/biz/ - Business & Finance

>>51635364
You're better off than I am
>30
>+$30k 401(k)
>+$1200 Roth IRA
>+$12k in crypto
>+$4k in shiny rocks
>-$38k student loans (refinanced privately too, so probably no Bidenbucks)
>-$28k auto loan (about 400 a month)
>-$31k credit card debt
I got way too spending happy during COVID because I thought a collapse was imminent. I'm probably going be moving back in with my parents just to lower my spending needs for a few years before I attempt to maybe buy a house. I'm holding out on my ISO20022 coins mooning within the next few years as well as a class action suit against a former employer for my refusal to take the jab. We'll see. I swore I would never let myself get into this much debt but it does add up if you aren't careful and get reckless.