/biz/ - Business & Finance

>>11335119
kek

>>11335119
that goy is owned by us4lyfe.
slaps
hehehehe

This is what you end up looking like when all you care about is money

>>11335119
>stop contributing to your 401k and pay off your debt
Even if there is a match??? Doesn't make any sense

>>11335119
link?

>>11335157
consumer debt takes priority

im 23 and make 15 an hour and I have a $9k car loan, am I fucked? no other debts

>>11335280
>he’s not making 35hr by the time he’s 23

Yea you’re fucked.

>>11335300
how do I make 35 an hour? I have an economics degree from a shit state school

>>11335119
Ingest beans
Be the bean
Learn to scramp
Learn to think, dumbass
"Ok, david!!!"
I'll laugh to show you are budget boss
Eat the rice and get a REFURBISHED CLUNKER with some used mileages. New mileage is un ricey. "What...we're...you thinking? OOOOoooo... right...you weren't"
Get beans dried, in bulk. Cans? Are you fucking kidding me caller? You know that's stupid, right?
"Yes, Dave .. than ks for helping
" Whatever. Next idiot on the line"
*Farts in bean

>>11335305
not going to happen. there is absolutely no demand for bottom tier econ degrees.

Get a trade

>>11335305
You can make 35 an hour bartending, no excuse.

>>11335336
wat. how? you mean with tips? do I need bartending school?

>>11335119
I don't consider myself very smart but the people who call into his show make me feel like a fucking brainiac.

How the fuck do people kneecap themselves so hard with debt? I make 30k a year and still am able to stay afloat and put savings away.

>>11335305
dog walking

>>11335343
No, bartending school is a meme. It's a scam operation that somehow people started thinking you HAVE to go to. They try and teach you a couple things I guess but no establishment will EVER have it as a requirement. It's a waste of 300 bucks.

>>11335347
>implying the service doesnt take half or more of that
>$10/30min, not counting travel costs, time spent picking up and dropping off the dog, expenses incurred by the dog
>making like $5/hr dealing with unloved mongrels that their owners can't even be fucked to walk
no thanks

>>11335346
P R I D E
R
I
D
E

It's a deadly sin for a reason. People get degrees instead of trades for pride, people take out loans for cars they can't afford instead of buy a cheaper more economically efficient car in their means because of pride, people go in to debt because they care about status.

(((Status))) is the ultimate rat race that they profit off of. The Elite who structured capitalism are far more intellectually superior than you think

>>11335264
Why? It doesn't make sense mathematically. I can get 100% return for contributing to my 401k up to match. Why would I do that to pay off debt, even if it is high interest debt???

>>11335372
cool, I guess I'll start throwing resumes at the ol local bars! Should I take that as my night job and continue doing my $15/hr day job? The idea of working 16 hours a day is kind of scary desu

>>11335385
how much do you spend driving to work?

>>11335403
Start as a barback at a bar on weekends, no one is going to hire you as a bartender with no experience.

>>11335459
I used to work in a busy cafe/coffee shop so I think I have enough experience?

>>11335470
lmao no
Do you know anything about alcohol and cocktails? If I told you to make me a manhattan you probably don't know what that is.

>>11335157
>>11335402

It's not about the math, it's the behavior. NPCs cannot do two things at once. They have to focus everything on the debt or else they will eventually give up and add to it.

He also states that you only do this if you plan to be completely out of debt in under two years.

the callers on this show are intolerable even if they are not in debt and actually rich

>>11335508
https://youtube.com/watch?v=UafLedIfc6s

Dave has the wrong mindset. I could run his radio show. He tell people the most basic obvious bullshit like stop eating out every night and these people act like it was the greatest advice on planet earth. No shit.

This is how easy it is to be Dave.
>Im in car debt?
Sell your car ride a buy bike
>thank you so much!
Buy my books
>I will!
Thanks I’m worth 55 million doing this.

>>11335119
I've been watching this dude's vids for the past few hours
is being in debt normal in america or something?

Why do people get in credit card debt? Credit cards are the ULTIMATE jew

>>11335119
i just bought a 2010 mercury sedan for $6k. 30,000 miles, 0 issues, 100k mile warranty. people are retarded

>>11336319

Well...

>>11335119
Society has walked into debt slavery believing its normal. I bet he gets every generation of smartphone and gadgetry too

>>11336654

This.

Never understood people getting into massive credit card debt. You'd think people would start getting concerned when they feel like they can't afford shit they need outright with cash, but instead they just ignore it and let it grow to thousands. I know a lot of people who have no student loan debt, but then instead get into like $6k+ cc debt.

my buddy just told me a story about his NPC friend who took out a 20k advanced loan at 14% interest.

> what u doing withmoney anon
>i dunno its just sitting in the bank
3months later
>anon what are u doing iwth the money
>paid off some debt got 5k left
>anon put it in ether classic and bitcoin
>ok

jesus fuckn christ

>>11336274
>I could run his radio show
You're not though.
He's been doing it for decades and has a radio personality that people like.

>>11337083
jesus christ. and people wonder why the jews are so rich.

>>11335334
Everyone should get a trade unless you're literally physically incapable of doing 80+% of the required work in a less labour intensive trade, i.e electrician. Sets you for life + all tradesman who are white are right wing, full stop.