/biz/ - Business & Finance

Alright, everyone prepare your anooses for...............

T H E N E E T C O M B O

The ultimate duo of cards, combining automatic, effortless maximum cashback rewards in 99% of situations, while still retaining total simplicity. Note this is only for anons like myself, who basically don't travel at all and so can't really use the myriad cards out there that have crazy points-based MMORPG mechanics, but can only be used towards hotels and airfare & shit.

I stick with literally just 2 entry-level cards:

- Citi DoubleCash
- Chase Freedom

The Doublecash gets 1% CB, but then piles on another full 1% when you pay it off (which you're already doing, right?) for a sicc nasty 2% CB on everything you buy.

Then, the Chase does 1% cashback flat, BUT every quarter it switches out a few rotating bonus categories that earn 5% during that quarter.

So right now, until September it's on Gas Stations, so I'd just use my Chase whenever I fill up, until September at least, and use the Citi for EVERything else, by default. Never use the chase unless it's somewhere that falls into the 5% category.


Boom, with just 2 shitty cards you're getting MINIMUM 2% back on everything you spend, with the occasional 5% bonus multiplier thrown in.