/biz/ - Business & Finance

>>13557445
To pass on
You can use it on a house
Take it all for a 10% withdrawal Penalty
No penalty for medical use or health insurance or college
No penalty if your legally "disabled" and want to withdraw (anyone can do this)
Roll over to an annuity
You can take your contributions (but not earnings) from a ROTH after 5 years at no penatly


Point being its flexible if you are not a dumb dumb. BUT I will accept your logic of not wanting to lock away a single cent. I'm typing this for general educations sake anyway.