/biz/ - Business & Finance

exception: you're already a multi-millionaire

>b-but 5% rule

putting 40-80% of your wealth into a single asset is ALWAYS a terrible idea. The 5% rule completely ignores something called RISK, these made-up rules and calculations completely ignore risk. You may be buying the tip of a housing bubble, you don't know, none of us can predict the future. Take that extra money you aren't spending for a house and invest in multiple assets, REITs included.