/biz/ - Business & Finance

>>20101754
When the alternative is staying with your parents and not answering the Call to Adventure, not moving somewhere to take a chance on that new job, not starting a family, etc., sometimes it makes sense to take a chance, take out a little debt.

And once you have a little debt and learn to sleep at night knowing you have to pay that back somehow (unless you're capable of doing something like Trump has done with Deutche Bank), then maybe you realize how much a car would improve your life and it's only a few hundred a month out of your paycheck, and so on and so forth.

Human mind is flawed, incentives also reinforce irresponsible behavior, many such cases.