/biz/ - Business & Finance

>>12689102

all that money you saved from ur shitty ideas is probably 1% compared to ur opportunity cost from browsing biz all day

what is the point of money if you're not going to spend it?

>>12689102
How do you avoid buying razors

>>12689118
two wrongs don't make a right. and OP is right, even if you are.

condoms
taxes
insurance
toothpaste
deodorant

>>12689102
>being born into wealth
>being worshipped for being successful

>>12689102
>Donating money to streamers
>dating (((women)))

>>12689125
the problem is that people spend money they effectively don't have. they don't own a sizable buffer of what is required for the basics for living (shelter, food, etc) and live hand to mouth while buying $8 covfefes and cigarettes.

they are keeping themselves poor and keep being exploited by rent seekers instead of becoming rent seekers by investing some of their earnings, or at least getting their own home so they are less exploited by rent seekers and vulnerable to being deprived of shelter by the whims of a landlord.

Wasting money on drinking at bars when a beer at home is not only cheaper but more chill.

Wasting money on flings with roasties instead of marrying a trad girl who actually wants to work together with you to save money for stuff that matters.

>>12689147
>Donating money to streamers
damn imagine donating money to streamers when the circumstance isn't that you're a turbomillionaire and the streamer in question has very low income.

>>12689131
Stop shaving completely. Or if you have to shave buy an electric razor.

>>12689138
Also this. Insurance is a huge normie lifetime scam.

>spending money on haircuts
I cut my hair on my own with a buzzer I got 15 years ago
>spending money on razors
I use electric shaver I got over 10 years ago
>gym memberships
I don't workout
>toilet paper
I timed my shits so I wash my ass in the shower
>drugs/alcohol/cigarettes
do none of these
>coffee
never drank coffee
>tipping when going out to eat.
I don't go out to eat I only eat very basic meals
>spending money on media like movies/books/vidya/anime
I pirate everything never in life paid for media
>condoms
I'm touchless virgin and don't need condoms I just cum in hand and eat it like CEI tells me
>taxes
I don't pay taxes
>insurance
I don't have insurance
>toothpaste
I just wash my mouth with water, never had cavities in teeth
>deodorant
I don't use it, never bought one

I hold 156k chainlink tokens and continue buying more

>>12689155
yeah what's up with this shit?

I did buy a gym membership and since I'm a neet I go during the day and it's always old people (((networking))) in the sauna and stuff
they ask what I do and when I mentioned I made it on memecoins they all got defensive and confused
I'm less than half their age and autistic living the lifestyle they worked 40 years for lol

>>12689102
>spending money on food
>spending money on water
>spending money on electricity
>spending money on internet
>spending money on cellphone service
>spending money on rent/mortgage
>spending money on taxes of any kind

>>12689191
go outside more

>>12689102
>not spending money on a fresh cut

Enjoy getting judged by everyone from your boss to the girls

>>12689215
no opening a window is good enough

>>12689223
Fuck those superficial people.

>>12689152
>if only you didn’t buy that avocado toast, you’d have a house!
>owning a house is 100% pros, with no cons!
Day of the rope can’t come soon enough for boomers I swear.

>>12689102
>Haircuts
>Toilet Paper
>Coffee
>Tipping
What kind of a fucking shithole cardboard box do you live in that these are wastes of money?

>>12689102
>gas
>food
>clothing
>and more
Fucking normies am I right.

>>12689300
Long hair looks chad. You can just steal toilet paper from public places/business. Caffeine is bad for you and you should only drink water. Tipping is cucked and is supposed to be completely optional anyway.

>>12689191
Is this real?

>>12689298
One should wait until the next housing crash to buy a dwelling. There is little wrong in buying instead of renting when the housing prices go down to somewhat reasonable levels temporarily though. Renting prices go up with house prices, so...
The sense of security in being able to do whatever you want and knowing your home is yours is a great stress reducer. Of course, this isn't the case if one takes up a massive loan for it that is difficult to pay.
The day of the rope for boomers is when you should buy a house. They always take out extra loans on their house when prices rise to fund luxury spending bullshit and go on expensive vacations because that's how they status signal between each other. They will be "margin called" on their houses when the prices go bust.

>>12689336
>You can just steal toilet paper

ugh I think you need govt assistance

>>12689327
>gas
Just siphon from cars or use public transportation/bike

>food
Hunt/fish/grow your own food/go to free food places at churches.

