/biz/ - Business & Finance

>tfw a co-worker has a debt after dropping out in one year
I swear people don't understand loans are optional.

Honestly, I don't really get how co-workers can waste so much fucking money on useless shit. It's really surreal how some people buy lunch every day or chip in for a food party thing, especially nowadays when fast food and stuff is getting more expensive. Maybe it was because I was brought up to be a cheap bastard, but I feel much better investing my money than spending it on shit like the latest phones.