/biz/ - Business & Finance

I wish I had known that a few years ago....

My credit score got hammer after I paid off my car... 750 hell

>>55114463

100k
NNS stack
50k liquid for swing on volume profile
25k in - 2 years
12,5k - 4 years
12,5k - 8 years

>rent $850 ( include all utilities SoCal - no AC or dish washer )
>car is fully paid ( was 26% APR SCAM - my 700 credit score - I was paying +1000 every month direct to principal )
>live 5 minutes away my job ( $50 gas $85 for car insurance got into crash last season was $50)
>2 days a week I can have lunch at home other days fast food or mexican food $10 ) -> total of $200 + $200 supermarket
>mint mobile $360 + tax a year for unlimited plan
>usually I go out 2 times a month $250 ~tinder~ and sometimes get the lucky free hiking or coffee date
>2 festivals a year $1800 ( $150 a month )
>$50 for computer parts and steam games
>$50 cloths a month
>$35 gym
>I don't drink much or do drugs but from time to time I do spent like $50
>cut my own hair
>wageslave free health care
>6%+4% match 401k

>take home after tax 4000 ( over time included )

>Save 2k + $400 in 401k - SPY500

>$300 BTC
>$600 ICP
>$100 CRO


>$200 PCG
>$200 PYPL stock
>$200 NIO
>$400 AMD


I always have 5k in saving account.