/biz/ - Business & Finance

You're 23 with 600k and you live with your parents.... no wonder you're depressed.

Go on a fun trip around the world then get an apartment... time to level up

>>10360055
Checked Anon.
put $20-50K in Link. travel for a month, get yourself a place then figure out how to spend your millions.

>>10360055
Unironically breed white women and make white children.

>>10360055
learn how to dedicate yourself
that's pretty much your primary problem

Move out and live on your own, the shit you'll need to learn and habits you'll gain will be a good stepping stone
You are incredibly fucking lucky that you have the opportunity of buying a house flat out, and have the option of buying that house damn near anywhere you want
Go buy a plot of land in the country for cheap and live the comfy life, Turn your crypto into an actual solid job, industrialize it and maximize your gains
Go to /fit/ for information on how to get /fit/, you have the option of buying home gym equipment and not having to go out into a public one

>what the fuck do you do once you've made it
Anyone. You can do anyone you want.

>>10360055
hold on
>I have 600k
>I don't want to pay rent
nigger you don't need to rent, you have the money to buy a house without a mortgage

>>10360125
>Go to /fit/ for information on how to get /fit/,

I guess you didn't read my OP. I clearly said I hired a personal coach to help me lift

>>10360055
>Once I "made it" I lost my virginity to 3 hookers while wearing a mask because I was too embarrassed to show my ugly ass face. Still makes me cringe that I did that but I guess I have the benefit of not being ridiculed as a virgin anymore.
That's a weird way of looking at things. The weight of being a virgin would have eventually been lifted. The weight of having lost your virginity to a hooker while wearing a mask is something that will be with you for the rest of your life.

I have 250k at 20 and this is what I think. The best parts about being rich is that everyone respects you for it and you never have to worry about anything money related. How will a Ferrari or mansion make your life better? It won't.

HOWEVER you DO NOT get the respect of you have money alone but nothing to go with it e.g. lottery winners, you're just regarded as rich trash.

To get around this you still need to be "successful" in other aspects to get the respect. The most important is a degree, even if it's just a bachelor's. Your also shouldn't be living with your parents and should aim for a prestigious career.

>>10360163
>To get around this you still need to be "successful" in other aspects to get the respect. The most important is a degree, even if it's just a bachelor's. Your also shouldn't be living with your parents and should aim for a prestigious career.

I dropped out from an accounting degree. I don't think I have the motivation to go back to college desu

>>10360055
>Live off the interest
>invest part of it into business
>Manage the business to get rid of boredom
>Join communities you can relate to like video game conventions, make friends at the gym, learn how to mod cars make friends at the racetrack
>Send me 50$ bc I'm a poor fag
>???
>Profit

>>10360055
I need a picture of that mask

If you are white go to a third world country (either South America or Eastern Europe) and get a girl, impregnate her with your worthless seed and start a family. If you are a spic go to Southeast Asia and do the same. If you are a nigger then go to Africa, do the same. If Asian you are fucked.

>>10360055
>>10360227
This op get the aids vaccine and make kids all over the world

>>10360214

just a standard balaclava mask

>>10360055
Looooooool 3 hookers with a mask on to lose your virginity?

Funniest shit I've read in so long literally laughed out loud

>>10360055
try running and smoking weed

>>10360055
You should give me all of your money so I can not work and start all of my business ideas, get fit, and go out and party. I'm attractive and just like you except I lost it in gox. You giving me your money would be a good resource for humanity and is definitely amazing karma for the afterlife.

>>10360245

You can't get AIDS from fucking a female natural vagina you retard. The only way to get AIDS is being a faggot and having gay sex or injecting faggot AIDS blood in your veins.

>>10360185
>I dropped out from an accounting degree. I don't think I have the motivation to go back to college desu
There's no need to rush just don't be overpowered in one area and a complete loser in everything else or you don't get the satisfaction of "earning it". E.g. even without BTC/inheritance I was a 1 percenter for my age financially and academically despite being raised in a shithole. This was much more satisfying than lucking into big boy money like a complete retard.

