/biz/ - Business & Finance

Just you man, everyone else is successful as fuck

>>11708794
25 and make around $28k/year, I would love $50k

>>11708794
The average person makes 30k-ish. The average HOUSEHOLD makes 50k.

>>11708794
50k of what OP? USD?

>owns a wife
I like how you think anon

>>11708794
>turned 21 a few days ago
>€5k in crypto, mostly XRP and XMR
>make just ~€3000 a year, average house price is €350k

Could always be worse, anon, you could be European

>>11708841
CAD, so basically 37k USD

>>11708794
26 and im the same boat as you. We're doing better than probably 3/4ths of people our age.

>>11708794

>average person my age is making at least 80k and already owns a house, wife, and new vehicle

average person making 80k also lives in a big city, has very little to no savings, and has a field hockey wife. people like this are trapped in normie meme prison where gross income matters more than net worth.

t. 27 yo, $67k per year, 62k stinkies, $210k net worth, sick loft, paid off car, 8.5"x6"

>>11708858
>Thought OP was exaggerating
>CAD

OOF

Yeah, the average person in the top 10%

Just take care of your health and focus on yourself, then re-evaluate your career and what you can transition to to make that kind of money. The wife and house will follow once you have your career and health in order

>>11708794
where do you get your fucking information from?

according to the BLS (Bureau of Labor Statistics), the average american makes 45k a year, can’t afford a home, and pays unnecessary rates on car loans.

>>11708794
nice humble brag fag

>>11708794
i honestly hope you kill yourself. stay depressed faggot

There's other shit to factor into it, COL for one. I make jack shit (under 27k) a year and that's before tax and other shit gets jerked out. But I've got a steady rock solid job w/benefits in stone, The only way I can be out on my ass is if the state government goes bankrupt. I live like 8 miles from my workplace. So my commute exp is very low. The only debt I got is my house and a little over 1k on a credit card. I got a little money in the bank, 4k in a brokerage, and a 401k via my workplace. My car is paid for (2014 corolla btw). My house is a 3b, 1 & 1/2 bath, w/garage and basement. Also has a decent size yard and rear deck. So yeah even though I make less compared to some, I got everything else I need and I'm on track to have a nice pile waiting for me down the road.

>>11708938
Reason I'm able to afford my house is due to timing; The market was in a shit hole at the time plus the owners were desperate. The place they wanted was in a high demand area. I ended up basically stealing this place, especially after the original owners pumped a large wad into renovating it.

>>11708794
Average person in your country is getting into negative equity at that age with their house :)

You cannot own a wife anon. She's her own womyn.

>>11708794
>almost 26
>still studying
>incel
>father increasingly asks about marriage
fuck man. why is life so hard for some and so easy for others?
yeah, there are people in the world who have it a lot worse financially but at least they can get their dick wet.
even if I manage to get my degree and start to make big bucks I'll still be socially retarded.

>>11708794
Average person your age makes more like 24k.

I'm 33 and making £27 and im too dumb and lazy to earn more, plus it's too late/expensive for me to study again

I'm still living with my parents so my outgoings are not much more than £350 a month.

I have about £80k saved and I'm going to put it all into Bitcoin but I'm trying to time the bottom at the moment and I'm wondering whether this is it or it'll be mid 2019 after a second phase bear market, pic related.

please spare a thought for us mega losers before complaining about ur life, thank you

If I make it I will rent a nice flat, quit work and put all my bitcoin gains into biotech etfs at the bottom of the next stock bear market, wish me luck

31 making 45K a year in civil service. Im in a union, but its so castrated one of my coworkers lost 5 years of seniority for checking the wrong box on their leave form. Avoid civil service like the plague.

I'm 30 and in college living off loans

>>11708794
Those stats seem way off. Especially for burger land

>>11708794
>24 in few days
>no career
>20 000 USD a year
fuck fuck fuck fuck fuck fuck

>>11709111
Jesus Christ you are fucking retarded. If you bothered to spend at least two seconds educating yourself you would realize how fucking stupid it is to put all of your money into one place. Especially when it's your life savings into a meme. Btc mooning is a pipe dream. You could build yourself a solid future with that 80k, but go ahead and piss it all away.

>>11709073
You want to get your dick wet? stop caring about getting your dick wet and do something with your life, it will follow.

>>11708794
>owns a wife

Problematic.

>>11709393
I never cared about anything which is why I never met people, male or female. Shit won't just magically happen.
Also I work in MINT, so even if I "do something" with my life I'll only be surrounded by dudes.

29 boomer here @ $27k per year.
I only work about 25 hours per week tho.

>>11708794
34 American here making $34k ready to die. Drive 250 miles a day. Work 12-16 hour days.
Recently married.
Prolly not gonna make it

>24
>B.S Economics & Mathematics
>20K/yr at family business but I am paid to stand around most of the time which I use to listen to audiobooks or read
>have never applied for a job
>40K in portfolio, 30K student loans, 5K in random shit I own
Im just going to spend this time trying to learn as much as possible and then try to start my own hedge fund. My annualized returns are ~56% over the past 2.5 years, using Ben Graham/Fisher type techniques.

>>11709393
This. Socially retarded people who deliberately try to get their dick wet always come off as creepy, no exception.

>>11709589
I never tried to get my dick wet cause I have crippling anxiety when it comes to women. I never approached anyone. That's the problem.
Creepy people who desperately try are still infinitely more successful than I am.

