/biz/ - Business & Finance

>>54865240
Looking nice and frugal friendo, you're doing great. Being financially sound is a marathon, it's not a sprint so be patient and stay on course.

You're first step was listing out your current necessities here to make a budget, write down every single thing to be in charge of your money. From here you should save 15% of your income for retirement, open a ROTH IRA.

Sure you have a car now, but you'll need maintenance, and maybe in 10 years or so another car. Setup a fund for that, maybe like 300 per month.

Home ownership should be the goal, don't be a chump and throw extra mortgage insurance down the drain for being poor and stupid. Pretend you're making payments on a house now, setup another fund for home ownership so you get used to not having that extra income. That will build up a nice 20% downpayment to avoid that extra useless insurance and you'll be ready for the monthly payments. Hopefully you can pay off < 20 years.

>24428324(jou)
he doesn't even have good taste in women

>>22551540
LMAO he's poor AND a pussy

>>21459109

>can't even get digits in his own thread