/biz/ - Business & Finance

>>59100

Most would probably advise finding a secured credit card, and possibly a small personal loan from a credit union, maybe a secured loan. The money then is just swept into a checking account and never really leaves the bank, just used to pay the loan down in 18 months or less. Make sure the card reports to all three bureaus, and that you can get your security back in 12-24 months if you use it properly. Keep your usage between 10-25% and pay off monthly. You can good deals at credit unions because they have less fees to pay themselves.

Shop around; take your time. Look out for exploitative penalty APRs and annual fees. Ideally, there is no annual fee.

Good luck. Read up on this online for details and again, take your time.

I like this board because I work in a "business" position IRL.

And this means no fun, not ever.