Just take baby steps e.g. move out, then learn stuff on the internet, then think about careers and college, then wagecuck (u clearly don't have the will power for neet).

Basically improve the following
>education
>life skills e.g. cooking
>fitness (I know you said this did nothing, just don't get fat and exercise an hour a day)
>Career
>Gf
And you'll feel much more satisfied. Don't focus on a single one just improve them all gradually.

>>10360291
It's bloodborne some women have it too the rate is just higher in fags

>>10360246
Damn, I was hoping it'd be creepier

>>10360055
If I had $600k after taxes I would pay off my house, so -$180k. Get a solar system with battery backup, prolly -$30k~? Invest the remainder into Dash masternodes and go train for the ironman triathalon or else just pump iron and get super jacked.

>>10360185
How did u get rich? Buying when. Bitcoin was worth peanuts?

>>10360309

Unless your dick is full of wounds and the cunt is bleeding is really difficult to catch AIDS from a female.

>>10360055
You rent a nice place and make it an /sig/.
Help youngster becoming the best version they can be. Better society. Start with politics. Get elected since people already know you are awesome. Get bigger and bigger and change the wold for the better.

>>10360055
>I just sit around in my room all day surfing the net, fapping, watch 2 or 3 episodes of anime, surfing, fapping, and fall asleep watching fucking bloomberg news.
I feel like you're me in future. Only 2 years and $550k away. But at least I've got a few hobbies that I want to succeed at. And going to use some of my gains to get a plastic surgery, which I advise you to do also since you're ugly as you said yourself

600k and life still sucks for him.
If it doesn't buy you happiness...oh wait thats right your bitcoins are worthless too
Nope life will suck for you no matter what
SUCKS TO BE U
KYS on a gif and post
Actually I feel bad OP. So bad i believe you should put yourself out of your misery. I know someone who can help.

>>10360344
>the cunt is bleeding
So like a 1 in 4 chance? Vaginas bleed for seven days out of every 28 on average.

If I was rich I would just shitpost as usual but it would be from a doomsday compound with nice furniture

>>10360246
How did you get a hooker to agree to this. You cant wear a mask into a massage parlor. Just curious how you were able to wear it. Asking for a friend.

>>10360055
Make yourself look better if you're so ugly. Consider plastic surgery. Get your hair professionally cut and styled. Continue working out. If you are intimidated to go alone you can get a home gym, or go to the gym late at night if it's a 24 hour or so people won't bug you. Or just go with earbuds on so no one will approach you. Improve your diet. If you are fat, eat less (maybe try intermittent fasting or carb cycling), if you're skinny eat more, and increase your protein consumption. Eat less junk food and more meat and vegetables. If you think you have ADHD go to a doctor, or just buy some Ritalin on the dark web and send it to a PO box. If you have social anxiety see the doctor about that too. Remember you are relatively rich and know how to use crypto so it should be easy for you to obtain any helpful drugs even if you can't get a prescription. Try Modafinil. Also phenibut (no prescription needed). Work on your personality. Maybe read some books about seduction/PUA, it couldn't hurt. Read some books about general self-improvement, How to Make Friends and Influence People, 7 Habits of Highly Effective People, even Jordan Peterson, that sort of thing. If you're bored of anime just read books. Whatever you're into, sci-fi, fantasy, non-fiction. Try reading in a Starbucks or out on a park bench so you're around people. It's less depressing than staying home. Consider no-fap. Go to bars, just have one or two drinks so you don't get wasted, and talk to people. Consider going to college. Even community college is something so you can interact with people. Get a hobby, like art or fiction writing. You have enough money that you can buy helpful books or courses.

>>10360055
Pretty similar situation, don't have any good advice but I think at this age still need to work/start some kind of career. That's what I think I'll do. Also learn surfing, buy a paramotor, start motocross and similar fun hobbies

>>10360055
go live on a beach in thailand or bali you idiot

>>10360163
>The most important is a degree, even if it's just a bachelor's
Kek nice bait

>>10360055
Almost in the exact same position, OP. Lol. I put my money in an investment bank. They gave me a $400,000 line of credit that I can use for anything also with no schedule to pay back the money. I'm thinking of buying some houses in Detroit to fix up and buy a mustang GT maybe.

