/biz/ - Business & Finance

Cunts, I just got my first big kid job and I'm making $72,000. I've written out all my expenses and worked out how much tax and HECS is going to fuck me and at the end of the year I'll only have $7,000 in savings. What the actual fuck? How does anyone afford to save up for nice things? I'd love to have kids, a house, and a car someday but I just do not understand how that is possible.

The only "non-essentials" / subscriptions in my budget are my Melbourne Cricket Club membership, my gym membership, and my rent. Could, technically, go live under a bridge and shower at the gym / office but I quite enjoy having an apartment. The rent will be 500 weekly which was the cheapest I could find. I keep the MCC membership because it'll be good for networking later in my career and if I forgo it the waiting list is something fucked like 30 years at this point. Even so, the membership is only $1,000 each year.