/biz/ - Business & Finance

I can't do this. My relationships suffer because I no longer have the time or energy to make plans, my living space is an uncomfortable mess because I can only clean while feeling burnt out once every couple of weeks, I haven't been doing sports for about 3 months because I have to get up so early every day that I'm exhausted by the time my ten-hour (one hour break, nine hours work, still there for 10 hrs in total) is over that all I can manage to do is lie on the couch or sleep.

I can't work 40 hours without turning into a grumpy, sad, exhausted mess. I can't do it. My employer offered me a 35 hour week instead, but ideally I would work a maximum of 30 hours, rather 25. I feel like I'm not weird for this - A lot of people my age experience something like this.

I am not one to a post usually, and I'd usually just Google around and see if anyone has been in the same situation.

Haven't seen many posts surrounding this topic, so figured I'd make the post.
The gist is that I just signed term life insurance because the 'advisor' (I know he's really just a salesman selling products at the end of the day) was really pushy. I don't feel good about it, but he made it basically impossible to say no. He basically had his hooks in deep and reeled me in.

This whole conversation stemmed from me wanting to know more about my workplace's benefits through their company (SunLife Financial), and what tools they have to offer. Then we started talking about how I intend to own a property in the next year, and life insurance got brought up. He went on to tell me that it's a great thing to have, and when talking to him, it was all making sense. I had the intention to take that meeting and understand life insurance as a tool, and walk away and revisit later. He insisted that we go through the application, since it can take a long time to get approved anyways. I thought "Sure, why not? Doesn't hurt to apply and see what happens". We went through basically the entire questionnaire, and then he said that the ~$30 monthly will be taken out on this date every month going forward. That's when I wanted to start pumping the brakes. This sounds like I just signed up for a permanent gym membership that I don't even need yet. I told him my concerns and he insisted we press on and submit, since we're at the end. He mentioned there's a way to cancel and get a full refund at any time during the application process, which is what I'm thinking of doing at this moment.

I'm 25, have no debts, overall healthy, no kids, and have a significant other and have a plan to buy a property within ~12 months. I agreed to $30 every month on 'term 20' policy.

I am not one to a post usually, and I'd usually just Google around and see if anyone has been in the same situation.

Haven't seen many posts surrounding this topic, so figured I'd make the post.
The gist is that I just signed term life insurance because the 'advisor' (I know he's really just a salesman selling products at the end of the day) was really pushy. I don't feel good about it, but he made it basically impossible to say no. He basically had his hooks in deep and reeled me in.

This whole conversation stemmed from me wanting to know more about my workplace's benefits through their company (SunLife Financial), and what tools they have to offer. Then we started talking about how I intend to own a property in the next year, and life insurance got brought up. He went on to tell me that it's a great thing to have, and when talking to him, it was all making sense. I had the intention to take that meeting and understand life insurance as a tool, and walk away and revisit later. He insisted that we go through the application, since it can take a long time to get approved anyways. I thought "Sure, why not? Doesn't hurt to apply and see what happens". We went through basically the entire questionnaire, and then he said that the ~$30 monthly will be taken out on this date every month going forward. That's when I wanted to start pumping the brakes. This sounds like I just signed up for a permanent gym membership that I don't even need yet. I told him my concerns and he insisted we press on and submit, since we're at the end. He mentioned there's a way to cancel and get a full refund at any time during the application process, which is what I'm thinking of doing at this moment.

I'm 25, have no debts, overall healthy, no kids, and have a significant other and have a plan to buy a property within ~12 months. I agreed to $30 every month on 'term 20' policy.

Just wanted to get this sub's thoughts.

>>25151724
>This market makes no sense. Why the fuck is this dead shitcoin pumping

>>25103139
I've only made $50 since pooling a few hours ago

>>23832985
>Really, go back

>ITT illegal securities money laundering ponzi schemes with no liquidity traded "DEXes" that will get you finned the moment you try to cash out

>>21537764
>>21537843

>NOOO YOU BOOMERS JUST CANT GET RICH LIKE THAT

>sync a full ETH node
>it's incapable of telling you the amount of ETH in circulation

It's fucking over for shitcoiners

>>21224879
>nooo you cant just buy btc in 2012 my shitcoin will mooon mooom

>>20614873
An anonymous team is a huge risk factor. Them allocating themselves half the token supply is a huge risk factor. Most startups fail at an above 90% rate is, which makes this the worst kind of a gamble. Making an assumption that this will ever be more than a hobbyist project is a risky proposition. They have no marketing team, no partnerships, no investments, and are not listed on any exchanges worth mentioning, which makes this, once again, a high risk gable. Investing in a token, that is yet to find a usecase, is a stupid gamble. There is also no volume for the token, which leaves you at risk of never being able to dump your bags.

B-but it's a novel idea!!

Yeah, I'd say that risks outweigh the benefits by an incredibly high margin here. Please do not con other people into taking on all that risk alongside with a gambler like yourself.

>BORN PRICED OUT OF GOLD

>>18442879
Oh no!! Not my 401kerinos

newfag here
how fucked am i if i only use robinhood?
only playing with pennies here, make $14 an hour before the tax man rapes me, just investing a few hundred for now. is there any need to worry about it not being FDIC insured?

>>16773560
>here's no WW3 retards

>>16739795
That's my mom!

>>16713864
GTFO of my board!

>>16645379
Take that back you smug bitch

>>16506950
>How the FUCK do you think she was able to get a 4.3 in the first place?
By taking just 1, or 3 honors in her entire years of high school.
I graduated with a 5.4.
>Moron. Dumbass. Fucking THINK for ONCE in your life before posting retarded bullshit.
>Also, stay on mother fucking topic. Point being doing well =\= subsidized schooling guaranteed.
Severely assmad zoomer. Get off 4chan if think you're so smart. But you aren't.

>>16494691
>why wooooon't hee buyyyy cryptooooos weee neeed more people in our pseudo ponzi scheeeeme

>>16304298

>Youre welcome :). Then we'll laugh at you as you rebuy at the atm

>>16176558
dont forget to check back in with us when you make it lol

WILL I MAKE IT WITH 5,000 BARRELS?

I only got 10k, had 40k once upon a time