/biz/ - Business & Finance

>>11307574

Enjoy your shit speeds lad

>>11307574
what app or is this a shill

>>11307574
Don’t buy a car, use a bike. You won’t have to spend thousands on the car, the insurance, repairs, and gas.

>>11307574
You need an app for that? I thought most phones allow you to toggle a hotspot, or is that iPhone only?

>>11307574
Learn the Pareto principle
cut big expenses and don't be neurotic with small things

>>11307594
most providers charge for hotspot functionality. the apps bypass it being needed to add to plan and just shows up as regular traffic.

wifitether.

>>11307589
Cant do this if you live in LA with everything being so fucking far from everything. a motorcycle would be smart though

>>11307589
Lmaooo only boys ride bikes you fookin bum. Also here in LA (basically the only city that matters in the US), you wouldn't be able to do anything with a bike. And what kind of bum can't afford a car?

>>11307589
this, owning a car just evaporates the money in your bank account
best way to save money is to live simple. I eat the same cheap meals every day, except once a week when I eat out with my girl.
Also, don't get a gf. Way more expensive than a car. Fucking hookers is unironically cheaper

My money saving tip is to look up networking events for start up companies in your area.

Just turn up and don't even bother talking to anyone. 99% of the time there will be company stalls giving out free branded t-shirts, stationary etc.

Just go, bag up a fuckload of t-shirts with shit tier company brands all trying to be the next SnapChat or some shit and walk out.

>>11307666
for fucks sake that's some cheap ass shit right here

>>11307636
>if you want to have sex your only options are a girlfriend or hookers
wew lad.

I save money by buying Rolling Rock or Tecate (t.spic) and drinking at home

>>11307622
Los Angeles: the post

>>11307696

Not really, they are giving their shit away.

I'm wearing one right now - some bullshit credit control software company.

bake your own breads
the bake jew is one of the worst ones

Costco membership is good for more than just groceries, their giftcards are often 20% off and you can buy them online.

You can rent cars with the membership for a decent discount. Speaking of car rentals if you get the insurance from a regular provider before arriving at the rental spot it'll be like 25% of the price.

Instead of paying for cable or Netflix get into some private torrent trackers DYOR but it's not that hard

>>11307764
but it looks like shit though, you're like a walking advertisment board, every day, something else

>>11307811

To be honest a lot of the logos look pretty cool even though I don't give a fuck about the companies.

>>11307574
Save money on toilet paper by using a single sheet. After each shit poke index finger through single sheet, clean anus with finger. Then clean finger with single sheet.

Savings: approx $23 per year

> Instead of showering, wait until it rains and go outside
> Insurance too high? Just don't pay it and save thousands a year
> Grocery bill got you down? Break into your neighbor's house when they're out and take their food!
> Trap small animals around your neighborhood for extra snax. Will definitely make your tummy purrr!
> Short on cash? Get a knife from your kitchen and rob someone!
> Instead of wasting gas driving everywhere, push your car to save money and get much-needed exercise!

>>11307636

Instead of eating the same boring cheap meals each day, you'd probably be healthier buying really good organic food and fasting twice a week.
Eating every single day is actually a waste of money.

>>11307962
Found the pajeet

>>11307605
What? No they dont

>>11307589
>>11307636
But I live in the suburbs anon where there is no public transportation

>>11307666
tell me, satan, how do you find out about networking events?

>>11308218
yes. they do

>>11308218
$10 a month

>>11308218
att only includes it on $80 plans

>>11308005

>>11307602
cut both
small costs add up
you can buy $4 glide floss or $1 pack of 10000 toothpicks.
you can buy $100 mattress + $120 bed frame or just sleep on a foam camping pad for like $20-$40

small costs are still costs.

>>11307574
Cut down on mobile costs as much as possible.
Also try to save as much energy as possible by using led lamps, regulate the thermostat in the rooms that you don't use and wear thicker clothing to compensate.
Also just own car that is reliable if you need it.
Also adjust insurances that you need for your live situation a shitton of money can be saved there.

>>11308585
but sleeping on a fucking foam camping pad is extremely uncomfortable and makes your sleep shit.
This will just fuckup your productivity.
Only do this if you don't suffer bigger losses from this.

