/biz/ - Business & Finance

>>10020915
scam
every country will heal you for free

you pay 10x as much for health care because a bunch of fat retards can't pay for their own life extending surgery

>>10020928
>because a bunch of fat retards can't pay for their own life extending surgery

Also because medical corporations and the pharma industry jack up the prices on everything because they can

>>10020915
in the USA? not well

>>10020915
>go to socialist country
>get on welfare
>have health insurance

>>10021008
>go to socialist country
>get on welfare
>your kids get raped by shitskins
>explain that you dont like that very much
>go to jail
>get raped by shitskins, then killed

I'll take the expensive healthcare, thanks.

>>10021260
What if you are a shitskin?

pay while ur healthy.

stop paying when ur sick

gives doctors incentive to fix u

you have to buy it on the free market from locally based insurance cartels within a small window of time each year called "open enrollment"

>>10020915
It doesn't. You work for the insurance company

it doesn't, you have to move to a 1st world country.

>>10020915
It's easier to get opiate then it is to get antibiotics in the USA, while you can get antibiotics easily in third world shit holes. This is truly the biggest tragedy facing america today.

>>10021282
>go to jail for being a self hating shit skin
>get murdered by other shitskins

>>10020915
You pitch in to help cover medical cost whenever your friends/family got sick/accident, they'll do the same for you

>>10021352
this is a big part of the problem. all the bullshit you need a perscription for is so fucking expensive and totally doens't require a doctors visit in most places. In Korea my wife got birth control OTC for like $2 a month. In the USA it ends up costing a fortune.

>>10021481
it took me two straight weeks of shitting blood, seeing an urgent care, my primary, getting a stool test, then going to the emergency room and getting a CT scan before they FINALLY gave me the antibiotics that are fixing me.

>>10021513
it's funny because it would be cheaper and less time consuming just to fly to costa rica for a week

>have some pain in my elbow for a few days
>go to doctor
>briefly explain what's going on
>"ITS ARTHRITIS"
>I'm fucking 27 years old
>doctor doesn't ask any questions or examine/prod me for pain or other symptoms
>he offers me morphine right then and there
>this doctor went through a decade of med school to push drugs
i fucking hate (((modern))) medicine

>>10021538
I'm gonna be fucked by the ER bill, and my health plan doesn't even kick in until 2250 dollars

>>10021513
What did you have the ebola virus or something?

Have a medical problem. Pay an emergency care facility a few blocks away from where I live 150 dollars to see me within the hour. Pay 75 dollars for the prescription. First time I have seen a doctor in months and that visit cost me half of what it would be to have health insurance with a high deductible/co-pay. Scam.

>>10020915
you pay for health insurance and then when you need it they don't pay for anything

>>10021586
I don't even know man, the stool tests came up negative for every bacteria. the ER gave me meds for bacteria and amoeba infections. so it could be one or the other

>>10020915
You work five hours every week to pay for Pablo's antibiotics and Dindueesha's diabetes medicine. When you take your family to the hospital, Dr. Ranjeev and Dr. Chong still charge you $1000.

I work in risk assessment for a health insurance company

Most of you are wrong

AMA

>>10021561

Good thing you were a good responsible goy and paid $3000/year for that ER bill that won’t even be covered.

>>10021548
>morphine
>not taking it for fun

Retard

>>10021548
>27 year old thinks he's still a young kid
sorry boomer you have arthritis now. doc just wanted to help you out but you decided to have a mid-life crisis about it

>Pay cash
>get first line antibiotics for any sickness
>if it doesn't work, get second line antibiotics and so on

>has insurance
>must get blood works, ct scan and shit before prescribed the same antibiotics if you paid cash and stay for at least one night for """observation"""

>>10020915
Higher premium means less upfront cost before the insurance kicks in.

>>10021260
How about neither? I want to open a gym that includes health insurance for members. Immediate subsidies for attendance, gains, slimming, etc. Would ve cheap bc most there are healthy. Include liability waiver in signup so that gym related injuries arent covered.

>>10022978

$100 says this is similar to the model Amazon is working on.

