuck that means.

>>13290020
As a euronigger, I would like to distance myself from this dumb, incoherent mess of a post.

>>13290376
I smell a coping boomer boyos

>>13290291
>>13290376
Who the fuck are you and why would this matter? You sound asian.

>>13289819
>34yr old boomer
Historically the answer would be yes within the traditional boundaries of career/life progression but things have changed somewhat, theres opportunities for 30year olds to restart on a new path quickly if they are smart enough and still out compete their peers with years of experience.
Obviously it would be ideal to learn something useful as early as possible and like any asset over time it would grow into something real, in the same way that working hard to buy property at 25v35 has a massive compounding value that 35 year olds will never catch up with.

The internet and access to free information has changed everything this past couple of decades, I see it in the people I work with starting out late, its especially easy given the massive advantage 20yr old zoomers are handing them for free by choosing to be massive faggots.
Unironically a guy who did nothing but manual labour hammering fenceposts into dirt for 10 years has been trained in a month to be a better salesperson than a 21year old with a marketing degree, if anything the zoomers in my office are only here to decorate charts.

Maybe Im just unlucky being in a university town that attracts the worst of the upcoming generation but I think theres a wider issue at play with the long term exposure to the constant noise of the internet during their brains peak development years that we avoided (I was online in 2000 but we didnt have 50-tabs open and a barrage of social messaging, leading us to not adopted an aggressive peer-approval at all costs mindset).
The majority of young people we interview cant hold a coherent thought for more than 30 seconds, nor can they explain the details within the stream of thoughts they do have when asked to elaborate, I think theres a real issue of fucking brain damage.

>>13296401
That might sound like boomer talk about the good old days, which I'm not going to nostalgiafag over, they were obviously shit compared to now with regards to education/information but we did avoid the long term damage during our brains formative years that gives us a huge advantage now.

Also keep in mind that it was cunts my age and a bit older that built the fucking internet, half the young guys coming through can barely use the tools on hand and potentially might be the first generation in 200 years to be LESS tech literate than the previous gen.

>>13289819
yes and health

>>13290829
>maybe not by 31
>to fuck tinder sluts
kek.

>>13289954
> 32 yo
>no wife no kids
>60k yr
>0 net worth
>love my job
>hobbies daily
>contemplate suicide once a year
i have had this persistent belief that some financial windfall is going to come my way and get me out of this rut, but as i get deeper into my 30s, i'm starting to realize it won't happen and i'm stuck here for at least 20 more years.

Everone has to be something.

>>13296498
>>contemplate suicide once a year
33, almost 34, here.
i contemplate suicide at least once a week.
you have no idea how bad things really are

>>13296508
I know how bad things really are. I relised that my life is a comedy.
Tradegy plus time equals comedy.
-some faggot

>>13296508

Enlighten us, I'd like to know.

>>13289819

31 yo here.
Married at 26, divorced at 27. Worst decision you can made in a western country is to marry with someone that is at your same age and a career drive woman. I did. I lived a hell, both personally and financially. Even when at that age I got a masters, her deluded mind wanted a celebrity-like style of living. Simply dont. I got a PhD by now and very financially stable, a decent bank account and a job that I love (in the past I used to work at GE Aviation, which is a shit-like job btw).

Since I love, and I meant it, love science, I pursued my PhD with passion and I'm very happy by now. No regrets about choosing that I wanted. About women, I prefer to pay prostitutes than to having one of those regular psycho idiots over there. The benefit is that you can choose color, age and even the treat.

Trust me when I tell you this: living with a westernized woman can be a hell. If you only care about money, I might say that is beyond the cocytus: you will see your money running like liquied down a road.

>>13292613
>He thinks "being a crackhead" was the bit that people didn't believe

Kek

>>13296547

where are you from originally?

>>13296574

Italy

>>13290137

>Taking propecia

You won't be banging anyone next year.

>>13290291

Seen that plenty.

