/biz/ - Business & Finance

My only experience with investments was having my dad put my ninth-year birthday money into stock for me, and then learning two years later that company had caved in the dotcom burst. I forget which one...

The point is, I know dick about what to do. All I hear about money seminars and stuff is for old people retiring. I'm just out of college, got about $20k in college debt, a job that pays it off well, and about $230-250 a month left over from my budget.

I hear stuff about IRAs, and 401ks, and trades and bonds and I don't know who to trust, because all I think is 'what is this guy trying to sell me on?' So, what the fuck am I supposed to be doing at this stage in my life to build nest eggs or money security or a small monetary project or what-the-fuck ever.

Also, don't assume I know any terms, because I really don't. If all that means is you want to fuck with me like /fa/ or something, go ahead, but it would be nice for some, any direction, instead of waiting 20 years for some course correction.