>>10022978
>I want to open a gym that includes health insurance for members.
>Include liability waiver in signup so that gym related injuries arent covered.
lol

>>10020915
you bet a jew that you will get severely sick or injured.

if you do: he pays for your extremely expensive treatments

if you dont: you pay him some money

its as retarded as it sounds. just dont smoke, eat reasonably and exercise once in a while

>>10023093
Redditfag pls go.

>>10022214
>Dindueesha

kek

>>10020915

>you them monthly premiums
>they deny you services

>>10020915
in Burgerland? it doesn't

>>10020943
>Also because medical corporations and the pharma industry jack up the prices on everything because they can
The (((insurance company))) determines the price of your health care. Talk to any medical billing department. They hate those kikes more than you do.

Cash pay rates are like 40% or less than what the jew gets billed.

>>10021610
That's disgusting. Lay off the receiving anal for a while faggo

>>10020915
1. You hand over 12% of your earnings
2. You get what you’re given
3. Muh NHS

>>10022857
I have had juvenile diabetes since I was 14, am now 30. Never been able to afford health insurance, got gibsmedats insulin in Washington state and moved to Texas to get a job, but can't get gibs and missed the enrollment window for my jobs overpriced health plan. Currently taking Walmart insulins that cost me around 60-75$/month and am constantly going to DKA or hypoglycemia at work, but suck it up because of fear of being fired. I make 9$ an hour right now.
How fucked am I?

>>10023295

Why no Medicaid?

>>10023312
Because have job and white. Also tried for medicaid but didn't qualify, because have job and white.
>job is literally pharmacy cashier

>>10023295
Not to be a dick but evolution is real.

>>10023295
It sounds like you need to be on rapid and long-acting insulins. They're very expensive without insurance but the companies that make them have patient assistance programs that you can apply for. I have patients that get them for free from my pharmacy.

>>10023345
Thats some heresy right there most foul nonbeliever.

>>10022947
Forreal that doctor sounds like the bomb I don't wanna go to my shitty doctor's office anymore

>>10023355
I'm buying two types of insulin from wally world, the fast acting and long duration types, along with syringes and keep an ice pack with them so they don't cook in the heat.
How does one go about applying for patient assistance programs?
I don't even have a primary physician down here, I'm just trying to make some money and not starve atm
I tried walking 12 miles to an endocrinology clinic for free samples of insulin and discarded vials, but they didn't have any... Any places that could hook me up with freebies? Can't really afford anything at the moment

>>10023345
You know, anon... I keep wondering if I'm not some zombie slave for (((big pharma))) and they are wringing their hands in delight at my miserable existence... Would be nice to have a working body

>>10021548
Should have taken the prescription and run

>>10021548
There was some old doctor in eastern PA that got busted for this shit big time. Among several bottles of opioids he was selling to people, the police also found $1 million in cash he had stashed.

>>10023466
You're taking the ReliOn insulins which aren't as effective as the newer generations like Humalog/Novolog (short) and Lantus/Basaglar (long). Search for 'Lilly Cares Foundation' and 'Sanofi Patient Connection' on google. I think Novo Nordisk has ways of helping you as well. Search and find out.

>>10023525
Thank you for the help anon, you're a gentleman :...)
How can I give you a tip for your advice? Got an LTC address?

>>10021260
>be American
>can't afford Healthcare with your 4$/hr minimum wage
>a third of the population is niggers and spics
>get robbed and raped daily (higher rate of crime than any country in the eu)
>can't afford to get sewn up after being shot at school (which you also pay for)
nice try burger

>>10023568
I'm already a richfag from from my day job. Your thanks is enough. ;)

>>10023600
I will never forget you, kind anon :...)

>>10023593
In America we have a working justice system where if we call the cops, they will actually come and kill the perpetrator. And maybe your dog. In the EU they will just tell you it's in the perpetrator's culture to commit crimes and you should accept it, so it will go unreported.