>clothes
Can buy clothes that will last you forever that you can wear every day of the week for under 100 dollars.

>paneer’s got his sari in a bunch because he can’t afford a cup of coffee.

>>12689349
How do you know where the bottom is in a crash

>>12689348
Yes

best post ive seen all fucking year.
fuck crypto and fuck politics.

>>12689223
>caring about opinions of fellow wage slaves
you'll never make it

gym is worth it
coffee is pennies a cup if you buy in bulk
>toilet paper
kek

>>12689102
>toilet paper
ikr, people are insane

>>12689102
De safety razor Master race.
>Spending money on air purifiers when you can have plants at home
>Getting a credit card when you don't own a busines
>Not investing Savings
>Buying a $1000 phone
>Eating out instead of cooking

>>12689600
>Getting a credit card when you don't own a busines

RETARD ALERT!

>>12689131
Cut hair with scissors. Easy.

>>12689131
hair trimmer

>>12689464
You will 100% make it anon. See you at the soaphouses in Japan

Tissues. Why wipe up the cum when you can lick it off.

Fucking idiots.

>>12689191
based NEET

>>12689191
Imagine the smell

Let's look at the biggest waste of money

>birthday gifts
>christmas cards
>soap
>showers (water)
>paying bills

I hadn't paid my water bill and they ended up shutting off my access for free. Couldn't be happier, saving so much money. Also essentially got that water for free.

I always wonder what percentage of people believe these posts

>>12689125
Like real life reddish upvotes bro. I want my bank account to have a lotta karma

>>12689102
>i just bought a case of monsters from amazon
i held back for nearly half a year, im weak

>>12689102
>15 euro a month for haircuts
>use normie brand razor for 2 months 8 euro
>only drink coffee at work
>smoke 100 euro worth of smokes a month
>beer mostly free at work or occasionally at a bar with friend once a fortnite 10 euro
>barely spend money on media

>>12689191
oh shit, ur almost me
>cei
but i love caffeine

>>12689191
What the fuck? So this is the average chainlink holder? Best chainlink FUD ever, i just sold my entire stack because of this post

>>12689102
> Spending thousands every year on “ high fashion” despite not being rich
> Expensive tech with specs you really don’t need
I see normies with $2k laptops every day who only use them for Facebook, YouTube and taking notes

>>12689191
I wanna believe

>>12689191

>>12689125
What is the point of money if you spend it on junk, instead of saving it for something worthwhile?

>pic related.

>>12689831
What the fuck.

>>12689191
the modern spartan

>>12689801

umm, sorry sweetie. my laptop is 3oz lighter, folds to tablet mode, and has a custom color that matches my permanent mood. Sassy. Now step back with your grandpapi's lenovo, I'm premium economy and it's my turn to board. Later, loser.

>>12689200
How old are you and how much did you make?

>>12689125
>what is the point of freedom if you're not going to spend it??
You _can_ spend it at any moment, that's the point. Unlike normies who never have money on their hands.

>>12689855
You can put almost any kind of listing on ebay.

>>12689191
Lmao no wonder you're a touchless virgin with that disgusting body odor, terrible haircut and gross beird

>>12689131
Straight blade. They last 100+ years.

>>12689102
>Spending time on breathing
You will never make it.

>>12689951
>jewess
Fucking run for the hills

>>12689191

I thought you are based enlightened Indian ascetic

then I read this

>I hold 156k chainlink

and realized that you are just a fucking retard. probably a slav

>>12689831

fuck. humans cannot be this much retarded

>>12690109
Why?

Some pieces of advice are good, some are horrendous & gross so let's filter it and keep the truly worthy ones :
- Cooking your own food (and for several days ) instead of eating out,
- Bodyweight work out/ jogging outside instead of going to the gym,
- Avoid using anything that might get you addicted (cigarettes & alcohol are the most obvious),
- Buy an electric razor instead of going to the barber for the latest trendy haircut,
- Prefer streaming over going to the theaters,
- If there is a good open source alternative to your software use it,
- Go for the woman who enjoys romantic walks and normal restaurants instead of gold diggers who ask for tons of gifts,
- Buy mid tier clothes that last instead of Zadig & Voltaire/ Weston,
- If you can fix it after watching a YouTube video no need to call the specialist,
- Shower > bathtubs,
- Water (+ syrup ) > any soda,
- credit cards are dangerous.

