/biz/ - Business & Finance

How does the average Joe benefit from transacting with cryptocurrency?

I understand the argument, that it would be beneficial for companies to use cryptocurrency as a settlement tool (to avoid paying a middle-man percentages on larger transactions). But I don't understand how a private individual benefits from participating in this economic model, where there is no central authority to provide them with security.

To me, it seems like people would always trade not having a central authority for that security?