/biz/ - Business & Finance

1. No matter whats in your wallet Gods most important and ya cant take your money with you.
2. tithe it will take any guilt from making profit away
3. ok now the basics: you need a skill and a job or your own gig to make baseline money. even if its minimum wage.
4. college is useful for certification only, and if there's no laws saying you need it to do that job theres no use going to school for it. also if a trade school can get you in the business you want go there first before uni
5. dont spend above your income, add up what you earn a month subtract everything you pay. if its over what you make cancel stuff you dont need
6. now with your extra income invest in a broker to get you money through stocks.
7. work with him or on your own if you feel youre good at stocks, to invest in companies that are good for the community or at leasf fulfill a need but will also have the ability to make a return on your investment, this is passive income and acts like a secondary income you can use for saving up for retirement, or obviously family, or whatever. small business loans, commodities, property, bonds, and mutual funds are all things you can invest in but you may also loose money in them which is why research is necesarry.
8. buying a house with a mortgage is cheaper then paying rent even including repairs, and if you take care of your house you can resell it later down the line which is the only real purpose in purchasing property.
9. buying a car is a loss statistically and you should take care of all cars for as long as you can. its not bad to buy new just saying.
10. addiction sucks your money dry, always. moderation is key.