/biz/ - Business & Finance

>>1398209
With inflation being so low for many years around ~1% or less, it's not difficult to beat. If 7% is your goal, you could just buy some preferred stock and call it a day. Other than that, sure, there's plenty of funds that could have an average return exceeding 7% a year. PJP, TILPX, FCNTX, and FPX for example, have been able to exceed the mark pretty well. However, this doesn't mean that you are guaranteed 7% a year and always remember that past performance is not indicative of future results--even if it's an index.

If you're looking for something more certain with a 7% return, then you should be looking toward yield with fixed rates and 'required' payments like preferred stock issues or loans (lending club, prosper, etc.).