>>10360123
>Unironically breed white women and make white children.
racemixing is better

wow $600k you're so rich and set for life
bruh I made $3.4m from crypto and I'm still hustling to become richer, I fucking love the thrill of making more and more money
I put 750k in an investment bank in swiss, 250k in my country's bank and the rest still invested in crypto

>>10360055
Smoke weed

Property dumb fag, use your worth as leverage fag

Think about what you really enjoy doing and pursue that, try to monetize it if possible, you have the capital for it

>>10361010
/thread

>>10360984
This is my problem desu. I’m at 1.2mill but it’s never enough... I had 3 at the peak but holder because I thought I would have 30. Ducking degenerate gambler

I'd do drugs, travel and fuck hookers around the world. Buy a motorcycle or some shit.

>>10360246

Did you yell TERRORISTS WIN when you busted?

>>10361218
Too soon, bro. At least delete the image and repost.

>>10361218
you sick fuck, OP is already down on his spirits and you post this fucking shit

>>10360055
yeah. I was only somewhat depressed before getting a good 6 figure job and making a couple hundred thousand in crypto, now I'm really depressed. normies have it easy.

>>10361493
have your testosterone levels checked.

>>10360055
How the fuck can you live the rest of your life off 600k? That's not even enough to buy a house.

>>10360055
You can't just force yourself to learn something, you have to find something that sparks your interest. You have all the time in the world now, just keep trying new shit until you find something fun. If your parents tell you to get out just appease them with money? I can't understand why they would force you out unless you were leeching off them. Just be honest and tell them you don't want to pay a fuckton for rent. Maybe offer them a fraction of what you would pay.

>>10360246
That's brilliant anon. Not everyone can say they did that. I hope you were wearing army fatigues too

Anyway next step is your tour of southeast asia. Hell you might not even enjoy it but it'll stretch you

>>10361517
I'm burned out. I just need a break from the stress of work and trading.

>>10360055
you really need to get a job/career or establish passive income. 600k is not that much money, but you could use it to set something up if you don't want to wagecuck, but if you don't do anything the money will run out and you will be trying to find a job in a few years with no experience and having to explain the gap years on your resume.

try not to burn yourself out like I did, but when you're young is really the only time you can make massive and risky moves to advance your career.

>>10361625
60/40 stock/bond split, you can reliably count on withdrawing 3-3.5%, real value, indefinitely.

At $600k that's $18-$21k. Not taxed at wagie rates.

>>10361710
living on 18-21k per year is a shit life tho. you have enough money to last a lifetime but not enough to take advantage of it. you have to take risks, that's how you will get out of this rut.

>>10361756
>living on 18-21k per year is a shit life tho
Only if you live in a high cost area.

>>10362024
the only place where it might be feasible is deep south, tennessee and backwoods flyover shit. 20k is literally poverty tier in any developed nation. it wouldn't even be enough for regular flyover shit like iowa.

>>10360055
No one can live your life for you. This is what I did when I cashed out less than you.
>bought a house
>one bedroom turned into a home gym
>one bedroom turned into a mining room
>built some miners
>workout daily listening to anime music and jpop
>started creating websites pulling in the same money normies earn at a job
>designed my life so I can work off a laptop
>travel and work
>eating at nice restaurants, drinking nice wine, listening to live music, learning 2nd language, sometimes going to strip club tho im kinda done with it
Going to continue traveling around and get serious about finding a waifu.

>>10360055
Hit me up and we will go to Thailand. You pay tho frend.

>>10360055
give all ur money to me instead im also 23 year old neet pls u seem to be retarded

>>10360055
>hire an ex-olympian personal coach
they don't actually push you, they just give you meme exercises they don't do themselves

>>10360984
>>10361079
Fucking retards, you will never make it because nothing is enough for you so you will never be happy.

