/biz/ - Business & Finance

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Anonymous Tue Mar 19 18:36:32 2019 No.13065385 [Reply] [Original]

Anyone else in debt hell?

My ex girlfriend maxed my credit card to the tune of £4500 and left the country. Yup, what a fucking cuck moron I am, but now I'm in literal crippling, depression inducing debt.

How to cope with this bros, I'm entertaining thoughts of suicide and literally have no escape (can't keep up with interest with what payments I can make). This is what true hell must feel like... Wage cucking but having less money every month.

>>	Anonymous Tue Mar 19 18:38:22 2019 No.13065396 Why did you give your ex your credit card

>>	Anonymous Tue Mar 19 18:38:32 2019 No.13065397 >>13065385 That's not even a lot of money

>>	Anonymous Tue Mar 19 18:40:05 2019 No.13065412 >>13065385 If you’re this sad then you must be in a 4th world country making 10 cents a day

>>	Anonymous Tue Mar 19 18:41:10 2019 No.13065421 Fake your death, leave the country. Easy.

>>	Anonymous Tue Mar 19 18:41:27 2019 No.13065423 declare bankruptcy? dispute the charges? leave the country as well? rob a bank? buy kneepads?

Anonymous Tue Mar 19 18:42:58 2019 No.13065437

You can get on top of it. Sell off assets if possible. You would be surprised what people pay for dumb shit on eBay, bulk list everything you don't need. Go all out on all debt and reduce costs wherever possible. Try and move on as quick as possible so you keep the motivation.

>>	Anonymous Tue Mar 19 18:46:27 2019 No.13065468 >>13065385 Ask Dave Ramsey what to do

Anonymous Tue Mar 19 18:49:36 2019 No.13065496

dont kys over $4,500. as your family for help or something. imagine kiloing yourself over 4,500 and some stupid bitch that took it frmo you. keep on trucking find a second wage slave job. do some shady shit. hell if your gonna an hero at least go have some fun sell some drugs or shit you might make the money back in a week want to change your way of life? if you an hero hell go out with a bang

>>	Anonymous Tue Mar 19 18:51:34 2019 No.13065514 You could file fraud charges against her and thereby get out from under it.

Anonymous Tue Mar 19 18:53:20 2019 No.13065531

>>13065385
First thing to do is call the card company. They may suspend interest and account if you set up a payment plan with them. $4.5k off you with no interest is still worth more to their bottom line than the $1-2k a debt management firm would pay them to take it on. They can be reasonable and reasoned with but be ready to do a detailed income expenditure form with them. Good luck. Don't kys.

>>	Anonymous Tue Mar 19 18:53:40 2019 No.13065534 >>13065385 >Yup, what a fucking cuck moron I am Came here to post this

>>	Anonymous Tue Mar 19 20:26:09 2019 No.13066262 >>13065385 All you have to do is follow Sam Hyde's instructions on how to get out of debt

>>	Anonymous Tue Mar 19 21:04:04 2019 No.13066552 >>13065385 >Let's a rostie steal $7k and doesn't claim fraud or take it to small claims (She won't show up and you win automatically) What a cuck

>>	Anonymous Tue Mar 19 21:12:39 2019 No.13066624 >>13065385 Work your ass off.

Anonymous Tue Mar 19 21:13:15 2019 No.13066631

>>13065385
That's what you get for falling for the roastie meme lad. Don't feel too bad, that's probably how much you would have ended up spending on her if the relationship went on anyway. Just consider it a fee for dumping some trash. If you can't pay off $4500 you really need to be looking in different places for help other than /biz/.

>>	Anonymous Tue Mar 19 21:14:49 2019 No.13066649 Hunt her down, write a screenplay about your experiences

>>	Anonymous Wed Mar 20 00:16:04 2019 No.13067751 Get a debt consolidation loan Pay off the credit card debt in full Pay th loan off in manageable installments

>>	Anonymous Wed Mar 20 00:18:17 2019 No.13067761 >>13065385 I would love to only have 4500 of debt, I'd stomp it in 2 months. Instead I have 50k of cars and student loans in chipping away at

>>	Anonymous Wed Mar 20 00:22:14 2019 No.13067778 How much do you make a month fag? Whats your expenses?

>>	Anonymous Wed Mar 20 00:50:20 2019 No.13067916 >>13067778 Hes a bong he doesnt make that much. UK is cucked in terms of real wage earnings.

Anonymous Wed Mar 20 02:07:00 2019 No.13068278

Through early morning fog I see
Visions of the things to be
The pains that are withheld for me
I realize and I can see
That suicide is painless
It brings on many changes
I can take or leave it if I please

That game of life is hard to play
I'm gonna lose it anyway
The losing card of some delay
So this is all I have to say
That suicide is painless
It brings on many changes
I can take or leave it if I please

The sword of time will pierce our skin
It doesn't hurt when it begins
But as it works its way on in
The pain grows stronger, watch it burn
That suicide is painless
It brings on many changes
And I can take or leave it if I please

A brave man once requested me
To answer questions that are key
Is it to be or not to be
And I replied oh why ask me
That suicide is painless
It brings on many changes
And I can take or leave it if I please

That suicide is painless
It brings on many changes
I can take or leave it if I please

That suicide is painless
It brings on many changes
And you can do the same thing if you please

>>	Anonymous Wed Mar 20 02:14:17 2019 No.13068321 >$4500 >debt hell

>>	Anonymous Wed Mar 20 02:33:18 2019 No.13068417 That is an awesome song . Can i make ot mine?

>>	Anonymous Wed Mar 20 02:36:24 2019 No.13068429 >>13065514 This is the only correct answer

>>	Anonymous Wed Mar 20 02:49:09 2019 No.13068476 >>13065385 4500 should take 3 months to pay off

>>	Anonymous Wed Mar 20 02:50:20 2019 No.13068478 File: 28 KB, 400x491, 5bc6208b5fad5.image.jpg [View same] [iqdb] [saucenao] [google] >>13065385 Rice and beans, beans and rice, pay your tithe and GIVE

>>	Anonymous Wed Mar 20 02:51:20 2019 No.13068482 >>13068321 kek

>>	Anonymous Wed Mar 20 02:59:39 2019 No.13068517 Only degenerates have cc’s t. degenerate with 30k in student loans

>>	Anonymous Wed Mar 20 03:23:33 2019 No.13068596 >>13065385 You know what to do if she ever comes into the country anon

>>	Anonymous Wed Mar 20 05:31:37 2019 No.13069030 >>13068596 Ask her nicely to return the cash?

>>	Anonymous Wed Mar 20 05:34:35 2019 No.13069043 >>13065385 >he thinks a bitch taking 4.5k is a big deal you aint seen nothin

Anonymous Wed Mar 20 06:09:55 2019 No.13069197

>>13065385
What are the monthly repayments?

I live in the UK and even on shit money, I could cut expenses to save £400 a month. Is this not possible for you? Try shopping in Aldi, I noticed my food bill dropped massively.

If you're still thinking of suicide, why not start dealing to repay the loan. If it ever became too risky, you could always an hero. Personally though, cut expenses, get public transport and shop in Aldi. Also stop going out so much and buying pointless shit.

>>	Anonymous Wed Mar 20 06:46:03 2019 No.13069337 Let it go into collections and then dispute the validity of the debt.

>>	Anonymous Wed Mar 20 06:51:15 2019 No.13069354 >>13065385 >£4500 >debt hell Yeah your life is truly over. You must be over 18 to post on this board.

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