/biz/ - Business & Finance

What is the ideal credit card utilization score?

I've been doing 7%, but I've also heard things like "between 5-7% is best" and "10% is ideal." I can't find much else about it on the internet. I know that you should never have more than 30%, but I'm trying to max out my credit score the most I can.

Also, do the credit bureaus get "suspicious" if you have the same exact statement amount every time? 7% of my available credit line leaves me at $87.50. If I have this same number on every statement, does it look like I'm "gaming the system?"

Ive got a 730 Credit Score
currently favorite card is my Discover IT
>5% rotating cash back
>1% everywhere else
>15mo no interest when i signed up
>extended warranty
>price guarantee
And 100% US based CSR, its pretty awesome