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/biz/ - Business & Finance


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13259101 No.13259101 [Reply] [Original]

How do i generate passive income with 140k?

>> No.13259117

Build a robot to suck the dick for you

>> No.13259119

junk bonds and us municipal bonds

>> No.13259122

>>13259119
which state

>> No.13259124

Buy a duplex

>> No.13259130

>>13259101
vending machines

>> No.13259135

>>13259122
all of em

>> No.13259138

>>13259135
how much divided per year?

>> No.13259139

>>13259101
High yield savings account could earn you an extra couple hundred bucks a month

>> No.13259140

>>13259101

Lend people money
charge them interest

>> No.13259144

>>13259101
fuck prostute

>> No.13259146

>>13259122
Illinois and California for maximum returns

>> No.13259147

>>13259101
buy a flat, rent it

>> No.13259159

>>13259138
use an etf, some etf's have thousand's of different bonds in a single fund

>> No.13259164

>>13259101
with 140k put on the stable coin market to skim by simple bots you could get +1% a week easy.
this would get you 90k first year.

>> No.13259174

>>13259146
ILfag here, i wouldnt put any money in this shit state because its probably going to default after this new mayor finishes destroying chicago and takes the whole state with it.

>> No.13259197

>>13259101
>Ford stock
>15 cents per share quarterly at a minimum
>currently $8.50-9.00 a share.
>minimum $9,000+ a year.
>reinvest into the stock to grow
>2021+ the dividend and or stock should pop, with the VW relation and new electric vehicles.
>Tesla is going to shit the bed and you'll be doing well holding Ford.

Save this so you can reference it and note that there are oracles on here.

>> No.13259214

>>13259174
that's why it's a good return, it's seen as riskier than most other states, but there are no legal ways for them to declare bankruptcy as a state, plus if democrats get control of the government they will probably just bail them out, so it's not as risky as it might seem and will give a better return.

>> No.13259235

Buy AT&T stock during the recession

>> No.13259240

>>13259235
30% tax sucks

>> No.13259258

PFR

>> No.13259552

>>13259139
like ally?
>>13259164
what do u mean? i cant program bots
>>13259197
so ford pays 15 cents dividend per stock?

>> No.13259699
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13259699

SHOULD I JUST GO ALL IN BITCOIN?

>> No.13259759

>>13259214
Municipal bond defaults do occur. https://www.reuters.com/article/us-usa-municipals-defaults-idUSBREA4603920140507

At 140k you can perhaps get 5 to 6% yield on not absurdly risky junk bonds or equities, which is not even breaking 10k a year.

>> No.13259817

>>13259759
could i short municipal bonds like in the big short?

>> No.13259833
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13259833

>>13259101
Sell options, gets 5% monthly instead of yearly like you do with pussy income etf's and dividends.

>> No.13259862

>>13259833
I still dont get how it works so im not going to get in it just yet. I really need to learn about options trading. Serious money bejng made in options but also lots of money getting lost

>> No.13259867

>>13259833
And then appear in a youtube video telling your clients how selling naked deep otm options isn't actually risk free and that there isn't anything left.

>> No.13259909
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13259909

>>13259867
>there isn't anything left.

KEK. Not even the worst of it, his clients even owed money afterwards.

>> No.13259996

>>13259101
when will you /bizzers/ learn? here's a list of my dividend stocks im holding and some i'll be buying

GAIN
CJREF
SCM
SJR
CPTA
HCAP
PSEC
ANGC
LOAN
NYMT
ORC
F
T
MAIN
APLE
LTC
O
GLAD

i put all my extra cash into SWPXX.

thank me later.

>> No.13260127

>>13259130
this this and this, bonus points for building a laundromat

>> No.13260373

>>13260127
i was unironically thinking about starting a laundromat. low maintenance but only thing is you have to be in poor areas

>> No.13260402

>>13259101

Buy Nash (NEX Token)

>> No.13260414

>>13259117
this would probably unironically work. people keep opening sex doll brothels, and they work so well prostiroasties have lobbied against it

>> No.13260449

>>13259101
buy 140k worth of Verizon stock they have 4% divs

>> No.13260530
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13260530

>>13259146
>Lending money to the greatest aggregation of fiscal failure in modern history.
>Lending money to keep tyrone and pedro's welfare checks coming
No thanks.
>>13259164
Hey look, it's the shithole-dweller obsessed with CSW. Why am I not surprised you gave out the wost advice in this whole thread.

>> No.13260624

>>13260530
So what do u suggest?

>> No.13260995

>>13259996
how much do you have in dividends and how much are you getting?