>>11709525
I make about 10k less than you and am going to be married soon...
Fiance can't find a job...
Both of us are broke...

What planet is this? Why can't we get ahead or at least stop struggling to break even??

>>11709696

>What planet is this? Why can't we get ahead or at least stop struggling to break even??

here's what you have to do:

>stop having a social life for the most part. you're not wealthy enough to have fuck around money, so don't fall prey to jealousy when you see your peers having fun on social media. they're in debt and flirting with alcoholism.
>devote your time to learning meme tech skills. BUILD A PORTFOLIO OF WORK THAT YOU CAN SHOWCASE AT AN INTERVIEW.
>do this for many years in your early 20s
>get an office job earning ~$50k
>live somewhere cheap
>max out 401k
>invest in blue chip cryptos like btc, eth, or link when they're cheap with the mindset that you're going to sit on them for at least half a decade. trade like a boomer: one trade per year at most.
>grind at all of this through your twenties and continue to save as much as possible
>if you're not completely autistic make some connections along the way at work because that's the only way you can advance unless your skills are unmatched

this is basically a boomer approach but your net worth will compound in value over time. don't fall for the "do what you love" meme, the "live your life in your 20s" meme, the "eat, pray, love" meme, or the "travel" meme. just grind and grind and grind. do what's proven to work and eat shit.

>>11709525
if you found a good person to toss your lot in with, someone who is a good teammate to have, you can make it through. what income is your wife bringing to the table?

for the record I do painting and drywall for a property company, just under 40k. Not a bad living and the job doesn't break my back or stress me out too much, I like working with my hands, reasonable commute and I lucked into some cheap rent. it's a living, can't complain too much for a newly-minted 24-year-old. There's no ladder to climb, I just cash a paycheck and get my benefits, but it pays my bills and I don't have mouths to feed. it's a living.

>>11709564
>21
>graduating with B.Sc Economics this semester

reading shit like this hurts me. is the job market near you shit? Don't scare me anon.

I'll just put econometrics and other userful shit resume

>>11709854
>don't fall for the "do what you love" meme, the "live your life in your 20s" meme, the "eat, pray, love" meme, or the "travel" meme. just grind and grind and grind. do what's proven to work and eat shit.

don't listen to this little faggot. If you want to live a boring life and then want to blow your brains out at 40 go right ahead though.

Literally doing all those things and loving life
>do what you love meme
Started my own business around what i love. I'm my own boss and although i work my tits off it doesn't feel like gruelling work, potential to earn more than i ever have and grow exponentially and keep all the rewards for it

>live your life/ travel
doing that shit and building amazing friendships around the world, taking risks and being a great 25 year old, i look forward to every year.

Let the boomers be boomers, be a risk taker and live life to the full.

>>11709347
>You could build yourself a solid future with that 80k, but go ahead and piss it all away.

Please do outline my incredible future with that amount of capital. Would it be to launch a business that would almost certainly fail before the 5th year is out? Do some dropshippin brah? Or maybe I can get rich in property, just like the baby boomers, right? Build myself that solid future of 5% yearly returns, hey! Wow, just think, if I invest that £80k in some nice ETFs now I could be sitting on enough money to retire just before I die of old age!

Risk averse plebs like you die poor. Bitcoin will continue to piss over most asset classes and remains a spectacular opportunity that you, and many others will miss out on (again).

20 years old and i make $70k/yr lmfao. fucking loser

>>11710126

my boy, i was offering advice to those who cannot even break even- not you. there are of course better ways to live life, but realistically not all can successfully take risks. if you're able to live life on your terms and still come out on top then i applaud you, but you cannot expect everyone to be like you. some people have to resign themselves to the grueling, unsexy paths to success and you're not doing them any favors by suggesting otherwise.

>>11710126
assuming this is a true story

most people don't have the charisma, work ethic, or resolve to be successful in this type of situation

for the average person, it's probably better to play it safe like

>>11709854

is saying

>>11709930
I could probably get a job but i want to improve my financial modeling and programming skills first. Should be applying in 2-3 months at this rate, I just hope I dont get my resume thrown in the trash because of an employment gap.

>>11708794
its ok anon, im 28 just got fired, have no savings, in debt...i do have a loving fiance though. i dont want to find another wagecuck job with not enough pay, i truly want to be an artist but i feel they dont survive in this day and age, better off playing the lotto, there are times i feel like ending it.

>>11709073
Your dad is just being an asshole, then. Most people know that women only want Chad. If you're not a Chad, then it's unlikely that you'll get laid, have a girlfriend, or get married. It's better to just accept it and focus on other things.

>>11709854
wew bucko

>>11709589
I don’t get the impression he’s trying at all. Zero effort.

Those people are also in tons of debt

>>11709111
>I have about £80k saved and I'm going to put it all into Bitcoin

absolute fucking moron
you could put it all in link a be multi millionaire potential billionaire by 2025 easy
instead you put it into memecoin
you deserve to be poor

>>11710482

I'm buying stinky linkies as well anon but I couldn't be fucked writing out where it's all going, BTC is still my main horse tho. BTC, Link, maybe EOS, and Monero.

I only make $42k but I have 500k LINK so fuck it.

>>11709347
>unironically thinking pissing away 80k on memes like education and stocks is a better idea than buying the bitcoin bottom before the rise to $100k+

>>11710512
>im buying link

its over

>>11708794
>make only 50k a year
that's literally a lot of money, especially if you don't have bullshit like a wife and kids