/biz/ - Business & Finance

How do you motherfuckers do it?

>be 24, working 40 a week at a building supply company @ $14.50/hr + 1% commission (average $40k a month in sales)
>taking home about $2300 a month after taxes
>getting tired and extremely depressed with living in grandma's basement
>live in Chicago so mortgaging the average house is half as expensive as rent on a 1bed in the city
>$700+ month rent min with 4 roommates and 3 dogs
>find and go see a nice studio for $645 a month
>calculate finances and after all bills will have like $30 leftover per month
>if I want to keep paying the same amount I have been towards the little student debt I have I'll be in the red about $450 per month

What am I doing wrong? I've been out of school for about a year. The only clear fuck up I made here is that I have a car payment. I am trying to get some sales experience at current job; dream is to own my own business (as I'm sure most of us here want to do).

It wasn't always like this right?