/biz/ - Business & Finance

Only poor people pay with cash

>>10405021

>>10405021
Or, you can do what the smart person does and just use your credit card to pay your regular bills (Phone, internet, car insurance, gym membership etc). Fixed costs that you can get 2% back on.

Agree with the 'overspending' because of credit. If you're at a restaurant, grocery store, whatever. You'll fool yourself into buying another drink, buying a more expensive brand of soap. 100% true even to the most jewish of the jew.

>>10405021
What if I was using a debit card before this and rarely used cash?

>>10405021
1) I've met so many people that use a debit card for everything instead of cash, so I don't see how this is different except that they'd get 2% off of everything.

2) You have no self control, but I do, and that why I get 2% off everything I buy and you don't.

>>10405034
Only kikes get triggered enough by cash threads to make posts like this.

We will hang your noses on our belts.

I thought cash was a meme?

>>10405147
>ID: gdGoSybY
Go ahead s.o.y.b.o.y., tell them how a heebcard will make their life complete.

>>10405021

Only retards who dont pay off their cards every month fall for some psychological shit like that

Real nigs budget or just go hardcore frugal all day erday

>>10405021

m'lady disagrees with you

>https://www.cnbc.com/2018/05/24/i-tried-a-month-long-cash-diet-heres-why-i-stopped-after-a-week.html

>>10405021
>But here’s the catch. You spend way more than you normally would if you were paying with cash.
physically running out of money being a person's only restraint from impulse spending is symptom of growing up poor

>>10405241
Credit/debit cards drive the price of good and services up for everyone, regardless of payment method, through "merchant fees". So it stands to reason the only ones shilling these instruments are pic related.

>>10405241

The only loan I ever had was a student loan. Paid for my car in cash. I’m a yeoman farmer at this point.

>>10405274
merchants aren't forced to use them, yet they do.
so either the extra business makes up for the cost to use them, or they were undercharging with cash

Fuck you.

Only pheasants walk inside the gas station to pay with cash

Tries to stop at a round number. Lmao.

>>10405021
>Google the “cash diet”.

>>10405463

>>10405478

>>10405274
Cashless retail stores are significantly more efficient. The costs of counting cash, loss prevention, extra accounting hassles are pretty big. A burrito place near me entirely eliminated cash sales so that they could save money.

>>10405492

>>10405492

>>10405515

>>10405515

>>10405532
hahahahahahaha

>>10405541
they just loves them some greens

>>10405517

>>10405548

>>10405498
>efficiency, goy
>will bring you big big savings, goy
Got these bullet points at the ready, dontcha banker?

t. 185K per year, 1 Master Card, 1 Visa debit. Uses cash.

>>10405566
i fear i may be almost out

>>10405584
Even if I bought into your idea that somehow using a credit card increases my cost of living (which it doesn't), at this point it's just a rat race. If credit cards have increased prices, then you're still paying those increased prices in cash while I still get 2% (at least) back.

>>10405586
got u senpai load up

>>10405021
You only get fucked shopping online with the foreign currency fee bullshit, but I have a card that cancels that out. Otherwise, its literally free money. The time it takes to go to the bank, get charged an ATM fee, and all that fucking around or waiting in line like a fag at the bank.. you get robbed

>debit card w/ cash back
>2nd debit card w/ 0 fee foreign transaction fees
sorry credit card boys

>>10405021
I exercise self-control when spending with or without credit card. It's easy. You should try it OP.

>>10405463
>>10405478
>>10405492
>>10405515
>>10405517
>>10405517
>>10405529
>>10405532
>>10405541
>>10405548
>>10405551
>>10405566
>>10405586
niggers eating money thread?

is this the golden age of /pol/? all over again?

>>10405021

>paying with physical cash
>carrying large wads of cash around
>needing to stop at the bank every other day

t. boomer