>>12689831
WTF this is going to cost millions of dollar in 10 years! What a investment

>>12689300
>he hasn’t invested in a bidet

My gf cuts my hair
I’ve used the same razor blade that I stole from my job for 3 years and still sharp enough
I installed a shower bidet a year ago
I very seldom drink and don’t do the other 3 at all
Only recently had coffee to gain more focus on studies but it was a dirt cheap bag that I bought on vacation in Asia and it’s pretty good too
I only tip third worlders
We mostly just pirate videos, and I mostly play Free2Play. Latest media purchase I made was Rainbow 6 Siege in November and that’s the first one in many years

>>12689102
>Get haircut because none of my friends can do fades - and I look fucking killer with one.
>My sister works at P&G, so a blister pack of 30 razors is a £1.
>Toilet Paper is toilet paper to me, no extra luxuries here.
>Coffee - Funny one, I drink a lot, so I buy Tesco's 79p coffee, or nescaffe on special for £2.24
>I make sure to talk about being a student with the waiter so they don't ask for gratuity with the card reader - the only place that has asked multiple times was fucking Prezzo - they can go fuck themselves.
>Last one is understandable.

>>12689102
>gym memberships
20€ / month to get a strong healthy body is worth it
> but you can do everything at home with bodyweight
if you want to look like and be strong like a twink fuckboy, yes.

>spending money on razors - buy an electric one
Safety razor costs:
~30-40€ once a life
~6-10€ per YEAR

>>12689102

>>12689102
>implying having a good haircut and workout is a dumb shit to waste money on

If you look good there is a better chance you will get more money in whatever you do. That is if you actually meet people and have some business going on. If you sit in your basement all day buying some internet meme coins then it doesn't matter I guess.

>>12689812
Underrated post.

>>12690801
Safety razors are the best

Mine is a gilette from 1941 and its probably the coolest thing I own

>>12689102
the rest i can agree with but toilet paper?
are you a dirty ass nigger?

>>12689191
Based and fudpilled

>>12690833
Being fit and not fat is good for looks and health and can be achieved without going to the gym, by eating less and healthier and being physically and mentally engaged. Haircut, it's weird, but most math, science and engineering guys I used to know didn't give a damn about. As long as they are well groomed and clean. It's the sleazy economy guys, lawyers, politicians, media whores who have to look good, their professions demand being a brownnoser. Or if you work directly with clients.

>>12689102
women

>>12689138
What the fuck is a condom?!

>>12689200
Just explain to them that you participate in internet pyramid schemes. They will understand that.

>>12689707
Saves food money too.
Based anon.

>>12689102
>haircuts, razors, toilet paper
All of these add MAYBE 50 dollars a month to your expenses. If this actually makes a financial difference in your life, you're already poor as shit and were never going to make it anyway.

>>12689102
>spending money on something you use to literally wipe your butt
That's ironic.

>>12689131
Get a safety razor. The razors for it are much, much cheaper: I've bought enough for over 5 years of daily shaving for about 25$.

>>12689600
If the credit card has no fees then there really is no problem with having one. It's a lifesaver if you don't want to keep carrying money around.

>>12689102
>going out to eat

Fucking Americunts in this thread

Don't drive a car, this is the biggest expense that barely anyone in this thread has covered - CYCLING is key

Oh? Your whole entire country was built around cars to get literally everywhere? Sucks to be you!

>>12691592
if $50 a month isn't substantial then you've already made it

congratulations

>>12691770
based

>>12691770
You realize we have metropolitan areas for cities larger than your fucking countries right?

>>12689102
>not enjoying coffee
gym costs nothing today, if you aren't aiming at the kind of gym for thoots to post IG pics in
>not voting with your wallet for entertainment
Enjoy the shit that gets pumped out for normies and nobody cathering to you
>no razors, but no barber
I'd like and alternative to toilet paper, I have none

So can I make 50+ replies threads by typing retarded shit and attaching well tested one line thread openers? My ego will surely get a boost!
All you list except drugs, tipping which is retarded and not a global thing, entertainment and gym(all luxury things despite what millennials are used to) is less than 1/50 of a minimum wage each month and saves in retarded habits like shitting exclusively before showers. You are dumb.

>>12691793
50 dollars a month aka 600 dollars a year? That's substantial to you? Damn anon if it is, I wouldn't want to live your life no offense

>>12691863

Stop driving then, this wasn't a dick measuring contest to see who has bigger cities.

