/biz/ - Business & Finance

Stop being a poorfag an buy some KTLYO

https://info.uniswap.org/pair/0xcABebC0c5a9d6522640d81C22975ca31b8F8fF48

>I will not ever be able to work, or I do not ever intend to work.
Based.

I'm a poverty-tier retired boomer who lives in the Arizona high desert. Here's how some of this works:
>air conditioning
you gotta have a swamp cooler. Not ideal, but where I live it brings it down from 100-105 outside to 85-90 inside, in the depths of summer.
>water
you could get a well, but most people where I live pay a truck to deliver thousands of gallons of water to their house, which they store in a tank and pump into their house.
>Electricity
Solar and batteries are pretty effective when you aren't running an air conditioner. Also there are propane powered refrigerators.
>Internet
Satellite or cell tethering.

It's not the most comfortable lifestyle, but you get used to it. Got space, privacy, and it's so cheap I'll definitely never have to wagecuck again, which is worth almost any discomfort.

>>21261636
>clients are worse than bosses
Exactly. Think of how shitty your boss treats you, and then realize that you aren't getting paid with HIS money. Until you have completely passive income, you are still someone's bitch. And if you sign up to be a husband/father, you are going to be your wife's bitch on top of that. She may seem nice, but once that ring is on and the kids are popped out, she knows she has you by the balls and that affects her behavior. Power corrupts and once she realizes that you have to do everything she says or she can ruin your entire life, it will only get worse. Skip the cuckdom. Be single, get passive income (NEETbux or otherwise).

FCNTX
FSAGX

>>20758670
Underrated post. It’s obvious to anyone paying attention that every major institution has become pathological. Try to live the American dream and you will end up divorced, living in a cuckshed, using your 100k salary to pay for the house your ex wife fucks other dudes in. All the while teaching your children to hate you. And everyone in your life will applaud her for it. Or, you can do as little as possible and play video games with all your free time. Either way, society will hate you, so why try?

>>20756143
I made some sacrifices and have retired poor, although still hold a fair amount of crypto. My first year off, the lease on my car was up and I didn't know what I was going to do, so I didn't get another car. I spent the following year taking the bus everywhere, which at first was horrifying. But I got used to it. I found you can get used to not having most things that people "can't live without". So I retired on less than a million (no wife/kids). Haters will call me a poorfag or whatever, but I don't work and I'm not a leech.
>>20756193
You don't have to be an asshole about it. I have a lot of time on my hands and avoiding bad habits is difficult. There's a reason so many people's lives are ruined when they stop working. It untethers you in good ways and bad. I would never go back to wagecucking voluntarily, but being out of it is like taking the lines off the road. It's a lot more effort to keep going straight.

>>20331100
Imagine how disappointing it must be to have an adult son living with you that can't even contribute enough to the household to justify him having a bedroom. See that reminder, everyday, that not only is your legacy unable to build their own life, they continue, endlessly, to sponge off of your resources. Sad.

>>19708349
Who would larp such a pathetic ending? I’m sure I still travel more than most wagecucks, plus I have the time to do it, and to do it when I get the best deals. Most people slave their whole lives and never make it. And even after making it, all everyone wants from you is more. Your clients, employees, business partners, and family. Not to mention the government and their fucking taxes. Really don’t care what you think about me, just offering a different perspective.

>>19701315
Our moms are gonna start charging us rent Jan 1st

>>19229319
What a trash culture we live in. If it doesn’t lead to money, it’s a waste of time. That is the mentality of a slave. We all end up in the same place, and between then and now you can do things you enjoy because you enjoy them, or you can stress out and get more money. It’s stupid, everyone knows it’s stupid, but 99.9% of them keep playing the game, thinking that once they get that big promotion and raise, they’ll finally be happy. You won’t, you'll just be even more stressed out, driving a BMW instead of a Honda.

>>19113078
Everything is income unless the law allows for a deduction. If you don’t have evidence for your deduction, they will not allow it. This all assumes that they came to look, though. Much less than 2% of returns are audited and if you avoid stupid shit like “I didn’t sell no crypto” while coinbase is reporting your $3M withdrawal, you probably won’t be fucked with. People tend to think the IRS is some kind of terminator squad of cutthroat geniuses, when it’s actually a huge bureaucracy of lower-tier accounting students all trying to work as little as possible. The joke is that they had to paint a line down the IRS driveway cause the people leaving early were crashing into the people showing up late.

>>18940926
Nothing man, it’s really easy. Just buy when the price is low, and sell when it’s high. How do you think we’re all NEETs here?

>>18894416
You have to play the game OP. Go to the doctor and get him to write you a note that you can’t wear a mask. Then get sent home and collect gibs. If you’re not rich, and not on gibs, you’re a sucker.

Don’t buy a trailer on someone else’s land, because they’re hard to move, as others have said.
Otherwise, trailer life is underrated. I grew up in trailers, then made money in the city, then retired back to a trailer. They look crappy, but really aren’t that different from a house. You can get a trailer and an acre of land for less than 100k all over the Southwest US.

>>18392728
Wagie-waiter detected. How’s the shutdown treating you?

>>17817486
In the boomer’s day, one man could get a job out right out of high school, with a handshake, stay at that job for 40 years, and make enough to support a whole family, buy a house and car, and go on vacation every year. If he was smarter than the average boomer, he could pay for college with his summer job money, and make some real motherfucking money. Now, despite a technological revolution that increased worker productivity 10 fold, the average single person just graduating college will likely never own a house, much less afford the family, car and vacations. Non-boomers often blame boomer politics for this reversal, like feminism, immigration, and offshoring, all of which serve to lower domestic wages while enriching shareholders (boomers).

>>17590396
Forget the coupon, they are quoted by their actual yield. So as the price of the bond goes up, the yield goes down. Yield being coupon divided by price.

>was accountant
>now NEET

Never gets better for the wagie. Take the NEET pill friendo...

>>16616436
Jesus you brits are so cucked. In the US, what you describe as “fixed rate” is what we would call adjustable. My mortgage is 30 yr 4% fixed. Not “fixed, but changes if Mr Shekelberg changes his mind”, but fixed for 30 yrs. High inflation will utterly BTFO the bank.

>>16243132
Lets gooooo

>>16117752
This. I worked in a factory, Everton wanted to upgrade from their Honda to an Escalade. Later, I worked in Fortune 500 corporate finance, everyone wanted to upgrade their bmw to a maserati. It’s called the hedonic treadmill, and it will consume your whole life will pointless desires that lead nowhere.

>>16044349
>best parties
>kiss the asses of those richer than me
>drip condescension on those poorer than me
>get drunk on expensive liquor because I don’t like anyone here
Yeah yeah, I’m sure it’s just the best and you feel really important...