/biz/ - Business & Finance

>>51324757
We prefer the term special instead of slow

I’m a 25-year old former NEETcel but now have been working a full-time sales job for the last 5 months. I’m finally getting my commission checks along with my steady hourly and I have $5000 just sitting in my venmo account because I don’t have a big boy bank account. So wtf do I do? I pay with everything with a venmo debit card which just takes funds out of my venmo balance. I live with my grandma and pay $250 for rent a month, $250 for car insurance and I’m on my parents phone plan and they pay that. I spend an atrocious amount of money eating out though, I barely cook for myself and I love to get five guys and chik fil a delivered to me by Uber eats. My fast food addiction easily accounts for 50% of my spending. Also my work commute is big, I drive 60 miles total (about 80 minutes stuck in the car all day) But I’m still steadily gaining money.

I have 0 investments and 0 crypto. Like I said I have no bank account, never had one. I’ve never used any credit or signed up for any kind of financing in my life, so I don’t know if that makes my credit score good or not. I have health insurance and dental From my job. I forgot to sign up for the 401k plan back when the window to register for it was open so I don’t have that.

So wtf do I do? Can someone help? I’m financially illiterate. Pic related is me