I'm happy being a Europoor and selling my car to cycle everywhere

>>12691895
>Stop driving then
Not an option for those of us that have to make a trip to work that would equal a vacation for yurotards

>>12691895

please, I dare you to try and cycle 25 miles (40km) before work, and 25 after work for an entire workweek lmao.

>>12689171
yeah let me know once you can't afford a peril of 10k and your out on the street broke just cause you decided to take full risk and not get insurance cuck

>>12689102
>tipping when going out to eat
If you dont have enough money to tip when eating out then stay the fuck home faggot.

>>12689102
>spending money on food

just go to food banks for free food, they don't check to see if you are actually poor, I learned that from the executives of the bank where I work at.

>>12689131
Steal

>>12690109
how do you know she is a jew?

>>12689102
>eating out at all

>>12689191
Isnt your allotted time up at the library

If you're at a point in life where you're currently making more than you spend and have a savings rate of over 70%, there's a high chance you're just going to leave a majority of your money behind for someone else to spend.

Would it not be better to spend it yourself and enjoy things?

>>12689118
That isn't mutually exclusive with OP's idea.

>>12689102
toothpaste, plates, fork, knives, soap

>>12693989
or I make sure that my children will have a good base to start out in life instead of getting royalty fucked from early on.
Same with their children.

>>12694059
But what if you have no desire for children.

>>12694127
Then you are a genetic dead end and can do whatever the fuck you want.
But don't demand that tax payers pay those guys helping old people since you have no family and no one looking after you and you are depending on the states money.

>>12691969
I cycle that every day.
Electric bike though.

>>12689200
lmao boomers are brain damaged from the nuke tests. you can't blame them, it's in their genes.

>>12689102
I don't understand, isn't the purpose of having money to be able to buy these luxuries? Why make money if you're going to live like a fucking weirdo? And don't give me some zen shamanistic meditation bullshit.

honestly i'm rich as fuck, i don't care what you faggots think

>>12689831
That's like $8.50 per 1 rare Pepe. Good buy

>>12690109
>>12689951
>She

>>12689102
https://beta.forkdelta.app/#!/trade/0xa8bdc8882987a3ed83d8030f08d64479f1eff731-ETH

>not buying TRUE
>Shorting Okex
No wonder you're poor

>>12695230
Kek unironically got 10k

>>12689102
>not peeing in sink to save water
>not learning to navigate your house in total darkness
>not eating all meat blue rare to save energy
>not taking toilet paper from work
>not taking ketchup from McDonald's and making tomato soup
>not stealing co-workers tuna sandwich and acting shock and appauled when it is brought up and still doing it again the next day
There are just too many ways anon.

>>12695230
stop spreading this anon
you're going to ruin a good opportunity by reposting this on /biz/, everyone should sage this thread

>>12695230
Only sub 60 iq will sleep on this

>>12695230
What about kyc anon?

>>12695377
Too late fag

>>12695532
The KYC on OKeX is a joke, anon. Just google "Korean" or "Chinese" ID and use the 6+ page...first ones are taken. Will 100% get you approved.

>>12695230
Kek free money. Literally.

>>12695532
He doesn't know. Kyc is a meme kek

>>12695230
OWO thanks anonchannnn you changed my life

>>12689102
>haircut: just have long hair
>razors: just have 1 razor
>gym: buy the weights
>toilet paper: use a bidet
>drugs/alcohol/cigs: you can brew your own beer
>coffe: you can grow your own/ buy from a farmer directly
>tipping: never go out to eat, always cook
>movies/ book/ vidio games/ anime: private tracker

>>12689812
based

>>12695230
Dropped an eth

>>12689102
Buy ary
Or die
Faggot

>>12695230
Wewladd that's a gold mine

>>12691643
This. Just got mine last week. Way cheaper than a cartridge razor and a much better shave. Idk wtf cartridge razors even exist.

