/biz/ - Business & Finance

I'm pretty sure she's cheating on me.

Hope its a red day tomorrow, got a stack of cash waiting to buy.
Went straight to the gym from work today. Neighbor told me a strange car was in my driveway. Asked the misses and she said nothing about it.

I still feel like shat so this will be quick and dirty and not the fancy image I'd normally put up. For the year 2022 I ended up down 9.72% (v.s S&P -17.92%). Divvy ended with $885.71. C.C debt cut in half. Emergency fund on the path to being re-stuffed. Hub bank savings is almost back to the minimum level we like it to be. Long as no more surprise whammy bills come in things will be on track for 2023 to be good year (extreme cold so whammy gas bill)

Today sucked. Felt like shat all day (still do). Flu/sinus. So bad that as we were pulling into the drive I couldn't hold it so opened the door and hurled right on the blacktop. (What? Was either that or hurl in the car). Took some medicine and slept on the couch most of the afternoon with a electric blanket round me cause I was cold. (even though it was almost 70 outside today). So yeah. What a way to spend the final days of the year.

Today sucks. KHC pays out the divvy today. Final divvy of the year and I can't even be happy about it cause I feel like shat. (Sinus/flu). Can't take any medicine till later cause "things to do that involve driving" so I'm suffering till least 1 p.m. Fuck. My b-day is round the corner to so yeah double fuck.

Figures. start of my new year's break and I'm also kinda under the weather (sinus). Took some medicine to knock it out before it gets worse but still.

Well I haven't had the big one yet. Got my gas bill in today. Let's just say shocking is vastly overstated. 150 dollar increase. Same number of days in the billing cycle so it wasn't that. Extreme cold + demand is what did it. (My utility bill that covers everything else was lower though than last month so go figure)

Covid coming back? - Good that means I'll get another paid "vacation" (Work from home with very little work involved). Gotta say the highlight during that period was just getting paid to do nothing all while my vacation and sick time racked up cause uh what was the point of using any (was already home). That and the money savings and me and the Wife uh finding "creative"ways to pass the time more. (sometimes during "working" hours to)

Welp gonna start 2023 off on a good note. C.C debt cut down to just $600 left. Emergency Fund on the path to being rebuilt and growing to nice level (Especially cause uh it don't "exist" if you get my meaning so it can grow undisturbed @ 3.30%). Savings in central hub bank almost back to minimum level. 401k contributions has been hiked 10% with maybe another 10% hike happening in july.(along with a pension hike). Divvy stocks fully prepped and ready for the long 29 year compounding ride without any further help from me.

Off work today. Go back tomorrow for final work day of the year. Got my utility bill in the mail. Yay! no service tax added due to the forthcoming income tax cut that's rolling out in 2023. (Part of the cut; services are getting tax applied while income tax withholding per check gets cut). So every bit of green that stays in my wallet the happier I am.

Welp good and bad day. Good - Added to my SWPPX and bagged INTC, took nap during the afternoon at my desk. Bad - Spent almost 75 at WMT for the following; pair of pants,drain snake (cause fuck paying $100 for a plumber to do the same thing),paper plates, plastic cups, 4pk AA batteries, packing tape, and pk of poker chips (already had the deck of cards)

I'm gonna toss some green into my SWPPX today. Just toss extra green into SWPPX from now till uh whenever.

Not saying to invest in either AMD or INTC but here's a history lesson; back during the AMD Bulldozer times that CPU almost tanked the company due to how piss poor bad it was. AMD stock fell to just 3.00 a share!. (Imagine being around then and bagging that!). Then everyone was saying "AMD is done, buy intel". Well if you listened to the doomers just look at the profit you'd missed out on.

Merry Christmas!. Have a good one (or least as well as you can considering the shat weather for much of the U.S now). Santa's been good to me so far; 24" computer monitor and a USB PS1/PS2 game controller so I can play classic PS games on my computer finally. Hope the coming year brings profit for everyone.

Welp it's finally warmed up. To 13 degrees. Yeah we've got a heat wave now. (Not). Road is still covered with ice/snow. Some asshole decided to risk it early this morning and paid the price. Slid off into my drainage ditch. (Kinda steep). All I seen were tire tracks and a nice deep gouge place in the yard so they must've got it loose.

>>52996685
Uh time to move it. My bank's Emergency fund is paying out 3.30% now.

Welp it's -4 outside right now with the wind blowing pretty good. Lots of ice. Some snow to. Power didn't go out and the pipes didn't freeze so it's all good. Needless to say we aren't going anywhere today.

Bad weather is a coming soon. Snow/ice/neg temps and wind. The whole shat bag in one. I shudder at my nat gas bill once this whole mess blows over. But oh well. Long as my electric stays on and my pipes don't freeze its all good.

Welp final day of work for the year is in the bag. Short day due to them closing offices ahead of the winter storm heading this way. So I'm sitting at home now drinking a cup of coffee just kicking back doing nothing. No more stock bagging and next year not as much bagging either other than just rolling into SWPPX.

I'm hoping the cost of things goes down next year. I wanna sausage biscuit from mcd's to cost just 1.00 again damnit. (1.59 now)

Bought nothing, sold nothing. Ate a 6.35 Little Ceasars meal for lunch (4 slices deep dish pepperoni and 20oz drink). Fell asleep at my desk. Tomorrow is a short day. Gov closed all state buildings early due to the pending bad weather.

Christmas break is close at hand. Just one more day to go.

Yesterday while doing my end of year bagging I also tossed a bit into my SWPPX and bagged more VZ to send this year off nicely. My 401k contribution hike (10%) takes effect the 29th of this month which hey is right in time for my final pay check of the year (30th). Tossed some spare green into my savings and e-fund to. If santa visits me very good I may end up knocking off the remainder of my c.c debt way sooner than planed. (otherwise well I'm expecting a nice fat tax refund, even fatter than last year's so either way the c.c will be paid off)

So another day. Another day of doom!. Annalist are saying the bottom of the S&P will be 3200 by end of 2023. Works for me. The cheaper it gets, the more I can bag each month via my 401k and SWPPX. I placed my bagging orders this morning before I left for work. I spent the whole afternoon asleep at my desk to be honest so I dunno what the hell happened.