/biz/ - Business & Finance

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Good one retard. I gotta remind myself not to take some / a lot of (YOU) too seriously. Bull or Bear.

Some are more retarded than others.

>>57056717
>>57058499

how much you round trip? Start Peak and now?

Like total or extra?

If Total... wonder where the rest of it went.

Extra DCA mostly major equity indexes, maybe some BTC/ETH, hookers, 5% gold boomey rocks or something.

He's saying ur stupid because while on average the US broad market index returns ~8% a year theres a lot of volatility and draw down year to year. Its not a steady rate.

Some years are good some bad some uneventful. Add em up divided by number of years thats how the avg return is arrived at.

Also pulling the entire expected yearly return isn't what you're supposed to do if you want longevity to maintain the purchaisng power of the capital cause dun dun dun inflation. You need to keep some of the return in the principal to ensure to holds up purchasing power over the years and decades.

Should be able to pull ~ 3% - 5% safely, "4%" rule, sort of depends on persons age/time horizon, risk tolerance.

Lastly the price you're accoomulating said broad market stocks at matters too. Scary turbulent times. You could all in at the worst possible time and get F'ed in the A. See stock market early 00s and that decade.

Maybe DCA in if its not a LARP.

I dunno whatever good luck. How'd I do am I retarded too?

Source - NEET cause I said so