/biz/ - Business & Finance

>>56436150
>CHINESE BONDS

Son this goes against america

>>55680018
the vast majority of market participants are fucking retards. people who day trade, people who short, people who buy individual stocks. you are not smarter than the market, its made up of millions of people who are smarter, faster, richer and more corrupt than you. when you buy, someone sold you that asset, when you sell, someones buying it. in every trade there is a winner and a loser, do you really think you are always smarter (and the winner) in every transaction?

you cannot market time. look at all the bears that have been heemed in the last 2 years. you dont know enough about sectors, countries, companies, currencies, alternative assets, to invest in them. there is always someone smarter than you

active managers trade and build the index, it is simply the most effective long term way to buy all their hard work and research for 0.03 basis points and get the markets average return

>97% of Active managers fail to beat the index

Confess, you tried to time the market didnt you?

>>51304594
thats nothing, why do we have portfolio managers who actively trade the market, charge fees up the ass and still fail to beat the market ?

>>50439310
Absolutely. If you invested in your early 20s, put a large part of your pay check in low cost index funds every time, you would be so far ahead of people later in life it wouldn't even be funny. Line goes up because cash is a poor investment most of the time, investors require a return and as the economy grows, stocks of good companies(or the market index) return shareholders money by making money. a stock is an asset that buys you future cash flows(rent) of a company, discounted in the present time, because you dont have those profits yet

>>49978733
because theres a whole lot of science that shows empirically stock picking is exceedingly difficult, and that popular dividend stock that everyones ever heard of DOES NOT outperform the market and that X stock is not as safe as you think it is. its easy to look back in hindsight and think "if you bought apple in 2002 you would have a 1000 bagger". so why didnt you do that? would you have held all the way through the downturns? show me the next 1000 bagger of today, i will wait.

stock pickers CONSISTENTLY fail to beat the market, and act like they know more than passive chads to buy VTI never trade, never look at their portfolio and outperform 97% of people. maybe youve made some good trades, but guess what? thats actually bad for you in the long run, your luck will run out, and you will be underperform significantly eventually, everyone always does.

tldr do some price discovery for free for me faggot

>>49765907
all we really need is a 2x VTI, i would buy and live it up