/biz/ - Business & Finance

>>50976265
If you're a Zoomer spazz looking at 1 year timeframes for your retirement, you're beyond saving. Pic related is the worst case (two crashes in two years) that long term, conservative, DCAing Boomer investors might have to endure over a gigantic 30 month time horizon.

>>50976315
No, I'm saying that retirement dollars should be invested according to their timeframe. The money he'll need 30 years from now should be invested differently than the money he'll need to "not have to go back to work" - i.e. expenses to cover any short term market drawdowns.

That's shit they teach you on day 1 of retirement advising.