/biz/ - Business & Finance

>>11625409
not enough

>>11625409
I save 60% of what I make.
But I also live incredibly modestly and want to retire in my 40s

>>11625428
that's pretty good

Before I started contributing max to 401k about 2000-2500

Now about 1400

>>11625409
gib milkie

>>11625448
You don't count your 401k contributions as saving?

>>11625409
well i save a lot by eating mainly rice beans noodles vegetables potatoes
i save by using washcloth to wipe and washing them by hand, no toilet paper to buy
if i just have to pee and not poop i always pee in the sink and save on water
i dont have a car so no car note, insurance or petrol
i pirate movies tv shows and music

>>11625409
about $1500 or 50% of what i make after taxes
i dont have many expenses apart from rent, car, and food so i get by nicely
im going about 70/30 stocks/investments and fiat savings currently, i would like to buy an apartment or a house in a few years

>>11625409

About $7500/month. Fuck working for 40 years I am retiring early.

I'm saving about $1100/month, not bad considering I'm only making $1500/month.

>>11625464
Nah I do. But I was counting this as money that goes into savings account or other investments.
So it's like
1500/month 401k
~ 1400/month cash or other investments

>>11625409

I saved $4K this month, made $6K.

>>11625511

T. International worker

2K a month, but I only make 30K a year so basically most of it after taxes.

>>11625477
>pee in sink
I do this but unironically

How are you all making so much money, i'm only getting 1500€/month and can save 600€

>>11625409
Define save?

2k/month
Half of that goes into crypto

I don't have any income to save from

>>11625535
its basically a urinal.

>>11625564

>>11625554
Spend less, make more

>>11625409
85% of after tax income, living with parents and frugally. Plan on "retiring" in 5 while starting my own consulting practice.

>>11625409
2k, if that

Around 2000-2500 EUR / month, together with my girlfriend. That's around 1250 EUR each. We both earn the same, around 35k EUR/year, after taxes.

>>11625409

2500 usd

~100$... lmao fml

>>11625494
wtf? living with parents?

>>11625409
do you think she wants to have sex with me?

About 1000€ which is 40% of what I make after taxes.

>>11625955
Yeah, I'm a part time student, and my work is part time. If i were full time with my work it'd be up closer to $3500/month income.

>>11625409
90%

>>11625409

LOOK AT THOSE MILKERS

600 gbp into pension pot.
1400 gbp for deposit on a house.
200gbp into crRIPto.

>mfw 70k a year....only able to save $200 a month
fml. I have too many kids

>>11625409
Last few years I've averaged 10k/month. This year will probably be 8k/month because I started college and don't have as much time for work anymore. Don't want to talk about how I make money, but it's not illegal.

>>11625554
They are americans, Europe is a joke in terms of salaries compared to it (except for Central and Scandinavia).

t. Italian that saw wages of friends livin there.

>>11625409
I save approximately 1k/mo give or take.

Emergency Savings - ~12K (10.5K at Betterment 40% stocks 60% bonds and the other 1.5K as a floater in my savings account) Since it's currently funded, I just put in 100/mo.

Generally the rest I save goes to either IRA or my taxable accounts. Since I've maxed out my IRA for this year, I'm just moving the rest to the taxable accounts. Come 2019, I'll invest the max of 6000 into my IRA as early as possible.

Typically I save about 800-1000/mo

I have currently about 20-21k in relatively liquid (2-3) days. And I have about 25k tied up in 457b / IRAs.

I'm 34 and playing catching up with some things right now - divorced for two years so yeah half of the incomes does make things different.

What do the trapologists on this board have to say about pic related?

>>11626762
shit, forgot pic

>Make 4200/month after tax
>House payment 1600
>Wife buys everything else
>Rest of my money goes into 401K and investments to fulfill my long term goal of becoming a NEET before I'm 35
>Saving 60% of my after-tax income. 70% if you count home equity (I don't).

I think I'm going to make it. How do I convince my wife to start investing her surplus? Pretty sure she's saving even more than I am.

$10,800 gross
- $1200 for 401k and health insurance
- $3000 for federal/state taxes
- $1700 for personal loan I took out for crypto ;(
- $2500 for rent, food, and other living expenses

That leaves me with about $2400 saved each month.

>>11625966
doubtfull

>>11627258

>10,800/month
>3,000 for taxes
>2500 rent/living expenses

California?

>>11626816
I'm pretty sure she isn't a trap

>>11627315
Naw, southeast US. I live in a large single bedroom apt that costs $1000 a month. That alone would probably cost $2500-$3000 in California.

I pull in about 32k a month after taxes, I put 20k of it back into my business, 7k into personal investments, then live off of 5k for food/rent/etc