/biz/ - Business & Finance

I'm at a point where only about 30% of my monthly income goes to bills and the rest is just accumulating. I'm 22 years old and prior to this last year, I was pretty broke my whole life. I've recently hit $10,000, I've bought everything I've wanted to buy as short term goals (car, electronics, paying debt, etc).

What do you do when you reach this point? The obvious answer is to just keep saving, but if there's money sitting around that money can be put to work can't it? Saving up for a house I suppose is the next "step" in life, but I don't work a job that I think I'd be able to afford a mortgage with until I'm making a couple more dollars an hour.

I work at Amazon right now for $15.60 an hour, however I have an associates degree in business but I've never really attempted to find a more suitable job or even a career. I also have 9 credits earned toward a bachelors and I've considered taking out a student loan to pay for the rest of my tuition, and using my savings to take off work for a year and pay for rent to finish my bachelors.

This was obviously an autistic amount of text and hopefully someone can give me the obvious answer of what to do with myself