/biz/ - Business & Finance

Inherited IRA newfag here. If anyone remembers last Saturday, you guys were right, that financial advisor was worthless and I fired him Monday morning before there was any problems.
Thank you guys for setting me straight.

I got a specific question. I took half the IRA out as a distribution, and am leaving the other half until January for tax reasons. I liquidated the mutual fund that was losing money in both the IRA and the inherited brokerage. Since I can't use the money I'm the IRA until January anyway, I wanted to get a good interest rate with no chance of it going down further. VMFXX (vanguard's settlement fund) is currently paying 5.28%. If I buy 13 week tbills they are "projected" at 5.65%, but that's not guaranteed.
However, I can buy CDs on the secondary market. What's a good resource on doing this? I don't understand this chart. It looks like I can get 6.5%. Can anyone help me here? How does this work?