>>10021317

decentralized healthcare on blkchain

>>10023593
>be yurocuck
>pay 96% of your yearly income for """free""" healthcare
>get a coldsore and try seeing a doctor
>two years later, still no doctor and now you have AIDS as a secondary complication
>die like the fag you are

>>10020929
Not burgerland

>>10023614
>america has working justice system and law enforcement
LMAO NO
call the cops as a white woman and you'll be shot dead in your car
call the cops as an old white man and you'll be shot dead while asleep in YOUR OWN BED
be at the wrong place at the wrong time, get wrongly called out in a line, enjoy the rest of your life in prison even though you're innocent

Americans are so fucking delusional

>>10020915
do you mean one the consumer end or the business end?

Insurance companies generate revenue from premiums-payouts
pretty much that

>>10023658
look how much I triggered the American Lmao

>pay exorbitant prices including monthly fee* for doctor to tell me I'm mostly ok
>shaniqua calls 911 and takes a leisurely ride in da amberlamps to the emergency room and gets same thing done for free
*plus tip

Don't know because my employer pays for all of it. I just know my deductible is $3k, after which they pay for everything, then I go to the benefits team and get them to refund half of what I paid.

>>10023672
innocent whites don't get shot. aggressive trailer trash whites and dindu nuffins get shot

>>10023702
do you not read the news you delusional cuck?

>>10023709
no i don't read fake news

http://mobile.abc.net.au/news/2017-09-15/justine-damond-shooting-union-boss-defends-officer-noor/8948260

American police are literally trained to white genocide

>>10023724
So we gave Mohammed a gun and he decided to culturally enlighten that white woman? shocking

>>10023742
>Americans hiring sharia law supporters as their law enforcement
keep digging that hole delusional burger
would you like to compare crime stats between actual white eu countries and burgermuttland?

>>10023749
EU countries just don't report their crime and convince themselves it's not happening

>>10023614
>In America we have a working justice system

>>10024052
America is literally the worst country in the world if you aren't a super rich kike
yet the bootlicking mutts will defend your video because "Lmao I saw a black person in there xDD"

>>10020915
>How the fuck does health insurance work?
It doesnt.

>>10024082
>t. guy who has either never been to America or is so poor he needs EU-level handouts

>>10024052
All justified. Back to plebbit with you moralfag niggerworshipping yurocuck.

>>10023268
I have a qt3.14 gf thank you very much

>>10024177
>macing protestors
>"justified"

How's the communism treating you un-American piece of shit?

>>10025247
I think you got it wrong
communist is the webm poster

>>10020915
the simple answer is that it doesn't

most americans have never left america though so they are content with it

>>10023658
you are not wrong
>t.waiting for a foot operation since 6 months

When it's privatized, it's a business with bottom lines and sometimes a person can't afford to be healthy. This is fair.
When healthcare becomes socalized, it just turns into another "convince everyone to keep doing this through social pressures so it doesn't crash and burn". Fuck the idea that everyone deserves to be healthy and society should support that. The biggest deciding factor of your health revolves around not being stupid about what you do with your body and whay you put into it.

>>10020915
Get trauma cover (it includes life insurance)
If you get diagnosed with any major illnesses, including cancer, you get an instant $100k (or whatever amount you choose) - no questions asked, no need to go through private system. If you're in australia, use oaktree.com (arbitrarily, objectively awarded best insurance products for customers, multiple years in a row).

Private health cover in my country costs around $105 a month for a healthy 22 year old, and around $250 for a 40 year old, and if you get private, it'll leave you outta pocket. I'm 22 and pay $23 a month to know that if I get cancer / a serious illness, a terminal disability / illness or die, I'll get $100,000 into my account. I also pay $15 a month for an extra $50,000 cover for the same things from another insurer, which also covers my homeloan if I get injured and can't work. Finally, I have life and permanent disability insurance from my superannuation provider (our equivalent of a 401K) for $350,000 if I get very sick or die.

I've had a ruger .243 blow up in my face, requiring surgery, was walked straight into emergency, got surgery, and never payed a cent. Later, I had to be hospitalised overnight with x-rays, blood tests and scans; never payed a cent. To0 care, and all through our public system - if I had private cover, I would have been thousands out of pocket to cover gap payments.

