/biz/ - Business & Finance

>>10853244
>38
>10k
NEETbux and the occasional mcjob

30
Soon to be millionaire
Big ass dick
Weed smoker

>>10853244

>27
>500k
>150 IQ
>10 inch penis

Programming + crypto

24
80k
engineering wagecuck
totally love my new job

>26
>180k
Dropping out of high school, not going to college, diligently working hard to be as lazy as possible, acquiring and hoarding Bitcoin when everyone told me it was a scam.

>>10853244
>47
>85.9 mil
>underwater welding, retired

>27
>200k
Textiles
will inherit 20+ million feeling good desu

>27
>about 80k
>got my own company, work about 8hrs per month
call me a larper, only makes me feel even better about myself
pic related, it's me

28
-£58000

I owe mr sheckelberg for my house

>your home isn’t part of your net work of you owe money on it fools

>24
>100k LINK
>10k cash
>5k silver

>27
>50k Gold
>21 BTC
>10k silver
>10k LINK

>25
>100k link
>50k Gold
>25k Silver
>1000 ETH

37yo
$1.2m
IT consultant type role

>>10853363
>>10853386
>>10853403
fuck off RanJeesh

>>10853352
>your home isn’t part of your net work of you owe money on it fools

Yes it is you fucking idiot

>>10853426
well technically the bank owns ur home until you pay it off, so its a liability. so yeah go get that mortage and the guberment owns ur soul

>>10853244

>33
>$2.5 million
Marriage

>25
>14M

not being a late adopter to crypto.

>>10853450
who did you divorce stacy?

29
579000 net worth
I own my own company. I started in high school. I have two employees now. I work 200 hours a month but it makes over 100k a year after paying them. I used to work 240 a month. I would have a higher nw but theres some loans and mortgages in pursuit of the vaunted PASSIVE INCOME that havent materialized enough.
Current passive is 500 a month. Turning more of my worth into passive is the goal. I no longer pursue net worth. Every hour less I work a month is an achievement.

>>10853494
nice job anon

>>10853494
What kind of company?

Can one of you guys hire me? I’m smart and want to do not much work for good pay.

I.T i have

8k credit card debts
4k in crypto

>>10853244
>28
>140k

Heritage

>>10853480

No my wife's mother died.

>>10853450
parasite GET OUT

>>10853349
What kinda company?

>>10853244

>31
>150k
>wagecuck

>>10853244
>dick is 14 feet long
>18 years old
>56 bazinga net worth

>>10853244
>23
> 700k
Playing online poker. Now semi-retired and in college.

>>10853585
did you kill her?

>>10853244 (OP)
>23
> 700k
Playing online poker professionally. Now in college and playing poker part time.

>>10853244
> 33
> 620k
> Bitcorn
> IDK but it's a small dick

>30
>300k

Wagecucking and some inheritance, also by being Scandinavian.

>25
>bout -95k
>own business

Age: 36
Net worth (including house - mortgage): 3.3M
Household income: 640k/year
Employee at: Uber

>23
>7500
>wagekeking

>>10853701
i tried online roulette gambling once, but it seems like the computer knows ur strategy and purposely fucks you over. thoughts?

>>10853705
>by being Scandinavian
is this sarcasm? no worse place trying to make it than this socialist shithole

>>10853717
wat

>>10853
>>10853244

>32
>$1,800,000
>All from crypto (Used one semesters student loan money and bought 6500 ETH during October 2015 when /biz was shilling it)

Also wasn't a complete idiot like most people and sold along the way up. So have ~$785,000 in stocks/bonds, $300,000 in property, and around $750,000 still in ETH at current price.

>>10853244
>26
>170K
wagecucking as a consultant

I still feel so poor though since the only reason it's that high is I lived at home (and hotels during the week)

Also in Washington DC/NYC this is a poverty tier net worth

>>10853717
Yearly payout money for sexual harassment I presume.

>>10853504
it could be worse, statistically not many people make over 100k a year regardless of what they do. I do it anywhere and from home.
>>10853512
Not gonna answer that.
>>10853527
turns out a boss generally wants to see x hours on an hour sheet and pay you hourly. If you consider 'being present somewhere you don't want to be, unable to eat or drink or watch tv freely, wearing a suit, with limited bathroom breaks" to be hard work, and most people do, almost no job will pay you well for not a lot of hard work except one you invent yourself.

