/biz/ - Business & Finance

>>18413671

International Securities Identification Number

holy shit, are you 12

>>18411905
it's autistic vargcels lossing their minds over being incel+not fapping for ages

>>18409442
>all major economies stopped
>priced in

>>18374752

>No, there is none. If you want to overweight something buy a few individual stocks that you believe in, but you don't even have to do that.

So what's the use case for all those different indexes? Are you from spain? Are you familiar with Finizens, Indexa capital etc? they offer different portfolios (pic related)

So you are saying it's unnecesary and I just have to buy the Global Index stock for Vanguard? Are the doing the same but just buying the different moving parts but it's basically the same? (notice they don't buy the Global Index stock)

>If you don't plan on buying a house or something I'd keep ~3 monthly salaries (before taxes) as an emergency fund and invest the rest.

Yes but im talking about renta variable (RV) and renta fija (RF), I don't know how ameritards call those terms. From what I can see RV is basically index funds, stocks, ETFs... and RF is basically government stuff, like bonds etc, and people tend to buy both and RF is supposedly to be more volatile and give you higher profits and RF is supposed to be more stable and used to not have a panic attack then RF tanks (like we had recently). So what % do I buy from each? assuming im 30, should I go 100% for index funds and thus just buy Vanguard Global Index? I don't feel comfortable going 100% on the same thing... im just trying to figure out why for instance Finizens does that diversification instead of just going 100% with the Global Index for RV.

Then, we have the problem of when to buy and how.

Should I go all in with my 100k now, wait for a while and see if the coronavirus clusterfuck is not priced in and we are about to crash deeper than we could have imaged and last for years, should I start buying small amounts each month? It's not clear to me "DCA" works that good. The way I see it is that you would do better long term if you went balls deep on a big crash like we saw, then just cope with any further downside, but overall, it would defeat DCA over a possible recovery.

Anyone here from Spain?

Should I go with Amundi for a global stock index exposure or is it worth it buying Vanguard?


https://www.morningstar.es/es/funds/snapshot/snapshot.aspx?id=F0GBR04SKK

https://www.morningstar.es/es/funds/snapshot/snapshot.aspx?id=F00000T66U

Im asking because my bank already ofers me Amundi so I would need to open an account in another place to buy Vanguard

My secondary question is: Would you diversify between more index funds? What's the point? The global ones already have a reasonable diversification, so I wonder why people bother with buying different funds divided by continents, like one for US, other for Europe, a Pacific one (basically Japan)... why?

Also, how much should I put in variable income vs fixed income? Im 30 and have around 150k to invest.

Im gonna buy BTC too for a lower amount because I would like a shoot at being rich before im 100 years old (for me making it is basically having 20k€ yearly passively), so I guess I need around 1.000.000€... and I may have to sacrify still living with my mom for that since I can't spend my capital on a house if I want to make passive income.. so ideally I would need 2.000.000€ to fully "make it".

>>18164452

>>16636497
FREEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE MEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE

have to do an all nighter due to me being a fucking idiot and procrastinating everything down to the last day
i need to study aswell so whats the best way to stay awake and avoid the resulting sleep deprived drunkeness? green tea? coffee? i have 250 mg caffeine pills in my car which i usually take before gym but i think thatd be too much
also please keep me entertained /biz/ while i try to study in agony and think about just quitting it all

WAGE

What now? You're still a wagecuck, although a better paid wagecuck.
Assuming crypto doesn't exist, what would be your escape plan from slavery?

AAAAAAAAAA

How is it fucking morning already!

>>14584146
exacly, what's your discord name?

p.s. only 6 available now!

Excuse me? Janitors? Mods?

>Note: /biz/ is NOT a place for ADVERTISING or SOLICITING. Do NOT use it to promote your business, ventures, or anything you may have an interest in.

>OR ANYTHING YOU MAY HAVE AN INTEREST IN.

Could we start deleting all shill threads? Thanks.

Share tips and experiences on how to make your work life more enjoyable

I'll start: On the way to your workplace, get yourself motivated to face the day. Think of how the work you have allows you to have your life outside of it, such as a great social life. A positive attitude will make the day more pleasant and productive.

>>12214898
angry? you just dont seem to understand

>>12139646
(((Unsociable hours bonus)))

>>12138569

this dump is not affecting me because im not planing to sell anyway.

>>11617306
yes, and you need a lot of money so they can take half of it, a big house for her and tyrone to live in when she kicks you out, and alimony so she doesn't have to work and can put your kids in daycare

I wonder if any of you are you aware that there are people in this world that have a severe medical condition which causes them to be that way? My mother for instance is one of those people. She is a crypto currency trader that has bad wrists and a bad back from trading on coinbase all day but you probably do not care about that case either. Oh well I am not one of those people I am 6'4" 245lbs and I exercise every day. I would love to see you say something like to my mother in front of me. Probably never happen though you are probably just an internet tough guy. I doubt very seriously you would say that to someones face. Just my thought.What do you think. Oh I am sorry you probably do not have a brain. I on the other hand will be happy to buy you a plane ticket to come here and see if you have the nerve to say that to someone I know.

My boss announced a mandatory drug test today

How fucked am I

>>10942496