>Finally get my bachelors next year (I'll be 28)
>Not even interested in what I majored in anymore
>Plan to get a job as an English teacher and live overseas (maybe permanently)

>>13289819
Turning 27 this June. I’m scared

>>13296628
I went to school late too. 26 and am starting my sophmore year this summer.
What did you major in?
Econ major/ math minor here

>>13295690
Real science is based on empiricism. Not my fault that the institutions have many things wrong. Their failure and resistance to correcting flawed models should be notable. Einstein was wrong about spacetime and history will prove it.

>>13289954
>>making $150k/year
>>13289954
>some financial windfall


Imagine not going all in crypto and then retiring before you're 36. Wow.

>>13289819
Maybe for a woman, since her value as a human being approaches zero very quickly past 30. For a man, life only gets better and better.

Young men in their 20s really have no clue how fucking helpless and at the mercy they are of their biological compulsions and developing brain. You become who you actually are around age 30, a product of the challenges and life experience you enjoyed in your 20s, with a solidified personality and resolve that allows you to accomplish things and enjoy life to a degree you could not imagine earlier in life.

Tldr 20s = insecure obsessive faggot, 30s = chill out and really begin enjoying the things you like.

>>13296605
This. Stop taking that shit immediately. Ok not immediately, taper down S L O W L Y so you give you endocrine system the best possible chance to recover on it own.

>t someone who took that shit, got turned into a sexless zombie and took 6 years to get back to normal.

Whatever you do in your 30s, never (ever) waste your time on a woman who has children already or is also in her 30s. You hold All the cards. All of them.

Unless you are a shitskin, then you had better take whatever scraps you can get.

>>13290185

theres a roastie behind the scenes just shoveling money into a fire

>33
>$300k in indexes
>never touched crypto
>lived small and wagecucked for the last ten years straight
>quitting in two weeks and leaving this vibrant hellhole
>moving somewhere small, white and cheap and allah willing will find a roastie and start a family

pic related, my life for the last ten years

>>13290323
>>13290376

Thats right goys. Just have a furbaby instead or adopt an african.

>>13291230

>cool wine uncle

>>13289819
40 here and kind of made it. Best years for me have been 30-40. I feel I still have ten more years to make it even better. So I think the limit is more like 50

>>13293603

No sex at home, gotta get it somewhere. It's an important part of a relationship not being fulfilled

>>13296150
Still not buying that it is somehow poverty level, even if housing+insurance would cost 50k+, there should still be plenty leftover. You Americans love to complain about money, when in reality you have no fucking clue how much money you make compared to Europoors for example. I know not a single person under 35 making close to 100k

>>13296146

There are plenty of single moms with white kids available. At least you know her insides arent rotten.

inb4 cuck

If youre a cuck for helping white children then so be it. My dad was raised by a "cuck" and wound up becoming a multimillionaire.

>>13294167
You know that your genes get shittier with age thanks to the shortening of telomeres.
Your child is most likely fucked.

Signed, a dude whose dad was 53 when he was born.

>>13289819

ya im 38

for me not really

7 more months i be debt free

i have no desire to be married or have a family because its a financial burden i want no part of an also i helped raise my nephew and niece which made me hate the thought of even having any kids

as for a career im a minimalist i dont need a 100k a year job - my plan is to move some were that the cost of living is low like South Texas an retire by 45

STOP LEARNING TO CODE YOU FREAKING IDIOTS!!! THATS WHAT YOU DO WHEN YOU ARE 16, NOT 30!

Just pick up something you allready know how to do and then skill up in that.

Fucking loosers. Think you will be any decent at coding at 30 years old+

>>13298978

ur right about that - it was something look into but i couldnt get into it

i did lean how to stock 4 years ago i just wish i learned about it when i was 18 i'd probably be a millionaire now

>>13289819
Im about to be 36. Shit job but have a 27 year old fiance im gonna marry and start a senpai with soon. I know it seems like the end to guys in their early 20s but you change and realize it aint bad.