This is a built in feature of literally every smartphone.

Settings>hotspot.

>>11308620
they also allow roaming.

doesnt mean its free
>>11308431
>>11308416
>>11308392

>>11308617
This.

Had a shitty cheap mattress for the last 2 years and couldn't fucking take it anymore. I was waking up with soreness and pain nearly every day. Bought a $1k serta foam mattress and shit is well worth it. Sleep better without waking up with general pain every day. Now the bed frame? Sure, go cheap on that.

>>11308005
>>11308553
kek

>>11308585
you can cut 20 small things yet that don't make even 10% of one big expense, now put that effort on something productive

>>11308620

I have Sprint and they make you pay a ridiculous amount of money for using hotspot.

>>11308783
Maybe it's only free in Aus because our internet is so pathetic.

>>11307574
>needs some app to make good decisions

Humanity is fucked. It's literally over at this point

>>11308392
wait what the flying fuck. You pay 25/month for unlimited talk/text/data AND unlimited calling and 5 GB of data in Canada??

I live in canada and pay 50 bucks a month off contract for 500 minutes, no roaming and 2 gb of data wtf

Also a way to save money is to go to food banks. You only get a little based on your address and you need to prove it with a bill or something. So get an e-bill, edit the address and just go all over the city to the various food banks and stock up. You can get like a months worth of food in one big trip

>>11308218
This board is 18+

>>11307962
Kekd

>>11307666
Smart desu.

>>11307602
Pareto ftw. Applies to literally everything though. Income, expenses, business, sex, etc. I have art all over depicting diff things representative of Pareto principle so I never forget it.

>>11310135
did you read the part where it said 5 LINES!!!!
you have to have 5 people on the plan you dip

>>11310234
>tfw brainlet

>>11310248

blackpill frugal tips:
1. live out of your car or van (better)
2. buy all food and items at 99 cent store.
3. never eat out
4. get ideas on dry-food edibles by learning about MREs
5. if you must cook then go find a place that allows you to use a microwave for free. if you don't want to use microwave then find a spot where you can use fire or a hotplate
6. instead of showering at a gym and paying membership fee, shower by swimming at the beach. if you don't live near the ocean then shower by swimming at a public pool, which usually charges $1.50 per lap swim session
7. for relaxation find a korean spa where they have hot salt rooms and showers
8. if you must be involved with women then find azn massage parlor and waste a few $20's. or just jack off for free. but avoid relationships all together because that's a huge time and money sink
9. instead of having 1 wagecuck salary job that will cost you more in taxes, get 2 part-time jobs and negotiate scheduling so that it fits your ideal sleep schedule.
10. if you must live in an apartment and want to get jewed by rent-fees, then at least rent from a friend/family member.
11. use a prepaid phone with fixed monthly cost. never sign any long-term contracts
12. use as little petrol as you can. just bike. buy a used bike. plenty available at yard sales, craigslist
13. stop wasting time on 4chan.
14. stop wasting money on stupid shit like alc and cigs
15. in your free time, figure out how to build a sustainable low-cost-to-run business and keep working on it at least 1 hour per day until it earns enough for you to quit one or BOTH of your part-time wagie jobs.
16. figure out ways to jew the system so you pay as little taxes as possible, or none at all, and try to enroll in community college to see if you can get it for free or get tax creds.
17. sign up for local food bank and get free food/water
18. never buy gallon water bottles, always go for the filtered refill for around 30-35 cents per gallon

>>11307666
are you using meetup for this or what

>>11308617
depends on what a person likes. soft or firm or extra firm. the point is to avoid mattress as they are costly, hard to move/store, and wear down fast. you can also sleep on a hardwood floor with just a few blankets or whatever. i like to sleep on hard/extra-firm surfaces so a mattress actually fucks my shit up as it gets softer.

look up "japanese floor sleeping"

>>11308617
t. fat fuck

>>11308343

Get an ebike. Electric motor retrofitted to a bicycle using 18650 battery packs.

They go really fast too.

No registration. No insurance.

>>11311448
i got chinked on a front wheel drive wheel and the ebikes in store are like $3000 to $4000 canuckbucks. what's a good alternative?