/biz/ - Business & Finance

>>21966077
>made $3k off of AAPL and TSLA
>took some of that and bought 1 share of TSLA
>just going to hold it in perpetuity, playing with house money

i just want to be part of the craziness with zero risk at this point.

How the hell do I establish credit?

I'm 21 years old, bought my car from my aunt so no auto-loan, took over the lease from my mom for the house I'm renting so no credit history needed, and I've always had surplus financial aid/scholarship money so no need to take out a student loan.

I just checked my credit score and it's "NA", so I can't apply for any credit cards to actually establish a credit. I took out a student loan this semester in order to build credit and already paid $1000 back but still no change in report.

How am I supposed to build credit when everything that does so requires credit in the first place??