>>12695230
This is real nigga shit

>>12689102
- Netflix / Cinema
Get lower quality video then torrent but pay more.
- Root canal treatment./Dental Hygenist Easier to just pull the fucking thing out. The treatment will end with that anyway. Better to learn how to look after your teeth yourself.
-Wamen
-Games (cracked games have no DRM so they are not only free but also run 30% faster0
-Hotels
-Try to tip in countries where it's not required or needed.
-Consoles - just an under-powered PC made to overcharge you for everything on it.
-Domain hosting, fuck that noise, host yourself and use cloud-flare for security.
-Waste disposal. Bring trash to work.
-Cars in cities where you can get around without one. Fucking one mile to work, public transport everywhere they will still pay road tax, gas and all that shit to drive to work and back.
-Over-paying for same hardware. You buy a Mac with the same specs as a PC you pay 30% more. You buy electronics straight from aliexpress you get the real hardware no middlemen bullshit. Buying locally - GTFO, some 1st world cunt putting 40% margins on shit.
- Postage
- Montly phone bill, get pre-pay.
- Dog shit education

>>12689211
based

>>12689812
Truly based

>>12689138
I don't buy deodorant ever, it's some jewish scam that doesn't work.

>>12689147
Donating in general is fucking retarded. Peer pressure.

>their own home
Suck a dick, that's a form of slavery. We are at the PEAK OF THE MARKET so buying now is retarded. BUY LOW SELL HIGH

>>12695230
Gl with okex not locking your account Americunts

>>12689155
All you need is some yeast and sugar to make alcohol. You need to buy shit in bottles.

Also if you go full slav and have a backyard garden you have your own mint and shit so you don't spend extra on 'organic' shit which is full of carcinogens anyway.

>>12689171
You make a sharp blade. How do you think they shaved before razors?

>>12689223
You can judge the boss as well.

>>12689298
>Day of the rope
The fucking boomers are a the rent-seeking cancer that hollowed out society.

>>12689349

>>12689457
Compare demand to supply. Boomers own everything but they will die off. Then because there's much fewer people born after we will have too many houses, too many resources.

>>12689771
>beer mostly free at work
Must be Germany, you don't get free beer anywhere else

-Heating with a fucking oil/blow heater.
It's just a dumb resistor. If you're going to waste that energy fire up a crypto rig. I heat with a mining rig.

>>12695230
I'm feeling comfy AF with this bag
thanks for shilling me this coin OP, you're one cool cuck

Chainlink

Frugalfags are the fucking worst. They're always lifeless, annoying and sheltered losers like >>12689191

Ironically, they put as much time and effort into not spending money as people who try to fill the void by practicing mindless consumerism.

Buy the things you enjoy, cheap out on shit that doesn't bother you, don't spend money you don't have and most importantly, stop fucking talking about what you do or don't buy, nobody gives a fuck.

Also fix shit yourself instead of paying ppl.

>>12696371
kek i get free beer and free lunch in the USA

>>12696349
You’re not counting imported shitshkins

>>12689102
If you go out to eat and dont tip your waiter you’re a faggot

>>12691193
Working out is a scam. That fat you have is there to protect you from starving to death. Where I live (1st world) there was a total breakdown of society once when it snowed. Stores empty and shit like some apocalypse.

>>12696440
t. actual whale

>>12696403
Yeah, I hate them too. They act so self-righteous but sound like they have a mental illness, it's cringe af. I mean, hoarding is a mental illness so perhaps frugality is the opposite illness of that. In any case, frugality is just for retards who don't know how to save intelligently or snowflakes who want to feel different from mindless consumers. I dare them to become monks.

>>12696440
>Type 2 diabetes is real
Livin the dream

>>12689102
I'm at the barbershop right now
>$20 out the door

>>12689102
>toilet paper
K.

>>12689191
wanna live under my desk?

>>12689102
buying/renting a home
you can live comfortably in a van

>>12689102
dont pay for haircuts cut my own shit looks decent
use razors but buy in bulk so i save money
have gym equipment treadmill bench laterall pulldown dip bar pull up bar it is cheaper long term if the equipment lasts longer than a few years so i save money for that
toilet paper buy in bulk so save
no drugs no beer rarely no cigs did smoke weed to chill not now so save that
no coffee but fizzy drinks bad habbit
i tip out of feeling insecure dealing with other people
use amazon prime i am going to cancel after trial and i use spotify and dropbox i am ok with them expenses
not vidya or anime

>>12690785
Want a cookie? No one cares.

>>12689211
>electricity
>internet
Unironically though, you can just go to a McDonald's or a library or a cafe for free WiFi and a place to charge your laptop.

>>12691643
This right here. I literally discovered this after throwing away my gillette blades and started to look for an alternative. I got myself a straight razor with disposable blades. The blades itself are dirt cheap. I bought a whole stack of them for 15 euro's and i'm still shaving with my first blade after 3 weeks lol.

>>12689336
Just use a bidet to clean your ass. No need for toilet paper.

