/biz/ - Business & Finance

agreed like buffett said if little bitcoins came out of bitcoin it would be much more valuable

>>13023565
>>13023571
>quotes buffett
>never heard about proof of stake protocols
dumbfucks.jpg

>>13023602
>proof of stake is an income stream it's not just masturbatory dilution, I need the numbers going up to feel safe, capital appreciation alone isn't enough

I am actually starting to think rental properties are the way to go.

If you find the right area, you can get 10%+ return in rental income alone, and property values can skyrocket 30%+ easy.

Why save into a 401k when you can just start buying properties to rent out, ultimately building equity in them until you own them outright?

>>13023650
especially with FHA loans you need almost no money down. I bought a 2 family last year doing this

>>13023639
>i really understand the crypto market

>>13023650
it's a very popular investment vehicle that's been around as old as time

Nowadays, if you have ample credit, there are a ton of options out there for you. If you meet a good loan broker as well as RE Broker, the possibilities are huge.

t. just got my first property 2 months ago, about to get my next

>>13023650
Robots are going to destroy your business model.
Good it's fucking terrible

>>13023714
>why doesn't bitcoin proof of stake have the highest market cap, it has an income stream!

>>13023650
Enjoy the crash

>get paid in infinite supply currency "backed by" infinite debt
imagine

>>13023739
not bicoin retard. jesus fuck you nocoiners are ignorant.

>>13023762

>>13023736
wut lol

this isnt something that can be automated. People always need somewhere to live and they always will be paying rent...

>>13023731
Did you have any issue with a 1-2 month lag before you found renters? Thats my only issue right now. I dont want to be stuck paying a mortgage (on top my my place now) if I have trouble finding renters for a few months.

Probably be easy to turn crypto into free blowies, that's enough ror for me.

>>13023565
Why ALL stocks and ALL real estate is its own category but digital currency is only bitcoin

>>13023792
the place I bought had tenants already living in it, so I just kept them. They've been here for 3 years now and plan on staying, are very good at paying on time etc. so that was a blessing.

In the future though, I may not have this luxury. It's not going to take a few months to find tenants, most brokerages will offer you a months expenses if they cant do it in 30 days for you.

Always buy with equity, btw. It funds future deals. There's sooooo much to learn as far as RE goes, and RE Investing. I'd recommend checking out BiggerPockets, it's a great resource. Getting your own RE License just to understand the law is something that I did and it's helped me out a lot too. Usually costs $500 or less depending on the state. Was only 300 for me.

You may be interested in house-hacking. It's the idea of buying a 2-4 unit home, living in one unit and renting out the others. It's a great intro to being a landlord since you're at the site already. Also is FHA-able

>>13023833
I like that, thnx.

>>13023779
now that was funny. can we out an ars technica t-shirt on him with a hillary 2016 pin?

>>13023825
b/c nocoiners don't know what they're talking about anon

>>13023565

>implying all stocks give dividends

Serious question for shitcoiners:

What makes a shitcoin valuable?

Oh yes, I actually know the answer to this. The ability to exchange it for real money.

>>13023912
>t. reddit
imagine being this ignorant and yet this confident.

>>13023565
>>13023881
>Dividends
The S&P 500 has a dividend yield of less than 2%, barely enough to offset inflation. Most people buy stocks because they're hoping to sell them to someone else at a higher price, not because they are eager to cash their dividend checks.

Stocks and crypto are far more similar to one another than some people realize.

>>13023983
This is unbelievably incorrect.

There are a shit ton of retirees that buy dividend stocks to live off the income. There are mutual fund and ETFs that focus solely on dividend stocks. There are money managers managing SMA dividend strategies to produce income for people so they dont have to touch principle.

>>13023691
this is utter bullshit.
FHA's should be for people who live in homes not rent them out.
you are cancer.

>>13023565
>dividends rent and coupons all keep pace with actual inflation
top lel

>>13024121
>what are high yield bonds
>what are dividend focused mutual funds

its not hard to find a dividend yield or interest at 4% annually

>>13023650
Just a heads up.

When you buy a commercial property, you are not buying passive income. You are buying a business. And that business can sink or swim depending on your effort.

I have no regrets. Just something I didn't know when I got into this that I will pass on.

Yes, real estate is more lucrative, but it's also more work and a fuckload more stress.

Just something to consider.

>>13023746
Deflationary is the stupidest argument for being pro-bitcoin. Loaning and borrowing doesn't work when you have a fixed amount of money. Good luck ever buying a car or a home or ever starting a business or doing anything really.

>>13024091
>There are a shit ton of retirees that buy dividend stocks to live off the income. There are mutual fund and ETFs that focus solely on dividend stocks. There are money managers managing SMA dividend strategies to produce income for people so they dont have to touch principle.
I agree with everything you said here. This is exactly why I didn't claim that *nobody* cares about dividends. That being said, the people you're describing are the minority. Retirees typically have over half of their portfolio in bonds because they can't tolerate the volatility of stocks. While dividend-focused funds and ETFs do exist, the top ten largest ETFs by market cap are all index funds that don't consider dividend yields when deciding what underlying stocks to buy.

I stand by my original statement that most people are more focused on the resale value of their stocks than the dividends that their stocks will pay. The fact that SPY has a 1.8% dividend is a major symptom of this. If everyone was focused on dividends the total market cap of the S&P 500 would be a lot lower and the dividend yield of ETFs which track it would be a lot better.

>>13024746
>Loaning and borrowing doesn't work when you have a fixed amount of money. Good luck ever buying a car or a home or ever starting a business or doing anything really.
No. Loaning and borrowing worked perfectly fine back before the US abandoned the gold standard. The real problem with having a fixed money supply is that it makes it difficult for the government to combat economic crises.

>>13023650

you're not factoring in risk.