/biz/ - Business & Finance

>>55680018
>i mean if everyone did this then they wouldn't have a goy underclass to work for them.
Most people don't invest, and most people who do significantly underperform the market by buying when a stock is ballooning and then panic selling when it drops back down. The average yearly return for index funds is 8%, but the average yearly return for retail investors is a whopping 4%. And average means half of them are making even less than that.

Telling investors to go long on index funds is like telling people to exercise, eat healthy, meditate, or floss their teeth. The payoff is massive in the long run, but no one does it because the average person is a brainlet who can't properly assess risk and reward over the long term. Why would people put a portion of every paycheck into VOOG for slow and consistent gains, when gambling on cryptocurrencies, memestocks, and options is so much more exciting?

The stock market is reliable, but it's not retard-proof.

Listen to this guy
>>55686659
>>55686709

>>55663451
All time. YTD looks good too but that's just recovering from the crash.