>27
>106k
>Salaried software dev
>planning exponential growth from here

>>10853426
What is “net”

>>10853803
nice moves anon. what made you take out that risk at the time? any advice for a january buying faggot such as myself?

>>10853349
this isn't larp territory btw. Having an 80k net worth and working 8 hours per month to survive is a dream gig in terms of life direction but its not some huge luxury. I know people in that situation, so its not that unbelievable.

This is why I'm unironically trying out the ATM plan with local clubs that have newly opened, drew up contracts.

Its why I'm looking at parking lot ordinances downtown near the university.

Its why I'm actually doing the vending machine thing.

8 hours a month is the dream. As it is I'm projected to be down to 180 a month by 2019. :/

im 23 with an economics degree and I work in mortgage accounting. will one of you guys hire me?

>>10853244
>20
>19k in stocks
>2k in crypto
>7k in car

27
1.2m
crypto investor
after seeing the genius of bitcoin in 2013 buying weed I went all in

>>10853244
>30
>300k
>150k parent, 40k crypto, 3k/month for 10yrs wagecucking

>>10853761
By "making it" you mean making big millions. Being affluent is pretty ez-mode.

>>10853626
I'm an agent. I connect people that then do projects together and pay me a cut. You could pull this off in any area: real estate, consulting or IT projects, commodities...
And as >>10853889 said, it is truly lovely because I have more freedom than I ever hoped to have. I jet across the world multiple times a year to ski, visit family, go on holiday and I live on a lovely island in the southern hemisphere. It's a 9/10 life.
But it's far from the universally accepted /madeit/ level on this broad. Guess that's why I'm here

>>10854212
By making it I was talking about financial independence so 1-2MM

I would have already reached this goal was it not for absurdly high taxes. I really wish I was born in Switzerland...

Scandinavia is only good for being a neet

>>10853750
There’s no roulette strategy with a positive expected return (unlike poker). It’s just pure gambling, not something you can make money from in the long run.

>>10853879

>he is underwater in this housing market

absolutely lmao

I've never seen so many shitty larps in one place

>>10853244
>let's just ruin my body with a tattoo
female logic

>>10854922
I think most of the replies a real desu. If you think having like $1MM at 30 is hard to believe then I feel bad for you.

>>10853827
>he believes Susan Fowler
L m a o

>>10853793
What?

>>10853244
57k
Army officer

>>10853244
43
£450k
Wagecucking and then freelancing

>>10853750
Whenever you bet on a roulette, your chances are always lower than that of the house
Because of 0 and 00

>>10853881
I was poor, but the feds had just given me $5000 that I could mostly get by without since I was working part time. Also I was already $50,000 in debt so figured another $5,000 wasn't to big a risk. I'm just HODLing personally since I can afford it now, and I actually still believe ETH has a real future, but might not be tell 2020 that we hit a new ATH again. I guess HODL strong anon!

>>10855311
it is extremely hard...

>>10853244
39
520K
unironically bitcoin

>>10853244
>33
>$1.2M
>Real estate

>>10855734
As a wagecuck that spends 80%+ of their money, sure.

>>10855734
i think most is real to be honest and you just have a shitty situation

>35
>430K

plan to hit 1.5 mill in 10 years and 2.5 mill in 15 based on reinvested income and the fact that i'm currently making and saving a grip more than when I was paying off student loans and renting instead of now owning a home (home equity ftw)

>>10855970
You are pretty clueless about the bubble you are living in. How many people do you think can save more than even $20k/year after taxes and absolute bare minimum living expenses? almost nobody. Maybe top 10% in the US and top 0.5-1% in the rest of the developed world.

>>10855997
>a shitty situation
I have 600k NW and am 25 years old. I will need extremely good returns, over 8% real return (most likely will not happen) to grow that to 1MM by 30

So my situation is better than 99% of people my age and I will still have a very hard time trying to get to 1MM by 30...
both of you are delusional

>>10856549
What are you on about larp then?

