/biz/ - Business & Finance

>>54668826
That seems to be what they are going for but it doesnt matter to me because I froze my credit score with the big 3 years ago.
Good luck to the banks calculating anything about my credit score to try and punish me with.

Pic related for any US Anons who wish to freeze their credit score as well. Don't bother using any of their websites AND DONT CREATE AN ACCOUNT. Just freeze your credit over the phone with them, or should that fail, go on their website and print out the paper credit freeze form you can mail in like a boomer. DO NOT CREATE AN ACCOUNT WITH THESE PEOPLE THEY WILL JUST LOSE YOUR INFO IN A DATA BREACH SOMEDAY.

Freezing your credit is a great way to thwart both banks and identity thieves, but bear in mind that you will have to unfreeze your credit in the future to apply for loans or get a new credit card so maybe apply for those things and have them available before you freeze your credit score.

The main benefit of freezing your credit score is that it blocks banks from checking your score, which by extension blocks identity thieves or crazy family members from taking out loans in your name with said banks.

Freezing your credit score is also a defacto way to opt out of the fractional reserve banking system as well because if banks can't see your credit score then they wont let you take out more of their worthless debt.