/biz/ - Business & Finance

>>11516387
HAHAHAHAHAHAHA

lookds 401okay to me brother!

>>11516387
Age?

>>11516403
I had a feeling u might say that :(

>>11516410
31

>>11516412

imagine being 31 years of age and not holding at least 5 btc as a hedge against the incoming economic collapse.

>>11516438
I had like 0.2 btc but I lost 90% playing with shitcoins

>>11516460
Do you have ANY assets?

>>11516387
Your top holding is way too tech heavy for me but still seems like a well managed fund and you have plenty of time for riak so pretty good. Im 10 years older and prefer to manage my own holdings plus I dont have the time to take those kind of risks anymore.

>>11516479
lol fucking nerd

>>11516472
no I work 80 hours on salary in a kitchen that's destroying my health and I send most of my earnings to my fucking mistress I haven't seen in 4 years

>>11516387
I got you beat OP!

36 years old and my first job with a 401k.
This is the first pay that I was eligible for it.
I put in $100 and they match half, so $150 total.

>>11516438
When liquidity dries up from massively high interest rates it might not happen. Gold is the safest bet anon.

and I have like 30 or 40 thousand dollars in bonds I had since I was a kid but I'm hoping I won't need those til retirement or I might use them to take a shot at a business or something

not counting those my net worth is a bit negative

I get really emotionally weird from full moons I guess

>>11516438
Imagine holding worthless Internet money lmao stay deluded, enjoy

>>11516495
At least you get free food!

>>11516611

imagine holding imaginary "fractions of muh company" that are backed by nothing but an endless fiat papermoney printing press, quantitative easing, and insider trading

>>11516665
boomers btfo kek

>>11516650
I don't want to be accused of costing the jew money so I bring my own groceries in. I get free use of the oven and stove I guess and my personal mini fridge costs him like $20 per year or more. And I use the onions and garlic and a tomato here and there

>>11516611
imagine holding shit at the top and not trading it for something else that has corrected.

Holy shit the stupidity

>>11516387

>31
>2k in 401k

Anon, I...

>>11516412
lol ur 31 with 2k in your 401k?

>>11516928
it just started in like March I think

most people my age in my town are addicted to meth so I'm not doing THAT bad... but keep making fun of me so I can strive to be as strong as I can... it's ok

>>11516495
I read Anthony Bourdain's book recently. Your story is further proof that the food service industry is wageslavery.

>>11516950
doing great, bro. I'd suggest just maxing it out if you can, or putting away as much as you can. keep it up, you'll thank yourself when you're 65.

>>11516387
>says he has 401k
>screenshot shows 2k
what did OP mean by this

>>11517148
bro it's all about submission, like you're either willing to get in there and take it in the shitter and be the owner's good boy or you bounce around from kitchen to kitchen and never move up

everyone thinks they're fucking amazing but after a couple weeks of trying hard they realize they're still really unhappy with life and their relationship with the bosses starts getting worse and worse. And I tried moving to another kitchen and the grass wasn't greener. Always running with as few workers as possible, minus one, and then still a witch hunt happens every time customer service doesn't go 5 star "what do you mean the delivery took an hour? whose fault is it and how bad can we make them feel about life?"

it's all about evading taxes and burying as much money as you can while you parade around like times are hard, restaurants are purgatory and you're stuck in it as long as it takes for you to decide who you are and what you want out of life I think

>>11517187
I have like 1800 LINK, could be better but I could be a nolinker too so I try to appreciate what I've got

I am actually in the same boat as OP....
33 btw

>>11516950
I know individuals that didn't start investing to retire until they were 40 and they are doing great after retirement. I would STRONGLY advise you don't seek advice from biz (lol at the irony) as all they care about is crypto. Instead, turn to something like Bigger Pockets Money or the Mr. Money Mustache forum for advice. Don't sweat that you are starting later than some; you should be proud you are starting at all and focus on saving, saving, saving. The best way to do this is to drive your cost of living to rock bottom (get Mint, link all your accounts, and track your shit to the dime). Then, start cutting out things you can live without and invest every single one of those pennies until you are maxing your 401 or IRA (or both!) every year. Look into buying a multifamily house (if you can find a good deal in your area) and renting out the other half to reduce your cost of living (rent/mortgage typically accounts for 20-40% of most peoples income).

Save. Don't be discouraged. Good for you for starting! Proud of you, anon.

>>11517409
Thanks anon. I'll try Mint. Been wanting to use something like it for budgeting

I feel like I actually live pretty frugally, aside from the "giving away all my money" thing. Long story. But I could definitely do better

fixing to turn in a truck load of scrap metal tomorrow and I need to be up early enough to get there when they open so I can get back to our shop to open :D goodnight friends

>>11516460
I started with 6BTC and turned it into 16 BTC gambling on alts then lost it all during the crash in January.

>>11516387
anon people are talking shit but I'm 30 and have roughly what you have in my 401k. I started earlier this year too
there are people our age that still don't know what one is.
we got a fucked up start in life
we graduated when the housing market collapsed and student loan debt was just beginning
we got our stimulus package and it went directly to rent
we are doing good anon
we are going to make it

i got the vanguard 2065 retirement fund, pretty foolproof. im guaranteed to retire in 2065

>>11516495
JUST