>>10856733
I'm not saying anyone is larping but my point was that it is extremely hard to get to 1mil by 30

I would not be even close without crypto myself

>54
>100 Billion
By being jeff bezos

>>10853244
long but no girth :(

>27
>160k
computer graphics artist

>>10853244
>23
>85k
programming

>>10853244
24
100,000

Worked at fast food place. lived at home saved every pay cheack for 14 months. find out about crypto. ALLIN.jpg.

Everybody earns a 6 digits income here. Nice larp

to the retard who says $1M by 30 is easy, nice bait you faggot. no one is saving $100,000 the moment they graduate college dipshits. even in a historical bull market, no one is saving even close to the amount that would get there. maybe you live at your parents house and jew them out of rent so you can drive a used corolla to shop at the outlet malls faggot

>>10858453
>living rent free
>driving a used corolla
>buying clothes from outlet stores

this is exactly what you should do, faggot. I bet you''re the type to take a lease out on an iphone

>>10858453
exactly this

>>10858495
no you autistic dipshit. there is a happy medium between being 1) a loser parasite that leeches off your parents so you can save every last penny while they lament the piece of shit in their basement and 2) an impulsive money pit who has no self control

>>10858453
You don’t need to save 100k straight out of college. Saving 1500 a month will get you to 1MM in 20 years assuming 9% nominal return. In other words, most people with decent jobs should be able to make it to 1MM by 40 (if they prioritize saving). If you have have a good 6-figure job it’s not that hard to save enough to make it to 1MM by 30. That being said, for a lot of people saving that much isn’t optimal (in terms of maximizing happiness).

>>10858562
ok then please break down the income by year after graduation that would net $1M by age 30. then list out the occupations that pay those amounts with the related years of experience. Go on, I'll keep waiting...

>>10858533
Exactly, and that person in the middle should defiantly have more than 1M by 30

>>10858611
fucking delusional lmao
it is almost 100% impossible to have 1M by 30 starting from 0 if you are wagekeking

>>10858620
watch me, fag

>>10858611
right

>>10853244
25
37k
Trading

LITERALLY didn't make a penny until I quit high school for a lack of interest, but manage to get a welfare check every month after quiting. Spent the tiny, tiny amount I got by simply going out once a month (I could basically afford 2 beers and a dinner once a month).
I have a great family though that let me stay home past 20 and I felt that normal fucking minimum wage jobs are so god damn boring it would only make things worse.

But, I started trading in autumn of 2016 (thanks to a friend that peaked my interest and teached me some things) with only $350 that I saved up and I'm now moving towards 40k net worth.
If I could go back I would probably have picked a shitty job for just a few months. Because starting with such a tiny amount was pure hell, it took ages to actually make decent money if safety was a high priority.. which it was.
If only I knew about trading when I was younger.. it's crazy how useless school really is for people that want to go outside the box.

>>10858624
come back to reality retard

>>10858610
in order for someone to get 1mm by 30 (nominal) the person would have to start at 20 and save 5200 every single month assuming an average annual return of 9% (which will not happen the next decade)

in other words, impossible

>>10858624
100%
Mindset all the way, I have no problem being delusional all the way to the top

>>10858411
I make 27k a year with an Ivy League STEM degree. I'm a teacher. I'm also only 23.

BUT
I have 170k in the bank made through crypto last year. I outright own a 3-bed 2-bath house that cost about 300k. And I have 100k in retirement bonds. So 570k networth total at 23. Almost all the money was made by buying crypto in 2016.

>>10858652
or more likely starting at 22, the person needs to save 7200/month

>>10858610
Did you read my comment? I said most people can do it in 20 years (i.e. 40-45 yo) by saving 1.5k/month. Of course most people can’t become a millionaire by 30, but if you’re making 100k+/year it’s doable. You can make 100k+ starting in STEM, finance, law etc.