>>10361625
>>10361756
Only if you are a burger who needs to buy useless shit and have millions for muh health insurance. I have plenty of friends who live well on like 21k after tax in Scandinavia

>>10360958

>Houses in Detroit

You better buy up entire blocks.

Am I good using my card to buy a R4i Gold 3DS Plus from nds-card? It seems to be https at least but apparently banks aren't happy about people buying flashcards?

>>10360055
build gunpla anon.

>>10361625
>$600k
>not enough to buy a house

Where do live exactly? NYC? SF?

>>10360320
>Dash masternodes

hahahahahahahahahahahahahahahahaha

You need God as air

>>10360055
travel dude. i just got back from being on the west coast for a few weeks. it will take your mind of stuff. you need to break out of your comfort zone by doing things. stop thinking and DO. i know it sounds really silly but its true.

>>10360055

I'm 24 and have 5k. Give me your money it will help with your depression (srs)

Get plastic surgery for your ugly face OP.

>>10360125
>>10360150
The fact that that's what you focused on and replied about, out of all the advice given to you, shows that you're not ready or willing to help yourself, whether it's a mental or maturity issue. Cliche, but nobody can help you but yourself. People can only give you suggestions, and it's up to you to have the mentality and desire to build off of that.

>>10360153
kek this

>>10363808
Whats wrong with masternodes?

>>10360975
>/pol/
since you seemed lost

>>10361218
wow you really posted this?
too soon man you should delete this post it's in very poor taste

>>10364005
Redpill me, what's up with the girl?

>>10364056
she ate a redpill very sad

>>10360055
I can't help you with your life problems, but you know what CAN?

https://fomofive.me/play

>>10361218
GOLD

>>10360055
1) Find a cause to fight for
2) that you personally feel passionate about it
3) And that's bigger than yourself

LARPing and soapboxing belongs in >>>/adv/ , take that shit there. sage

Give me som money.

>>10364071
4chan internal meme. she looks dead but isn't. once posted everyone responds with too soon or too far or blah blah goes back at least to 2010 when I first discovered 4chan.

>>10364159
wow everyone look at this massive faggot

you need to get out of the house, or at least break the routine of just lying in bed or sitting aimlessly at the computer. did you buy a house yet? a change of environment can stimulate changes in behaviour.

you need something to work towards too, like this >>10360296

a fulfilling life is one where you have goals and can see yourself making progress towards them and seeing your worst aspects improve and your best get better. try a diary so you can plainly see how you spend your time and then think about how to improve your use of time.

just stop fapping and thatll cure youre AHHHHHH I CANT ENJOY ANYTHING KILL ME type feel every day

and move out and find cheap rent

thats what i would do immediately move out

ur lucky op

i would probably feel bored too even if i made it but atleast youre capable of living by yourself without anyone annoying you

Honestly just read the book "Mastery" by George Leonard and then choose a hobby you want to master.
You've won the game of money, but there are countless other things out there you're shit at and will take years to get good.

In addition, look into Eastern spirituality and meditation, there is some good shit to be had there.

>>10360055
Look at cheap property in the country, you could get yourself a nice house with 30 acres of land for $150,000. Maybe farm as a hobby or something, chickens or sheep.
Maybe buy a larger plot of land and see about converting it to a dirt bike park or something? Get a good waiver drawn up, charge people an average fee to come blast around your property, you could make a good living with minimal money spent on upkeep and employees.

>>10360055
Surprise, if you have no goals or actual desires to do anything in life money will not change your life in any meaningful way. Now you get to wallow in depression and have existential crisis' with everything set for you with no drive to do anything for the rest of your life, or you somehow find something you want to do or enjoy and realize you have the money to do it.

I fucking hate people like you btw. At least if you were someone that had desires and goals that you would use the money for, even if it's just pure hedonism, I would just think "Man good for that anon, he made it". But I look at people like you and just realize there must be thousands of people in the world where money is completely wasted on, and they'll forever be a sad fuck.

600,000??? You will run out I guarantee it, You need to invest back into crypto. 1 million isn't even enough to retire on, especially with the at least 3% inflation every year.

