/biz/ - Business & Finance

I think it's a good thing to be incentivized to save the majority of the money you make. Investment should not be a replacement for a savings account. If everyone hoarded cash, we'd recover more quickly from shit like natural disasters destroying your home, and no one would have to go into debt. There's no such thing as a rainy day fund that's too large. Debt is evil and should be avoided at all costs. All it does is kick the can down the road. I only make purchases that are absolutely necessary because I believe in quality over quantity. Growth for the sake of growth is the ideology of the cancer cell.