>>10026343
*top care.

Feels good to know that if I die, my partner won't have to worry about a mortgage and won't have to work for a year or so. Additionally, my mother, father and sister will have something from it.

It's relaxing to know that if I get cancer, I can quit my job and pay for private treatment if I need it, and not worry about my mortgage or stress about anything - just focus on getting better. Definitely worth the peace of mind.

But then again, I'm a risk consultant and as such, am probably predisposed to think this way.

Ponzi.Scheme

>>10023658
>be poor amerifat
>get shot by Pedro
>try to call police
>get shot by Jamal
>police finally arrives
>get shot by police
>hospital bill is 200,000
>get sent to private jail with jamal and pedro because can't afford to pay bill

>>10023593
>be american
>told do what you love
>pff what kind of idiot would fall for that meme
>do the smart thing and do what father does
>get in because son
> get taught by person who works in the field instead of some liberal with a piece of paper
>grind work until 50k at 19
>start investing/jew retirement plan
>live better than 98% of eurofags because didn't fall for college/do what you love meme
>play vidya and shitpost

>>10023658
Ohhhh, mutt got mad!

>>10021008
>wait 1000 years to see a doctor
i fiinished your green text story for you, yw

>>10020915
it works that people who actively live a healthy life pay equal sum of money as people that actively live an unhealthy life, so that unhealthy people can be treated and cured because of their unhealthy lifestyle

if I could design healthcare system, I would incentivise people leading a healthy life so they have to spend less, while people who are actively ruining their body with cigarettes, alcohol drugs just because "its my fucking body" should pay a hefty premium to discourage such behaviour

and FYI who else thinks "its my fucking body", no it's not, there are a plethora of other microorganisms and bacteria that all work in harmony to keep "you" alive, yet you actively ruin them. stop doing that!

>>10027978
you dumbass, healthcare insurance already works like that. If you are a smoker you have to pay more

>>10027978
My health insurance does this with smoking, but only smoking. How would they keep track of who is doing unhealthy things. People lie all the time

>>10028055
fat people are an easy target, same as drug users.

> inb4 you dont know if somebody takes drugs


uhok and it's different for smoking? of course you can find out

German fag here, im really thankful for the health insurance here.

It's unironically really great.

>>10028045
for smokers, fair enough I admit defeat

however, there is no incentive for people living a healthy lifestyle, that engage in sports activities or eat organic and homegrown food for example. we still have to pay as much as the rest and will in most cases never see that healthcare money spent on us. it should be allocated for physical injuries and operations, something that can save lives, not to treat chronic diseases that could've been easily avoided just by living a more healthier life.

In a healthy country its a safety net for everyone. In an obese nation like the USA I'm paying money to keep fat niggers and spics who are on benefits alive so they can continue to leech.

I haven't been to a doctor or dentist since 2011.

>>10020915
How old are you? If under 30 and no assets you’re better off not having it and saving the money monthly.

>>10021588
This.

>>10020915
i dont know...i live in europe...you just go once a year and they give you the healthcare card for free and you get your top-notch healthcare (you pay like 30-50€ for small shit like blood tests but if you get seriously ill than its all free)

>>10021588

Shhhhh

>>10020915
you pay monthly and when something happens where you need to use the insurance your company tries as hard as they can to not pay anything. American insurance is a scam. European/japanese insurance actually cares about their customers and the difference is night and day.

>>10021260
ever heard of finland

>>10025178
That doesn't mean anything, you ever heard of pegging?

yeah i dont know anymore. i supposedly have "really good health insurance" here through my job in the usa. I never really have had to use it. well, a few months ago, i had a medical emergency, then had to be taken from hospital to emrgency care place via the ambulance, then had to stay for 2 days. i got like 3 separate bills, totalling like 28k. my "great insurance" is covering about 10k of it, the rest is on me apparently. and i dont have 18k just lying around, so not sure what im going to do. become homeless i guess.

>>10029531
I heard if you wait and don't pay the bill, the hospital will send you an application to reduce the bill if you provide your salary info. That way they will work with you on a payment plan