>>13298709
>implying there's a correlation between the length of the fathers telomeres and how healthy a son/daughter is in relation to that

>>13298709
It's super true for women and pretty true for guys. A 38 year old guy and a 21 year old woman would have decent offspring. A 21 year old guy and a 38 year old women would have 4chan posters.

>>13290476
>And what makes you think you can give me advice
Probably the fact that you said you're 30 and not financially sorted lmao

>>13296582
Everyone is shitty in Italy.
Don't project your horrific concept of "western" on the rest of us.

So what's everyone's reason for having a wife and kids.
Besides
>tradition
>race
>religion
What's another good reason to do so?

>>13289954
It tempts me to redirect you out of this chinese cartoon website ..but honestly congrats on making it this far in life and get the fuck out of this board.

>>13299346
3 good reasons isn't enough?

>>13299346
Because I enjoy her company and trust her. That's a rare thing. Most women want a wedfing and to be married and its not all about getting your shit. I don't have any

>>13298978
This sort of toxic attitude is why the West deserves to be destroyed. The removal of Ageism in people's minds is the actual cure to the Incel problem, btw.

But go ahead, and keep pushing ideas like this. You have no idea of the Social implications of not giving people another chance, when they want to change, but are told they're "too old".

>>13297814
Your dad is a multimillionaire and you're... on 4chan? How did *that* happen?

>>13291750
In your situation but I’ve only worked for 6 years and been neeting half a year. Gd is a shit dead end profession and I hope you’ll get out to a better job. Just out of curiosity what career are you seeking?

>>13292526
Damn word

>>13293411
Damn, I had the idea to mine bitcoin in 2011 but never got around to it, I had the opportunity to buy eth sub $10 but didn’t take it. I’ve always wondered if I would feel any differently if I was rich, judging from your posts, probably not

>>13289819
>its past the point of no return isnt it, if you havent made it with career, family, fulfillment.
no, it's not, enjoy your life the way you like. But if you fall for the jew and get kiked hard by retarded ideologies like alt-right or democratic shit then you are beyond the point of return

>>13295723

Meal creep. Restrain your eating to a 7 hour window, and eat nothing within 4 hours before bed, I swear to God you'll feel the power of a thousand suns course through your veins

I'm 33 and getting laid has become progressively easier.
Especially with tinder. I've only fucked girls between 19 and 23 too, in the last 2 years.

Although being lean and having hair will help a lot, so best don't be a slob.

>>13300240
Nah you wouldnt have done either of those in any universe anyway. Thatd be like throwing your net worth at ChainLink right now. Which I did. So it won't work.

>>13300387
>19
I could never fuck any 18-20 year old simply because I'd have jailtime for buying them a drink.

>>13300387
>big ass no tits autist female
>soJboy pretending to dominate her
>You incapable of saving a webm and finding the video titilating
disgusting

>>13300400
I'm German.
Is 19 not legal in the USA or what? I don't believe so, but anyway.

>>13300404
Just saw it on /gif/ and thought he looked a bit like Sergey

>>13300433
US drinking age is 21. this is what he referred to i think

>>13290020
20 year olds are not fresh meat

>>13296628
Are you me?
>Go to CC for civil memegeneering
>2 years later get into university
>feeling pretty good
>go on field trips to job sites and engineering firms
>everyone looks miserable and has the expression of a mindless zombie
>cubicles.exe
>oh fugg, i thought I would be building cool shit like my professors said
>learn the truth, all wagecucking is shit
>become jaded
>have existential crisis
>get paid internship.exe
>insert cubicle DLC
>oh fugg this shit sucks...
>look at myself in mirror, i now look like the zombies
>fugg this shit I'm out
>drop out and neet, start learning to code because now I'm back to square one and have no idea wtf I wanna do now
>mfw I could have been a 2d animator like I always dreamed, but the starving artist fud got to me
life sucks frens...

>>13300404
>big ass no tits autist female
I hope those are not in demand irl as well