/biz/ - Business & Finance

>>16423653
>I realize I'm probably in a better spot financially than 90% of people in my generation as a NEET.

Not really. Debt is only scary if you fear working, and can't envision paying it off. My students loans should be paid off before 30. I currently work about 50-60 hours a week at my job for the OT, and plan on working two full-time jobs once I get my teaching certificate.

I honestly didn't I think was doing that badly, but I forgot that I was biz where if you're not plumber, electrician, or engineer, you're a failure.

>>16402586
Do you think everyone here makes 80-100k or something?

If I maxed my 401k it would be close to half of my salary for the year. Maxing a 401k doesn't become feasible for most people until their late 30s or early 40s. I'd rather create my own portfolio and try to have usable wealth throughout my life than being forced to wait until I'm until 60 to have any money.

I do a 10% contribution with like a 4% match. I only just started a 401k in August and have a 2k in it. 24/yo making 40k btw