/biz/ - Business & Finance

>>11689847
Did you just crawl out of a bunker or something? We already lost all of our money 8 months ago, dipshit.

>>11688800
kys pajeet

>>11657725
The bullseye should be on her asshole. Try again faggot.

>>11585428
No fucking shit being a white collar wageslave is better than being a minimum wage, manual labor wageslave. This must be your first job ever to be this impressed yourself. Get back to me in 5 to 10 years and let me know if you still love being a wagecuck.

Take that salary and start your own business or GTFO. That honeymoon phase is going to wear off real quick.

>>11427838
>>11427842
>>11427899
This. The NPC meme originally had no political connotations. It was created in response to the study that showed 20% of the population doesn't have an "inner voice" that uses spoken language, but instead thinks in pictures and concepts. A few autists on /v/ interpreted this to mean that 20% of the population are literal robots, incapable of thought.

NPC is just another way of saying normie, follower, sheep, etc. It was a pretty funny meme until the political blowhards took hold of it and twisted it to suit their own meme ideologies.

>>11363891
>$500 pay day loan - 400% interest rate
High risk, zero collateral if the lendee never pays back, lendee likely doesn't have a bank account or give a fuck about their credit score, not worth the cost to hire a collection agency.

>$5,000 credit card charge - 20% interest rate
High risk, zero collateral if the lendee never pays back, but the lendee is more likely to pay it back because they have to have a a decent credit score and proof of income to be approved for the card in the first place.

>$20,000 car loan - 14% interest rate
High risk but can highly depreciated car as collateral in the case of non-payment or default.

>$100,000 business loan - 8% interest rate
Moderate risk since the loan will be used to generate income. Will likely have a significant amount of assets as collateral.

>$1,000,000 mortgage - 5% interest rate
Moderate risk, collateralized by the house itself, and subsidized by the government to encourage home ownership.

>$20,000,000 investment bank loan - 2% interest rate
Low risk because the loan will be used to generate profit but with intensive due diligence, auditing, and assets up for collateral.

>what is risk
>why can't jamal get a 20 mil loan for the (((banks)))
>must be a conspiracy or something

>>11294954
>>11294994
>>11295111
Or you could stop being a nigger and just buy a rice cooker. They sell them at Walmart for $9.50.