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/biz/ - Business & Finance

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13252004 No.13252004 [Reply] [Original]

Is it really true that if you have a substantial amount of money to invest, like $20,000, there's no better idea than to just throw it all in the S&P 500?

>> No.13252009

Yeah enjoy 1% annually if you're lucky meanwhile my shitcoin does 2200%

>> No.13252008
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13252008

>>13252004
Yes. I shouldn't be telling you this.

>> No.13252010

>>13252004
No all in bitcoin

>> No.13252017

>>13252004
It was true 10 years ago. Put some in crypto save some on the side and buy stocks when they inevitably crash from this high

>> No.13252056
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13252056

>>13252004
>substantial amount of money
>$20,000
uuuummmm.....eeeeehhhhmmm....guuuuuys?
what's going on?

>> No.13252065

>>13252009
that's what i was thinking when i looked at it....

yet i see that advice insisted here so often. Either that or throw it all in a Vanguard ETF

>> No.13252170

>>13252017
This.
There’s more downside than upside in the next 2 years. Wait.

>> No.13252202

Find the companies you like and purchase them in increments of 1000 month by month. Don't just throw the lump sum on it unless it is a divvy play like based T, BA, or BP

>> No.13252208

>>13252004
nah lol all in a shitcoin

>> No.13252235

>>13252065
Dollar cost average. If you don’t have the time or inclination to manage your investments, S&P ETF or total stock market ETF are the only long term options. I mean, there’s plenty of options that MIGHT give you better long term returns, but I’m assuming you’re not someone looking to speculate or gamble on shitcoins

>> No.13252283

As others have said, I would be extremely hesitant to dump everything I had into the S&P 500. We've had a 10 year bull run in boomer stocks, you're taking a pretty decent risk jumping in with everything you've got. Yeah yeah you can't time the market, but this one is pretty obvious.

>> No.13252418
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13252418

>>13252004
Sure, throw it all into oldmarkets. You will be on suicide watch in 2021 after you get hit by a foam which was covering silica plates on my cryptoship leaving the atmosphere. Have fun.

>> No.13252648

Yeah bud, buy the most popular US Vanguard ETF. Go all in to minimise brokerage.

You should expect a return of 9-12% yearly.
Personally I invest shares/crypto split 50/50. Shares are a solid long-term investment and I'm confident I will retire comfortably whereas the crypto is a bit of fun, the last week for instance has had me walking around work with a massive hard on.

>> No.13252758

>>13252648
One can exchange bags into viagra now? Good for you I guess..

>> No.13253034

>>13252283
great input anon

>> No.13253852

>>13252017
No, it was not. I'd kill for the opportunity of going back in time to put everything I have in BTC and forget about it

>> No.13253907

>>13253852
Newsflash: You can still 1000% (at minimum) if you buy right now then wait 3 years.

>> No.13254552

>>13252004

Pick an asset allocation or a ratio between stocks and fixed income. Don't go completely 100% into Stocks. Use stocks for growth and fixed income as a ballast if the market drops (and it will).

Stocks -> Total Stock Market Fund or a S&P 500 fund (see VTSAX, VTI, etc.)

Fixed Income -> Tons of options (money markets, bonds, anything liquid FI in the event of a RBD)

>> No.13254597

Idk I put $50,000 in chainlink to see what happens I’ll let you know 2020