>> No.13261039

>>13259101
take out a loan, buy as much property as possible, rent it out and finance the property management and your daily expenses on a conservative estimate of income from rent

any other reply you get is jewish misdirection, this is your only freebie

>> No.13261109

Buy cheap property and become a slumlord

>> No.13261128

>>13261039
>>13261109
What about shitty tenants aka n-words? Not even limited to them. Seen some fucked up houses left by tenants

>> No.13261140

>>13259101
Invest in utilities stocks! For example, dominion power (D) pays out 4.77% a year in dividends. I'm a share holder myself and i get about 50 bucks a quarter on a 3.5k investment. Not bad!

>> No.13261154

>>13261140
And if the stock goes down....

>> No.13261171

>>13259101
you can buy some quality kneepads for that money

>> No.13261181

>>13261154
dividends are pretty stable, you can reliable judge a companies future dividends by their past performance. after all investor confidence is how they stay in business

>> No.13261952

>>13259101
Forty-thousand for the downpayment on a 200k rental property. Put the other 90k in index funds. Then prove your credit worthiness with the first property, and offer to use your 90k in index funds as collateral on a new rental property. You will have a revenue of $32,000 from the two houses (and the equity on the house will enable you to buy more in a few years) and $7,200 from the index funds. (assuming an 8% return on both). You'll have to pay about $26,736 on the mortgage, insurance, and the like though. This will bring you down to $12,464 a year. But keep in mind that there's a lot you'll be able to deduct from your taxes, so while you're wagkeking away, you'll get to keep more of it. You'll also be getting $1,574 in equity on the houses, so your net worth is going up by an extra $18,888 a year. You can use this equity to buy more rental properties and earn more money. Each house will earn you about $2,632 per year.

Or you could dump 100k into a 500k multifamily unit, and keep the other 40k as reserves in case of vacancies. Multifamily can get you a lot more money, but it comes with some more bullshit. Look for properties in your area on loopnet. Try and get at least an 8% cap on your first property.

>> No.13262038

>>13261952
This is a good biz post

>> No.13262061

>>13261952
> implying realestate market isn't gonna crash at anytime

>> No.13262082

>>13261952
these numbers are very specific

>> No.13262402

>>13259101
masternodes and pos

first bull cycle?

>> No.13262566

>>13261952
DAMN THIS IS SOME VERY JEWEY SHIT

>> No.13262922

All in on COSS

>> No.13262937

>>13259164
>he hasn’t heard of evoai

>> No.13263004

>>13261952
I can do better than this.
OP. improve your credit score first.
5% downpayment on homes in student areas (yield in nottingham for example, is 8-12%). This means you can leverage your $150k by 20x. $3 million worth in properties on 5% downpayment. This give you $360,000 gross income a year. Minus mortgage means you net $100k a year.

The risk? properties crash, then rents crash with it. So assume properties can crash 20% in value ($600k). if you are making money on rent alone, you just need to stay profitable for 6 years. However, property prices also go up. And have been going up very much so in the past years, so that should help offset any losses too.

Worst comes to worse, you have to sell everything and declare bankruptcy.

>> No.13263041

>>13260530
>the wost advice in this whole thread
you gonna scoff at 60% riskless roi?

>> No.13263051

>>13259552
>what do u mean? i cant program bots
then you can do it manually but it's more tiresome. i'm experimenting with this manually trying to find the parameters for automated trading. it's mostly just waiting and putting in limit orders. it's boring as fuck that's why i'm thinking bots.

>> No.13263283

>>13263051
ups just got my sell order filled in 3 days. all in all 2% within 5 days. fucking hell.

>> No.13263295

>>13263283
i mean sure the simple longing of a coin can make you more money potentially but it also has risk short term when it comes to btc and a great deal of risk even long term when it comes to shitcoins. this is as close to a sure bet as you can get of course you still have counterparty exposure on an exchange. maybe trading stable coins against each other on a dex is the closest to riskless.

>> No.13263350

>>13263295
What dex is the go?

>> No.13263484

>>13261952
>buy to let

Didn't even read the rest. Get fucked

>> No.13263493
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13263493

Vanguard S&P 500 ETF *sips*

>> No.13263630

>>13259101
unironically invest in WEED DUDE. Especially weed pharma, shits going to pop in the next decade, lots of new drugs unreleased to the market doing all sorts of cool things we didn't think was possible.

>> No.13263635

>>13263630
who is weed dude

>> No.13263645

>>13259101
> Imagine not getting a Resistance masternode. A literal shovel in the gold rush.

>> No.13263648

>>13260530
Fuck off back to /pol/

>> No.13263666

Put 15% of that into ETH.
RN eth is $180, get 100 eth for $18k.
In 2020 get staking from eth node, it will generate more than anything you put $18k in.
Worst case, i do mean worst case, eth goes down to $90 you lost half and you can still sell.