/biz/ - Business & Finance

>>57474325
Here is a "killer income portfolio" with huge dividends that will make it "pour rivers of gold" in your 401k or Roth IRA for years to come.
>Tier 1: moderate yield high quality - 50% weighting
Alright this is where you HODL stonks that have moderately high say 3.5%-5% yield. The goal here is to have some capital gains potential while also collecting a decent yield. Some STONKS that could go in here include:
* Dividend aristocrats like KO, ABBV (usually 3-3.5%)
* Financials like TD, TROW - both 5% yield.
* Energy non-shitcos like CVX - 4%
OK with the right weightings of shitcos you can have your core "quality" stocks paying out 4.5% income which is already doing much better than the average person to begin with. If you're willing to sacrifice yield a bit you can get into techcos like TSM but that will take the yield a bit lower (prob good for total returns though)
>Tier 2: high yield, some risk - 40%
Here's where you find your typical large cap REITs, foreign banks, small cap high yielders and so on. Examples:
AT&T - 6.3%
Kinder Morgan - 6.6%
Oaktree specialty Lending - 11%
Postal Savings Bank of China - 8%
>Tier 3: true garbage, enormous yield - 10%
Here's where you're unironically attempting to get 15%-20% yield, the dividend equivalent of moonshots. You'll fund a lot of leveraged junk bond funds in this category. Examples include:
PIMCO PDI - 13.65%
Alright so I put together an Excel spreadsheet that calculates the weighted average yield on all the stocks I mentioned. The stocks are equal weighted within their categories, but the number of stocks differs by the category's weighting, producing 50/40/10 category weightings. This was just to make the excelling easier on me, you should be more diversified than this.