/biz/ - Business & Finance

>>57549681
This is a house thread anon. I dont have expenses right now. I just work alot and workout. I need a cool place to live. My down payment is nearly half maybe more if I find a good deal. I could move out of state and pay full in cash but im a huge pussy and the wages are great here for a simpleton such as myself. I can easily afford the mortgage and fees of 1200 a month. Leaving me 1600 a month to live off. I wont buy furniture or do anything but lift weights and post on 4chan and just exist in a perpetual state of cheapness. You underestimate how cheap i really am. Everything will be unplugged. Im saving wax from my job to use as candles to save on electricity. Im a man who eats stale bread and will do whatever it takes. Ive taken toilet paper instead of buying it. I will live this way until I have a cushion to support any potential major home repairs. My stocks are worth 6k so I can just liquidate those if needed. My 401k is worth 20k so if things go very bad I can take the hit on taxes. Plus I can just ask my parents for any short term repair money. Ill have a job. Im due to get a big inheritance within 5 years. Maybe less if Im lucky. Im just worried if I ask my brother to join the mortgage with me. He will only have 75k. he wants 50 percent ownership. But that is only providing half of what Im putting up. The Venezuelan woman might murder me and then they get the house. I dont know what these immigrants will do to achieve the American dream. Ultimately the process to buy might take longer than I think. So I will continue accumulate and move in with my dad when Im ready to move in the area. Yes crypto might help me but I would rather rely on hard work and saving