>>12696687
I can't believe I'm actually considering this at this point in my life. The rent Jew is eating 25-30% of my income though.

>>12689102

>organic food
>patreon
>giving money to panhandlers
>credit card interest
>speeding tickets
>new clothes every month
>jewelry
>cologne
>combs
>traveling to third world shitholes for the “experience”
>plan B
>makeup
>plastic surgery
>girlfriends
>throwing parties
>going to movies
>buying alcohol

>>12696780
It's socially acceptable to live with parents until 30.

There's also shit in some countries where if you scam the government pretending to be a student you get lower tax rates and shit. So some ppl up to their 40's pretend to be in college.

>>12689138
...toothpaste? You creatin

>>12689349
>house is yours
>have to pay five figures a year so they jews don’t confinscate it
Is it really yours when you buy?

>>12696829
I buy a big box a year. The toothpaste/razor jew wants you to buy these tings in small quantities. You should buy bulk.

>shops on amazon
That platform is a big bait and switch. Shop on Aliexpress

>>12689102
cable tv biggest scam ever. The companies jack the prices after your promo year.

I made my parents return their cable boxes and set them up with youtube tv on every tv and then I use their plan on my tv at my own house( I pitch in my share of cash ) and combined we save like 150-200 a month from when they had their shitty cable and I had my own ps vue. Basically if you aren't sharing youtube tv or streaming tv service accounts to maximize value you are throwing away money.

>tipping when going out to eat
>not going out to eat
Terrible bait thread.

>>12689102
if you want to see the result of buying none of these things, move to a slum in india

>>12696917
I don't think I even know anybody that still has cable. I don't even have Netflix actually, I just go the "free" route if I feel like watching something, and I haven't even done that in months because most everything is Zionist propaganda anyway.

>>12695230
Already made 4 eth woth this dumb shit lmao

>>12695230
This is literally the reason I browse biz. Thanks basedfag

>>12696950
I want to watch you tell Stacey that we she comes over and wants to watch one of her shitty shows.

>>12696917
>sharing youtube tv
I'm so proud of this community

>>12695230
Too bad the chink exchange has slow as confirmations but still a nice find anyways lad.

That absolute amerimutt whale

>>12695230
Goldmine bitches

>>12689102
>brand name shoes
I was looking for new converse and saw they cost 60 bucks. wtf 60 bucks for canvas and rubber. I bought knock off brand converse at walmart for 10 bucks.

>>12697002
Paying for youtube, the absolute retard

>>12697029
found the boomer

>>12695230
Good job boy. Am up .63btc from this kek

>>12696829
>>12696869
Or just make your own toothpaste. Buy bulk ingredients and save even more

>>12697029
At least they are screwing them by sharing the log in whatever that Youtube Red is. When I heard that name first I thought it's youtube for porn.

>>12696780
Do it. Nothing to lose. You can park for free 24/7 at a walmart or something. Use public toilets. McDonald's or a library for wifi / charging electronics. Just gotta be discreet about it unless you want your van jacked.

>>12696947
It doesn't have to be that shitty unless you make it to be.

>>12689812

>>12689831
so that means that I can create +1k differents types of the same meme and make millions?

>>12691592
$50? Are you insane? The generic toilet paper at my grocer is $.99 for 4 rolls. Lasts two weeks, because I don't eat like a pig and shit all day. Once a day, not messy (again, don't eat like a pig), and a couple of sheets gets the job done.
I cut my own hair, because I like it short. $30 electric clippers I've been using for years, keep it oiled and clean and it might need a new blade in a couple of years. Maybe. I use it like 3 times a year.
Razor, I buy the cheapest disposables, maybe $3 a month. One of these days I'll remember to order a cartridge hande and a box of decent blades. One time expense.

$50 is what I spend a week on food. $50 a month on toilet paper, razors and getting your hair cut is throwing money in the toilet, along with your overpriced toiletpaper.

I'm not cheap, and I'm not some whackjob who doesn't use toilet paper because I'm so autistic I can't spend a single penny, but jesus fuck, do any of you have any actual budgeting skills and knowledge of what stuff costs?

>>12691649
I had a throwaway Capital One card I used for anything online that was even slightly skanky, that only had $500 worth of credit. Used it occasionally, paid it off every month. Did that for a couple of years. They really want me on the hook for that sweet, sweet interest, so they bumped it up to $5k without me even asking.