31
4k liquid
40k car and student loans
60k salary after bonuses

>spend all my money on eating out, drugs, and alcohol
>ill be making 120 once i have the degree.
>have a few websites that make a few hundy sometimes, will ramp that up soon too.
>only own 41 NEO, going to put all into next sub 25mm mcap moon rocket
>already know what it is
>never been posted on /biz/
>mfw i make it by dicking around while bizlets rope up
>pic related

>>10858652
>be programmer making 90k out of grad with no debt
>2 job hops to get to at least 120k before 25
>invest my money in some poppin shit
>continuously increase income

Millionaire by 30. Which will just be a baby step for me

>>10858691
yes I read your bullshit and you switched from 40 to 30 with literally no logic or explanation. You are a complete moron. Someone making 100k doesn't get to keep the entire 100k and invest in into stock markets. What about taxes let alone the cost of food or anything else? So instead of bullshitting with this faggot ass 100k a year millionaire by 30 why don't you actually do some math

>>10858691
you are not listening, what fucking career can you start at 22 and save 86400 every single year until 30?

(looking at projected returns for the next decade that is 96000 a year)

not possible for 99.99% of the population in the developed world

>>10858700
>muh at least 120k year
>what are taxes
>what are living expenses

maybe it is a baby step for you because you clearly are a baby, at least your thinking is at that level

>>10858738
SHUT UP IM GOING TO BE AM ILLIONARE

>>10853244
23
£140k
icx&utk
only 10k left in internet monies

>>10853480
love my money tree

>>10858724
>>10858726
Chill. I simply told you that it’s doable for most people to do it in 20 years, but I agreed that most people —>can’t<— do it by 30. You need to put 5k/month aside (again, assuming 9% nominal return) to make it to 1MM in 10 years. I won’t use myself as an example as I made my money in an unusual way, but one of my friends who recently graduated from Berkeley (CS) is making 150k/year.

>>10858816
It’s doable for most people with decent jobs to do it in 20 years*.

>>10853244

>24
>38k cash + investments, 15k student loan debt

JUST

>tfw was 22 years old with 150k then became unemployed and spent entire savings on just traveling.

Finally started working after 2 years of just going to random countries and I don't regret anything. Already back up to 10k from having 100 bucks.

I work in construction though is it's pretty easy to stack that cash.

>>10853352

Are you underwater on it?

72
$4.4B
Real Estate

>>10858724

If you make exactly 100k you're looking at a 60k annual net worth increase at best (not counting capital gains) and that's if you live like a broke college kid. Maybe 70k if you live with mommy.

35
About 415k
Healthcare

34 boomer
$550k in cash, home equity and stox
100k/yr income as a lawcuck.

If I can pull off a job change next year I could be looking at $250k/yr. No larp.

Lots of larping from SunDeeps in here.

>>10853244
16
90k/yr, 2M in other assets
Wal-Mart stock boy

17 k credit card debt
50 k student loan (wife)
1500 saved.
Nothing of value I can show.
I hate it.

>>10853244
>23
>wagesalve
>30k student loan debt
>3k credit card debt
>100 usd im checking acct
>2k worth of holochain that is going to save my life

>22
>1.8mil
Crypto

>>10853302
kek, but kudos to you, kek

>37
>roughly 15mil

Real instate mostly

>27
>$25k + $30k camper van that I use for work and will sell when I move
>6" dick
Wagecucking

>>10854154
If you plan on diversifying and want to avoid capital gains tax, look into opportunity zones. They are the best opportunity/loophole in the new tax code. You can defer 100% of capital gains for 10 years and have a 0 basis for any gains made on that investment.

>>10858624
Write out a realistic game plan for $0 to $1M in 10 years

>>10853269
>entry level engineering job
>wagecuck
>80 grand a year
autist

>>10858631
Did you make 100x without crypto? If so, thats amazing.

>>10853244
>19
>literally 108.73 BTC
>daytrading, started in Jan 2016 with 1 BTC, kek

33
$48 USD in checking
$19k USD student loan debt
CNA $14/hr
Maybe get into RN school by 2020.

>>10860952
Thank you for this information!

Are you involved with this project?
Would you be able to explain how it works?

>>10860952
thanks again anon I'm really interested in taking advantage of this opportunity
I've been meaning to relocate to a rural area and this idea would give me a purpose

>>10861392
>>10861426
Go to bed IRS

>>10861448
would you rather leave your family and friends go to puerto rico or another country to avoid taxes

or be legit and invest in a nearby low income rural/white community to avoid taxes

>21
>140k
>crypto and stocks