>>10364541
lmao

>>10364541
>>10364547
Boomers.txt

>>10361218
too soon.

>>10360055
>I have no friends or social life
This is mostly the problem with 1st world societies. Guess what, at that age, you make friends at work or in your immediate social circle. I'm in your shoes right now (Granted I had friend "bros" before but lost them due to falling out), I'm high middle class and don't have to really work as hard and money isn't an issue for me but everything you do is really just moot and boring without people to share your joys with. It sounds like a fag thing to say but everything you do is meaningless if you don't have a group of people or someone to share your experiences with.

You will yourself in 5 years when you are left holding worthless fiat and 1 BTC holders are local moguls.

You will kill yourself in 5 years when you are left holding worthless fiat and 1 BTC holders are local moguls.

OP, read this: https://en.wikipedia.org/wiki/Maslow%27s_hierarchy_of_needs#

You seem unhappy because you haven't fulfilled the rest of your needs. It seems you have your physiological and safety needs met (somehow because you aren't very rich and you have to resort to whores for sex). These are the most basic and easiest needs to meet (some people don't even need to meet them because they are born with them).
The next one is social belonging and then esteem. I would rather work on my esteem before social belonging because it will give you more confidence to approach people but it's up to you. If you bother to read that link, you will know what you have to do otherwise just kys, life is pointless if you don't have a goal

>>10360552
you have to have a wound too
AIDS is only blood transferrable, the only possible way to get it is by getting their blood in you somehow
how it transmits through gays is that when they give it in the ass, hardened shit in the other faggot cuts their dick and the first faggot tears the second's colon
by that combined gets you blood transmission
This does not happen with women, and thus it's far less of a danger to fuck a woman with it

>>10360769
he's ugly because he's fat
if he lost weight, he'd be fine

>>10362573
make sure she knows absolutely fucking nothing about how much money you have
not one word
if you do that, then a girl you pick up is more likely to be genuine, and not a gold digger

>>10364552
>being this dumb
Inflation has been an issue for fucking decades now continuously, and is only increasing now
it WILL keep going, and it will probably eventually go downhill down the road

>>10360055
Yeah this sounds like some true shit OP, you are experiencing dopamine burnout, you make more fortunes then your ancestors made in each of their 60 year lives, now nothing feels good.

Serious advice, go to gamblers anonymous, its basically the same thing, you need to gain some perspective and try to repair your neurons. Get into meditation and try to slow your mind down, get into Buddhism if you have too or get into a serious Orthodox/Catholic church just something with lots of prayer.

You need to fix the degeneracy happening in your brain, so you can even start having a plan.

>>10360055
Buy a gun, point it to your forehead and fire it. Don't forget to donate your wealth to charity first.

>>10365385
>I don't understand inflation: the post

>>10360055
since you are already weeabo trash (like me) my recommendation would be watch tatami galaxy, its a story about a dude in his early 20 exploring all the ways his life could've turned out, it was very inspirational to me, hopefully it helps you change the way you see life.

>>10361218
TOO FUCKING SOON

>>10364056
She was posted in a thread long ago and everyone fapped to her, only for the OP to reveal that she is dead.

>>10360055
You seem like complete human garbage. Hopeless.

>>10361218
>>10365819
>>10364602
>>10364079
>>10364005
>>10361346
>>10361307
>newfags have been posting this unfunny meme for 8 years

>>10363969
it's a completely fucking retarded, broken economic concept lmao
literally just a waste of money

>>10365855
>t. mass reply fag
>calls others newfag
Projecting?