It's now my "Holy shit I need money!" lifesaver. I don't use it online anymore, because of the limit, and got another cheap card with no fees for shady online shit.

>>12691770
My car is less than 5 years old, in perfect shape, less than 8k on the speedo, and it costs me less than 1k to insure and maintain every year.
I use public transportation a lot, but I have it if I need it. Good luck buying furniture on your little bike, and getting assraped on delivery fees.

Oh, my bad, you're poor, and probably pounded out your adorable little snark on a 10 year old laptop sitting on a milk carton.

Now get the fuck out the lane, asshole. Bikes are a nuisance.

>>12696182
Jews created body odor.

Riiiiiiiight. You done 4channed yourself retarded.

>>12695230
is this a meme or is this actually legit?

>>12695230
Who actually passed this up LOL

>>12697341
That sell wall is almost gone already kek gl

>>12697341
Its crypto man stupid shit like this happens all the time.
>>12695230
Bless your cotton socks anon

>>12697341
Legit

>>12696917
Actual good advice. And fuck YouTube TV, don't feed that beast.

If you HAVE to have cable (and I judge the fuck out of anyone who does - get off the TV tit, dummy), when your yearly intro rate is about to expire, call and say you're cancelling. They WILL give you the current deal for another year. Cable companies are all about retention. They could give you everything they offer for $100 a month and still profit, so they give you a 50% discount for something overpriced by 200 to 300% overpriced already. They don't care. The phone rep people don't get dinged for it, but it counts against them if you actually cancel. Just larp for 10 minutes, just say "I can't afford it, I can only afford (whatever is closest to their current deal), and you'll get it. Every time.

I don't have cable tv (because it's shit), but I've done that for my internet service every year, and I get the "upgraded" service speeds (that should be standard and costs them nothing to offer), and get it cheap. They've never refused. I've been just laid off every year, they don't care, they just need to know what checkmark to click in their open browser page.

If you have to have it, work the system. Calling and asking costs nothing.

OP is a nigger

>>12697357
>>12697368
>>12697375
>>12697341
The latest transaction I can see is from 12 days ago. Why is that? Why can't I see recent transactions?

>>12697423
Enjoy being poor brainlet

>>12695230
Based

>>12697438
come on help a fellow /biz/ out here

>>12689102
>Post dumb shit normies waste money on.

Cars
University
Gaming computers
Processed food and junk food
Alcohol and any drink that isn't water
Beds
Nigger shoes
Etc

>>12697492
Ok retards let me just explain to you 100% how to do this without fucking up because I know one of you will, and will cry about it for 3 weeks on here.

Use fucking metamask like OP said. Download the NEWEST version. SAVE your FUCKING seedwords degenerates. If you don't say bye bye to all your tokens, link, eth, or anything you have on there.

SEND the ETHEREUM to your metamask, or directly from the exchange to forkdelta if youre a retard.

Then TRANSFER the ethereum ONTO forkdelta - accumalate the TRUE, WITHDRAWL the TRUE, and send the TRUE w/ your metamask wallet to okex.

Rince & Repeat. I better get a fucking thankyou.

>>12697054
I do this for most cleaning products. Windex? Fuck that, that shit is more expensive than the best unleaded gas. Two tablespoons of 99% isopropyl alcohol, one teaspoon of dishwashing soap (the cheapest is fine), in a spray bottle, fill with water. Shake, and you have BETTER than Windex. Pennies to make.
Carpet cleaner? Same mixture.
Cleaning around the house? Throw in some vinegar instead of alcohol, bleach for the bathroom and sink.
Oven cleaner? Mix some baking soda and vinegar into a paste (enough to coat the oven), cover oven, let sit overnight, scrub, rinse. Clean oven.
Scented candle? Buy wax in bulk, a decent scent from a perfume site, fill small glass containers with cheap wicks. My ex gf loved me long time for showing her how, because she was addicted to scented candles. She had a box full of empty glass containers from them, she refilled them all for like $20. And, got to get the scents SHE liked, not the shit ones they sell.

Learning to do shit yourself will save you more money over the long run than not buying toilet paper and smelling rancid in the summer by not buying deodorant and soap. Most products started out as something people made themselves, from toothpaste to oven cleaner. Modern shit is just cheaper materials made in mass. A decent set of tools, Youtube, and not being a complete retard will save you a ton of money.

