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>> No.59806299 [View]
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59806299

>>59806281
https://www.credit.com/debt/statutes-of-limitations/


are you late on any CC bills? have you gotten any letters in the mail saying your debt was sold to a third party and they are trying to collect? look up statute of limitations in your state. in most cases if you dont pay between 5-7 years and they dont sue you it goes away. if they do sue you/get a judgement your options are more limited but can often set up a payment plan as cheap as $10/mo or just declare bankruptcy and write it off depending if the debt is significant. good luck debt can be a bitch to get rid of

>> No.59106560 [View]
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59106560

>>59106505
i just dont have much experience with playing options. i read about them a lot and look at others positions but only tried them a few times. usually im just long shares with my trades. I feel like you need a lot more capital to make it a decent % of your portfolio that are you ok with expiring worthless

>> No.55848482 [View]
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55848482

boa cash rewards cc used to let you do a balance transfer via line of credit for 12-18 months for 0% interest. could pay it off at any time before it was due and take out a new line of credit. even better when credit line was increased. not sure if that is a thing anymore, likely not but id look into that.

>> No.55527648 [View]
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55527648

few ways...

1) strategically default. literally just do not pay. if these are fed loans you will be cucked eventually and threatened to sue/sued for full amount + court/attorney/collection fees. if you go this route they can garnish wages which depending on the state you live in can be substantial.

2) debtmax and take out as many CC's / personal loans as you can. if you have a 750+ and already established history hopefully you can get a combined credit line close to the amount you owe. you may be able to negotiate a settlement for less than the full amount owed depending on the servicer. part 2 of this plan involves filing for chapter 11 or 13 bankruptcy depending on the assets that you own

3) PSLF - public student loan forgiveness. work in approved job and make payments for 10 years, at end of term the balance remaining is "forgiven" and current laws state there is a massive tax bomb on the forgiven amount.

4) accept the wage slave life, be a good goy and pay balance + interest + tip and eventually pay it off

5) pay a small monthly amount for the rest of your life and pray for some type of law gets passed/changed like what they just tried to do.

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