>>10366150
>reply to specific series of people
>mass reply

>>10366154
>immediate reply
A-Anon I didn't know you had feelings for me

>>10366177
checked

OP give it a year and wealth slowly starts to take hold
don't be a new money nigger and buy a ferrari but slowly start buying nicer cloths nicer food and build your self confidence
eventually you'll notice you have confidence and start to feel better than your peers as they show wagie on their faces and absolute depression while you're free

when I hit 300k I got arrested for drug possession and my extended family sat me down and asked me what the fuck my problem was
my doctor tried to get me on anti-psychotic pills like seroquel and SSRIs SSNIs
I got told I was wrong and a fag my entire life
but bitcoin made me and it's slowly starting to show
most people are starting to get bitter and are telling me "must be nice" when they told me I was a loser and others said I should sell or I got lucky it's hilarious

I got bored and depressed but you'll get used to it
for reference I'm not loaded I have 1.5m now, but I can sleep in go golfing hike or bike doesn't matter
slowly you'll snap out of this and know life is a game and your on easy mode

btw where did you meet hookers I'm browsing escort site and not sure if legit or not

>>10360055
You’re a yuuuuuuuge faggot. Let me explain:
>paying for his boomer parents mortgage bc they spent their money on vacations and jewish tricks rather than paying debts
>once again... paying your parents debts you are a cuck
>living at home
>fucks hookers with a mask
Now on to some constructive solutions. You appear to have low testosterone. You need to to take some estrogen blockers or start to eat red meat on a daily basis. You have a hormone imbalance that is why your potentially great life is not making you excited. You will know the test/estrogen blocker is working when you feel ashamed for everything you just wrote and you never do it again

>>10366249
interesting

>>10360291
This is what /pol/ truly believes.

>>10366383
ya I can relate to roger ver kind of even though I hate him

>>10360055

>I lost my virginity to 3 hookers while wearing a mask

Lol, they were propably scared as fuck. They've propably seen all kind of weirdos before but you sound like you're on another level lol.

>>10360055
I help people like you. You must like rock and roll, and underground shenanigans. I'm based in Asia.

E-mail me: imacrackedmachine@protonmail.com

>>10360055
> learning anything that requires some effort turns my brain off.

The advent of social media has created a wave of people like you. Who stare at 4chan/Facebook/Reddit all day, and no longer knows the passion of immersing yourself in learning something you love.

That's the entire thrill of living to me. Even with simple vidya, just finishing an RPG like a Final Fantasy with 100% completion (which most social-media-addicted millenials do not have the attention span to do) is simple enough.

> watch 2 or 3 episodes of anime

Seems you can't even enjoy the bliss of binge watching an entire series from start to finish.

I've spent months, no, years, just enjoying life even back when I was a introverted autist. Bing watching TV series/animes from start to finish, even if it takes 24 hours straight... learning to speedsolve a Rubik's cube until I got good enough to do it below 15 seconds, learning to speedrun my favorite games after watching some Twitch streams (and I even made friends with the top runners on twitch while learning and streaming a bit as well), I've written a few FAQs after trying to do blind 100% complete runs on some console RPGs... and this was back while I was studying in college, or recently while finding time when not wagecucking.

Really, there is SO MUCH TO DO in life that I TOTALLY ENVY you having all the free time to do whatever you want being financially independent, and I also TOTALLY HATE YOU for not having the passion to do anything at all.

Financial independence brings FREEDOM to do whatever you want to do. But if you don't even have the passion to immerse yourself in something deep enough to master it, why bother? You obviously don't NEED that freedom, go wagecuck or whatever it is normies do to validate their pitiful existence.

>>10360127
anything?

>>10360153
This so much.

GET YOUR ASS UP
LEAVE YOUR PARENTS HOME
BUY SOME NICE CLOTHES AND SHOES
LOOK FOR A WOMAN
GET MARRIED AND HAVE KIDS

>Once I "made it" I lost my virginity to 3 hookers while wearing a mask because I was too embarrassed to show my ugly ass face.

This is the most autistic faggot sentence I've heard in 4 days.

>>10360123
>not mixing with a jew/chinese/japanese mix woman who will increase your childs earning potential 3 fold.

>>10360055
>2 or 3 episodes of anime
Theres your problem you casual

>>10360055
A man should work 12 hours out of the day.

>>10360141
This wtf

>>10366249
What are your plans for life?

>>10360153
this

>>>/r9k/ STOP SHITTING UP THIS BOARD WITH YOUR PATHETICNESS YOU RETARDED SPERGS