>>12697500
Thanks buddy. I probably didn't need this but just incase. Went fine. Okex gooks buying my cheap TRUE kek

>>12697000
Ha, Stacy doesn't get to come over and waste my time. I go to her house, fuck, and leave.
You should be more direct with your intentions instead of trying to sneak your dick in while she's distracted.

>>12695230
Actually based and red pilled

>>12697500
>>12697519
Ah I get it now. I didn't understand to use Okex after buying the TRUE. Thanks guys.

>>12697539
Sometimes we all need a little help even if it feels retarded

>>12697500
Thank you =]

>>12697551
It still didn't answer my question. Is my browser fucked or are the latest transactions I can see from 12 days ago?

>>12695230
Unironically just went all in on this

>>12697714
>>12697551
>>12697438
>>12695530
>>12695377
>>12695296
>>12695230
fyi ; if anyone wants to "short" OKeX with these it's very possible but just know that TRUE deposits are disabled until tomorrow 6:30 (update time, CST) because of some maitennce or som shiiit so wait to deposit

>>12697838
Raging kek. Saw it on the telegram. Oh. Just gotta wait until tomorrow

I spend 10s of thousands of dollars a year on drugs and hookers.

>>12697838
This upset me. I made 2 eth though before they disabled deposits. The other exchanges take kys too seriously I'll wait until tomorrow too thanks for the update mate!!

>>12689102
Aaaahahahahah!!! Thanks for telling me how to spend 0.5% if my income

>>12697838
I didn't know this and just deposited some on my okex wallet. Are my coins gone?

>>12697952
It'll appear tomorrow

>>12697952
Okex is a shit hole

>>12697964
alright good to know. Thanks.

>>12697882
This upsets all of us fren"(

>>12689457
when sheriff confiscated houses have been on the market for more then 9 months in receivership without being sold, its time to make some low ball offers.

>>12689118
fpbp, op is a fag, buy XTP

>>12697985
luckily eth is pumping these last nights

>>12698000
Why are we subjected to centralized shit dexs:(

>>12695230
Is anyone actually constantly doubling his money using this method? Or are you just here to make a quick few hunderd dollars?

>>12698058
It's 51% TRUE I'm 99% sure

>>12689102
buys dominos + 3 monsters every night, never tips driver, they have been spitting in OP's food for years

>>12689352
yes instead of just letting him steal the toilet paper let's all give him the equivalent dollar value x 100 to cover the bureaucracy in between

>>12692651
foodslave detected

>>12696497
you sound like you feel threatened by them

>>12690785
we get it, you're upper middle class

>>12694641
You share their genetics idiot

>>12695230
>All the Pajeet bot replies

>>12698387
i didn't get scammed, did I?

>>12698413
uh ohhhh

>>12689191
>Is gross and has poor hygiene
>156k in meme coins worth nothing
oh boy what are we gonna do with you.

>>12696853
>>have to pay five figures a year so they jews don’t confinscate it
where?

>>12689191
Your average LINKie, everyone.

>spending money on haircuts
A must.
>spending money on razors
If you can you should laser your whole body.
>gym memberships
Investing in yourself is best investement you can make.
>toilet paper
Bidets are very uncommon around here, but I do support the idea.
>drugs
can't really say anything about it, but might be fun once in a while
>alcohol/cigarettes
To your liking.
>coffee
Yeh, coffee drinkers should just all kill themselves.
>tipping when going out to eat.
There are more problems with this statement then just tipping.
> spending money on media like movies/books/vidya/anime
Having hobbies is nice.

>>12697988
Unironically good rule.

>>12696349
Hope so.

>>12689155
>marry trad girl
>have a coule kids
>she hits the wall
>hang out in lazy boy instead of banging her
>she isnt felt as desired
>other men hitting on her
>starts talking to another man on dates
>she files for divorce
>18percent alimony x 2 kids and 50 percent of your income
>taxes take 30 percent of your income
>get over 100percent tax rate

>>12691399
fpbp

>>12696403
>>12696497
Being frugal is not the problem, acting like uncle scrooge for everything is!
If you can save money & avoid traps + enjoy some not so cheap things, you got the best of both worlds. There's a world between being a mindless consumer & living like a hobo becahse of your own greed...

>>12689831
>420
>69
Based

>>12689191
This is easily the funniest shitpost I've seen all year, congrats anon

>>12697838
>>12697964
Alright it's 6:30 CST. Where is my TRUE?

>>12691888
that's like some flight tickets. I'd save for that.

>>12695230
MY LINKIES NOOOOOOOOOOOO